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Day Range
$51.59
$53.39
52-Week Range
$22.60
$57.03
Volume
149,970
50D / 200D Avg
$52.92
/
$46.10
Prev Close
$50.83
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (853 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 23.3 | 10.3 |
| P/B | 30.7 | 1.1 |
| ROE % | 198.5 | 11.7 |
| Net Margin % | 13.5 | 16.8 |
| Rev Growth 5Y % | 3.2 | 11.7 |
| D/E | 5.3 | 0.5 |
Key Takeaways
Revenue grew 3.21% annually over 5 years — modest growth
ROE of 198.51% indicates high profitability
Debt/Equity of 5.33 — high leverage
Generating 180.70M in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 14.33%
Cash machine — converts 225.88% of earnings into free cash flow
Growth
Revenue Growth (5Y)
3.21%
Revenue (1Y)17.54%
Earnings (1Y)-5.88%
FCF Growth (3Y)82.09%
Quality
Return on Equity
198.51%
ROIC31.83%
Net Margin13.46%
Op. Margin27.38%
Safety
Debt / Equity
5.33
Current Ratio1.67
Interest Coverage7.50
Valuation
P/E Ratio
23.28
P/B Ratio30.73
EV/EBITDA12.81
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 17.54% | Revenue Growth (3Y) | 18.03% |
| Earnings Growth (1Y) | -5.88% | Earnings Growth (3Y) | 10.26% |
| Revenue Growth (5Y) | 3.21% | Earnings Growth (5Y) | -44.25% |
| Profitability | |||
| Revenue (TTM) | 594.30M | Net Income (TTM) | 80.00M |
| ROE | 198.51% | ROA | 11.82% |
| Gross Margin | 92.88% | Operating Margin | 27.38% |
| Net Margin | 13.46% | Free Cash Flow (TTM) | 180.70M |
| ROIC | 31.83% | FCF Growth (3Y) | 82.09% |
| Safety | |||
| Debt / Equity | 5.33 | Current Ratio | 1.67 |
| Interest Coverage | 7.50 | Dividend Yield | 0.00% |
| Valuation | |||
| P/E Ratio | 23.28 | P/B Ratio | 30.73 |
| P/S Ratio | 3.13 | PEG Ratio | -11.96 |
| EV/EBITDA | 12.81 | Dividend Yield | 0.00% |
| Market Cap | 1.86B | Enterprise Value | 2.08B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 594.30M | 505.60M | 426.60M | 417.20M | 523.80M |
| Net Income | 80.00M | 85.00M | 65.80M | 100.60M | 828.40M |
| EPS (Diluted) | 2.21 | 2.22 | 1.55 | 2.33 | 10.29 |
| Gross Profit | 552.00M | 239.20M | 205.90M | 257.60M | 239.20M |
| Operating Income | 162.70M | 135.50M | 106.00M | 167.90M | 145.80M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 677.00M | 703.20M | 611.40M | 518.70M | 714.80M |
| Total Liabilities | 593.00M | 616.10M | 561.90M | 540.30M | 732.40M |
| Shareholders' Equity | 60.60M | 20.00M | 40.20M | -21.60M | -17.60M |
| Total Debt | 322.80M | 341.60M | 346.30M | 349.30M | 472.50M |
| Cash & Equivalents | 101.20M | 94.80M | 146.80M | 108.40M | 252.10M |
| Current Assets | 279.70M | 266.20M | 293.70M | 245.70M | 424.10M |
| Current Liabilities | 167.50M | 191.50M | 41.90M | 35.90M | 36.30M |