Atrás
Rango del Día
$53.86
$55.39
Rango de 52 Semanas
$34.50
$62.64
Volumen
235,776
Promedio 50D / 200D
$57.63
/
$51.82
Cierre Anterior
$52.71
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 20.2 | 10.3 |
| P/B | 1.4 | 1.1 |
| ROE % | 7.2 | 11.7 |
| Net Margin % | 20.5 | 16.8 |
| Rev Growth 5Y % | 13.7 | 11.7 |
| D/E | 0.1 | 0.5 |
Puntos Clave
Revenue grew 13.71% annually over 5 years — strong growth
Earnings grew 45.70% over the past year
Net margin of 20.45% shows strong profitability
Debt/Equity of 0.05 — conservative balance sheet
Generating 198.89M in free cash flow
PEG of 0.42 suggests growth is underpriced
Crecimiento
Revenue Growth (5Y)
13.71%
Revenue (1Y)2.32%
Earnings (1Y)45.70%
FCF Growth (3Y)25.15%
Calidad
Return on Equity
7.16%
ROIC6.26%
Net Margin20.45%
Op. Margin26.56%
Seguridad
Debt / Equity
0.05
Current Ratio0.24
Interest Coverage0.91
Valoración
P/E Ratio
20.24
P/B Ratio1.36
EV/EBITDA15.08
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.32% | Revenue Growth (3Y) | 0.19% |
| Earnings Growth (1Y) | 45.70% | Earnings Growth (3Y) | 3.27% |
| Revenue Growth (5Y) | 13.71% | Earnings Growth (5Y) | 3.80% |
| Profitability | |||
| Revenue (TTM) | 543.12M | Net Income (TTM) | 111.05M |
| ROE | 7.16% | ROA | 0.88% |
| Gross Margin | 70.11% | Operating Margin | 26.56% |
| Net Margin | 20.45% | Free Cash Flow (TTM) | 198.89M |
| ROIC | 6.26% | FCF Growth (3Y) | 25.15% |
| Safety | |||
| Debt / Equity | 0.05 | Current Ratio | 0.24 |
| Interest Coverage | 0.91 | Dividend Yield | 0.02% |
| Valuation | |||
| P/E Ratio | 20.24 | P/B Ratio | 1.36 |
| P/S Ratio | 4.14 | PEG Ratio | 0.42 |
| EV/EBITDA | 15.08 | Dividend Yield | 0.02% |
| Market Cap | 2.25B | Enterprise Value | 2.18B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 543.12M | 530.81M | 541.11M | 407.66M | 324.90M |
| Net Income | 111.05M | 76.22M | 104.13M | 146.94M | 95.64M |
| EPS (Diluted) | 2.68 | 1.84 | 2.51 | 4.12 | 2.68 |
| Gross Profit | 380.81M | 327.40M | 381.20M | 379.16M | 300.34M |
| Operating Income | 144.23M | 98.12M | 131.96M | 185.22M | 120.32M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12.67B | 12.15B | 12.11B | 10.63B | 10.51B |
| Total Liabilities | 11.01B | 10.70B | 10.74B | 9.59B | 9.28B |
| Shareholders' Equity | 1.65B | 1.45B | 1.37B | 1.03B | 1.23B |
| Total Debt | 74.57M | 14.55M | 321.67M | 237.82M | 19.50M |
| Cash & Equivalents | 146.76M | 507.51M | 237.86M | 270.32M | 461.16M |
| Current Assets | 2.23B | 2.44B | 2.46B | 2.61B | 3.12B |
| Current Liabilities | 9.42B | 10.54B | 10.04B | 9.23B | 9.13B |