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Day Range
$33.07
$33.66
52-Week Range
$29.43
$37.86
Volume
384,913
50D / 200D Avg
$34.99
/
$34.71
Prev Close
$33.32
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 15.0 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 7.4 | 11.6 |
| Net Margin % | 16.8 | 16.8 |
| Rev Growth 5Y % | 8.8 | 11.6 |
| D/E | 0.2 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$3.89
$3.85 – $3.92
|
1.14B | 3 |
| FY2026 |
$3.51
$3.47 – $3.53
|
1.08B | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-30 | $0.71 | $0.70 | -1.4% |
| 2025-10-22 | $0.76 | $0.83 | +9.1% |
| 2025-07-23 | $0.69 | $0.81 | +17.4% |
| 2025-04-23 | $0.61 | $0.68 | +11.5% |
| 2025-01-22 | $0.48 | $0.55 | +14.6% |
| 2024-10-23 | $0.56 | $0.58 | +3.6% |
| 2024-07-24 | $0.48 | $0.57 | +18.8% |
| 2024-04-24 | $0.48 | $0.48 | 0.0% |
Dividend History
7 yr streakYield
0.03%
Payout Ratio
0.47%
Growth (3Y)
6.00%
Growth (5Y)
8.04%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 31, 2026 | Apr 10, 2026 | $0.27 | 3.24% |
| Dec 26, 2025 | Jan 07, 2026 | $0.27 | 3.15% |
| Sep 29, 2025 | Oct 10, 2025 | $0.27 | 2.99% |
| Jun 27, 2025 | Jul 11, 2025 | $0.27 | 2.97% |
| Mar 31, 2025 | Apr 11, 2025 | $0.25 | 2.92% |
| Dec 31, 2024 | Jan 14, 2025 | $0.25 | 2.94% |
| Sep 30, 2024 | Oct 11, 2024 | $0.25 | 3.02% |
| Jun 28, 2024 | Jul 12, 2024 | $0.25 | 3.67% |
| Mar 27, 2024 | Apr 12, 2024 | $0.25 | 3.60% |
| Dec 28, 2023 | Jan 12, 2024 | $0.25 | 3.22% |
| Sep 28, 2023 | Oct 13, 2023 | $0.25 | 4.21% |
| Jun 29, 2023 | Jul 14, 2023 | $0.25 | 3.98% |
| Mar 29, 2023 | Apr 12, 2023 | $0.23 | 3.37% |
| Dec 29, 2022 | Jan 12, 2023 | $0.23 | 2.88% |
| Sep 29, 2022 | Oct 14, 2022 | $0.23 | 3.17% |
| Jun 29, 2022 | Jul 12, 2022 | $0.23 | 3.06% |
| Mar 29, 2022 | Apr 08, 2022 | $0.20 | 2.57% |
| Dec 29, 2021 | Jan 12, 2022 | $0.20 | 2.46% |
| Sep 29, 2021 | Oct 12, 2021 | $0.20 | 2.46% |
| Jun 29, 2021 | Jul 09, 2021 | $0.20 | 2.43% |
Key Takeaways
Revenue grew 8.77% annually over 5 years — modest growth
Net margin of 16.82% shows strong profitability
Debt/Equity of 0.15 — conservative balance sheet
Generating 211.67M in free cash flow
P/E of 15.00 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 10.38%
Growth
Revenue Growth (5Y)
8.77%
Revenue (1Y)-1.61%
Earnings (1Y)4.80%
FCF Growth (3Y)34.41%
Quality
Return on Equity
7.43%
ROIC5.64%
Net Margin16.82%
Op. Margin20.86%
Safety
Debt / Equity
0.15
Current Ratio0.10
Interest Coverage0.74
Valuation
P/E Ratio
15.00
Forward P/E9.49
P/B Ratio1.05
EV/EBITDA12.66
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.61% | Revenue Growth (3Y) | 3.41% |
| Earnings Growth (1Y) | 4.80% | Earnings Growth (3Y) | 5.02% |
| Revenue Growth (5Y) | 8.77% | Earnings Growth (5Y) | -5.81% |
| Profitability | |||
| Revenue (TTM) | 1.01B | Net Income (TTM) | 169.53M |
| ROE | 7.43% | ROA | 0.86% |
| Gross Margin | 69.58% | Operating Margin | 20.86% |
| Net Margin | 16.82% | Free Cash Flow (TTM) | 211.67M |
| ROIC | 5.64% | FCF Growth (3Y) | 34.41% |
| Safety | |||
| Debt / Equity | 0.15 | Current Ratio | 0.10 |
| Interest Coverage | 0.74 | ||
| Dividends | |||
| Dividend Yield | 0.03% | Payout Ratio | 0.47% |
| Dividend Growth (3Y) | 6.00% | Dividend Growth (5Y) | 8.04% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 15.00 | Forward P/E | 9.49 |
| P/B Ratio | 1.05 | P/S Ratio | 2.52 |
| PEG Ratio | 5.44 | Forward PEG | N/A |
| EV/EBITDA | 12.66 | Fwd EV/EBITDA | 8.54 |
| Forward P/S | 2.37 | Fwd Earnings Yield | 10.54% |
| FCF Yield | 8.32% | ||
| Market Cap | 2.54B | Enterprise Value | 2.66B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.01B | 1.02B | 942.55M | 742.95M | 720.08M |
| Net Income | 169.53M | 161.76M | 153.72M | 188.99M | 215.38M |
| EPS (Diluted) | 2.21 | 2.15 | 2.06 | 2.60 | 2.97 |
| Gross Profit | 701.33M | 692.51M | 676.41M | 677.77M | 695.77M |
| Operating Income | 210.22M | 190.38M | 186.22M | 237.05M | 279.83M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 19.69B | 17.25B | 16.84B | 15.85B | 16.36B |
| Total Liabilities | 17.26B | 15.09B | 14.78B | 13.96B | 14.45B |
| Shareholders' Equity | 2.42B | 2.14B | 2.04B | 1.87B | 1.90B |
| Total Debt | 371.14M | 296.90M | 492.58M | 318.01M | 481.82M |
| Cash & Equivalents | 253.49M | 1.34B | 1.13B | 1.15B | 3.30B |
| Current Assets | 1.35B | 1.40B | 3.26B | 2.99B | 5.10B |
| Current Liabilities | 13.50B | 14.47B | 13.93B | 13.34B | 13.65B |