Back
44
Day Range
$41.77
$42.77
52-Week Range
$29.77
$45.43
Volume
270,204
50D / 200D Avg
$42.39
/
$39.46
Prev Close
$42.07
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.1 | 10.3 |
| P/B | 1.2 | 1.1 |
| ROE % | 11.0 | 11.7 |
| Net Margin % | 20.0 | 16.9 |
| Rev Growth 5Y % | 18.5 | 11.6 |
| D/E | 0.5 | 0.5 |
Analyst Price Target
Hold
$37.50
-10.9%
Low: $37.00
High: $38.00
Forward P/E
11.05
Forward EPS
$3.81
EPS Growth (est.)
+0.0%
Est. Revenue
847.38M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$4.07
$3.99 – $4.12
|
889.56M | 5 |
| FY2026 |
$3.81
$3.75 – $3.88
|
847.38M | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-27 | $0.91 | $0.97 | +6.4% |
| 2025-10-28 | $0.93 | $0.94 | +0.9% |
| 2025-07-22 | $0.87 | $0.92 | +5.9% |
| 2025-04-22 | $0.82 | $0.88 | +7.6% |
| 2025-01-28 | $0.83 | $0.92 | +11.2% |
| 2024-10-22 | $0.82 | $0.84 | +2.4% |
| 2024-07-23 | $0.63 | $0.66 | +5.6% |
| 2024-04-23 | $0.61 | $0.68 | +11.5% |
Dividend History
7 yr streakYield
0.02%
Payout Ratio
0.26%
Growth (3Y)
1.43%
Growth (5Y)
0.85%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 15, 2026 | $0.25 | 2.28% |
| Dec 01, 2025 | Dec 15, 2025 | $0.24 | 2.47% |
| Aug 29, 2025 | Sep 15, 2025 | $0.24 | 2.36% |
| May 30, 2025 | Jun 15, 2025 | $0.24 | 2.73% |
| Feb 28, 2025 | Mar 15, 2025 | $0.24 | 2.54% |
| Nov 29, 2024 | Dec 15, 2024 | $0.23 | 2.35% |
| Aug 30, 2024 | Sep 15, 2024 | $0.23 | 2.76% |
| May 31, 2024 | Jun 15, 2024 | $0.23 | 3.16% |
| Feb 29, 2024 | Mar 15, 2024 | $0.23 | 3.43% |
| Nov 30, 2023 | Dec 15, 2023 | $0.23 | 4.02% |
| Aug 31, 2023 | Sep 15, 2023 | $0.23 | 3.99% |
| May 31, 2023 | Jun 15, 2023 | $0.23 | 4.41% |
| Feb 28, 2023 | Mar 15, 2023 | $0.23 | 3.13% |
| Nov 30, 2022 | Dec 15, 2022 | $0.23 | 2.52% |
| Aug 31, 2022 | Sep 15, 2022 | $0.23 | 2.92% |
| May 31, 2022 | Jun 15, 2022 | $0.23 | 3.16% |
| Feb 28, 2022 | Mar 15, 2022 | $0.23 | 2.92% |
| Nov 30, 2021 | Dec 15, 2021 | $0.23 | 3.01% |
| Aug 31, 2021 | Sep 15, 2021 | $0.23 | 2.91% |
| May 28, 2021 | Jun 15, 2021 | $0.23 | 2.74% |
Key Takeaways
Revenue grew 18.52% annually over 5 years — strong growth
ROE of 10.98% — decent returns on equity
Net margin of 20.01% shows strong profitability
Generating 231.95M in free cash flow
P/E of 11.05 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 16.23%
Growth
Revenue Growth (5Y)
18.52%
Revenue (1Y)34.75%
Earnings (1Y)0.50%
FCF Growth (3Y)25.09%
Quality
Return on Equity
10.98%
ROIC6.62%
Net Margin20.01%
Op. Margin25.51%
Safety
Debt / Equity
0.53
Current Ratio0.73
Interest Coverage0.91
Valuation
P/E Ratio
11.05
Forward P/E11.05
P/B Ratio1.17
EV/EBITDA10.24
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 34.75% | Revenue Growth (3Y) | 10.57% |
| Earnings Growth (1Y) | 0.50% | Earnings Growth (3Y) | 16.38% |
| Revenue Growth (5Y) | 18.52% | Earnings Growth (5Y) | 11.05% |
| Profitability | |||
| Revenue (TTM) | 1.12B | Net Income (TTM) | 224.14M |
| ROE | 10.98% | ROA | 1.18% |
| Gross Margin | 70.96% | Operating Margin | 25.51% |
| Net Margin | 20.01% | Free Cash Flow (TTM) | 231.95M |
| ROIC | 6.62% | FCF Growth (3Y) | 25.09% |
| Safety | |||
| Debt / Equity | 0.53 | Current Ratio | 0.73 |
| Interest Coverage | 0.91 | ||
| Dividends | |||
| Dividend Yield | 0.02% | Payout Ratio | 0.26% |
| Dividend Growth (3Y) | 1.43% | Dividend Growth (5Y) | 0.85% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11.05 | Forward P/E | 11.05 |
| P/B Ratio | 1.17 | P/S Ratio | 2.21 |
| PEG Ratio | 5.46 | Forward PEG | N/A |
| EV/EBITDA | 10.24 | Fwd EV/EBITDA | 14.71 |
| Forward P/S | 2.92 | Fwd Earnings Yield | 9.05% |
| FCF Yield | 9.36% | ||
| Market Cap | 2.48B | Enterprise Value | 2.93B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.12B | 831.37M | 916.33M | 583.32M | 567.82M |
| Net Income | 224.14M | 223.01M | 165.49M | 71.89M | 147.37M |
| EPS (Diluted) | 3.70 | 3.63 | 2.70 | 1.17 | 2.34 |
| Gross Profit | 794.92M | 414.20M | 565.80M | 513.31M | 568.11M |
| Operating Income | 285.73M | 34.06M | 181.03M | 59.11M | 175.41M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 18.93B | 18.15B | 18.72B | 18.02B | 17.60B |
| Total Liabilities | 16.80B | 16.19B | 17.06B | 16.52B | 15.85B |
| Shareholders' Equity | 2.12B | 1.96B | 1.66B | 1.49B | 1.74B |
| Total Debt | 1.12B | 849.81M | 1.11B | 1.72B | 550.97M |
| Cash & Equivalents | 668.01M | 567.25M | 975.34M | 734.79M | 2.27B |
| Current Assets | 2.54B | 2.26B | 2.74B | 2.76B | 5.51B |
| Current Liabilities | 3.48B | 15.53B | 16.05B | 14.96B | 15.41B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#536 of 1052
Recent Activity
Entered
Cash Flow Compounder
Mar 24, 2026