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Fourchette du Jour
53,86 €
55,39 €
Fourchette 52 Semaines
34,50 €
62,64 €
Volume
235 776
Moyenne 50J / 200J
57,63 €
/
51,82 €
Clôture Précédente
52,71 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 20,2 | 10,3 |
| P/B | 1,4 | 1,1 |
| ROE % | 7,2 | 11,7 |
| Net Margin % | 20,5 | 16,8 |
| Rev Growth 5Y % | 13,7 | 11,7 |
| D/E | 0,1 | 0,5 |
Points Clés
Revenue grew 13,71% annually over 5 years — strong growth
Earnings grew 45,70% over the past year
Net margin of 20,45% shows strong profitability
Debt/Equity of 0,05 — conservative balance sheet
Generating 198,89M in free cash flow
PEG of 0,42 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
13,71%
Revenue (1Y)2,32%
Earnings (1Y)45,70%
FCF Growth (3Y)25,15%
Qualité
Return on Equity
7,16%
ROIC6,26%
Net Margin20,45%
Op. Margin26,56%
Sécurité
Debt / Equity
0,05
Current Ratio0,24
Interest Coverage0,91
Valorisation
P/E Ratio
20,24
P/B Ratio1,36
EV/EBITDA15,08
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,32% | Revenue Growth (3Y) | 0,19% |
| Earnings Growth (1Y) | 45,70% | Earnings Growth (3Y) | 3,27% |
| Revenue Growth (5Y) | 13,71% | Earnings Growth (5Y) | 3,80% |
| Profitability | |||
| Revenue (TTM) | 543,12M | Net Income (TTM) | 111,05M |
| ROE | 7,16% | ROA | 0,88% |
| Gross Margin | 70,11% | Operating Margin | 26,56% |
| Net Margin | 20,45% | Free Cash Flow (TTM) | 198,89M |
| ROIC | 6,26% | FCF Growth (3Y) | 25,15% |
| Safety | |||
| Debt / Equity | 0,05 | Current Ratio | 0,24 |
| Interest Coverage | 0,91 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 20,24 | P/B Ratio | 1,36 |
| P/S Ratio | 4,14 | PEG Ratio | 0,42 |
| EV/EBITDA | 15,08 | Dividend Yield | 0,02% |
| Market Cap | 2,25B | Enterprise Value | 2,18B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 543,12M | 530,81M | 541,11M | 407,66M | 324,90M |
| Net Income | 111,05M | 76,22M | 104,13M | 146,94M | 95,64M |
| EPS (Diluted) | 2,68 | 1,84 | 2,51 | 4,12 | 2,68 |
| Gross Profit | 380,81M | 327,40M | 381,20M | 379,16M | 300,34M |
| Operating Income | 144,23M | 98,12M | 131,96M | 185,22M | 120,32M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12,67B | 12,15B | 12,11B | 10,63B | 10,51B |
| Total Liabilities | 11,01B | 10,70B | 10,74B | 9,59B | 9,28B |
| Shareholders' Equity | 1,65B | 1,45B | 1,37B | 1,03B | 1,23B |
| Total Debt | 74,57M | 14,55M | 321,67M | 237,82M | 19,50M |
| Cash & Equivalents | 146,76M | 507,51M | 237,86M | 270,32M | 461,16M |
| Current Assets | 2,23B | 2,44B | 2,46B | 2,61B | 3,12B |
| Current Liabilities | 9,42B | 10,54B | 10,04B | 9,23B | 9,13B |