Terug
Dagbereik
€ 51,59
€ 53,39
52-Weeksbereik
€ 22,60
€ 57,03
Volume
149.970
50D / 200D Gem.
€ 52,92
/
€ 46,10
Vorige Slotkoers
€ 50,83
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (853 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 23,3 | 10,3 |
| P/B | 30,7 | 1,1 |
| ROE % | 198,5 | 11,7 |
| Net Margin % | 13,5 | 16,8 |
| Rev Growth 5Y % | 3,2 | 11,7 |
| D/E | 5,3 | 0,5 |
Belangrijkste Punten
Revenue grew 3,21% annually over 5 years — modest growth
ROE of 198,51% indicates high profitability
Debt/Equity of 5,33 — high leverage
Generating 180,70M in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 14,33%
Cash machine — converts 225,88% of earnings into free cash flow
Groei
Revenue Growth (5Y)
3,21%
Revenue (1Y)17,54%
Earnings (1Y)-5,88%
FCF Growth (3Y)82,09%
Kwaliteit
Return on Equity
198,51%
ROIC31,83%
Net Margin13,46%
Op. Margin27,38%
Veiligheid
Debt / Equity
5,33
Current Ratio1,67
Interest Coverage7,50
Waardering
P/E Ratio
23,28
P/B Ratio30,73
EV/EBITDA12,81
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 17,54% | Revenue Growth (3Y) | 18,03% |
| Earnings Growth (1Y) | -5,88% | Earnings Growth (3Y) | 10,26% |
| Revenue Growth (5Y) | 3,21% | Earnings Growth (5Y) | -44,25% |
| Profitability | |||
| Revenue (TTM) | 594,30M | Net Income (TTM) | 80,00M |
| ROE | 198,51% | ROA | 11,82% |
| Gross Margin | 92,88% | Operating Margin | 27,38% |
| Net Margin | 13,46% | Free Cash Flow (TTM) | 180,70M |
| ROIC | 31,83% | FCF Growth (3Y) | 82,09% |
| Safety | |||
| Debt / Equity | 5,33 | Current Ratio | 1,67 |
| Interest Coverage | 7,50 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 23,28 | P/B Ratio | 30,73 |
| P/S Ratio | 3,13 | PEG Ratio | -11,96 |
| EV/EBITDA | 12,81 | Dividend Yield | 0,00% |
| Market Cap | 1,86B | Enterprise Value | 2,08B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 594,30M | 505,60M | 426,60M | 417,20M | 523,80M |
| Net Income | 80,00M | 85,00M | 65,80M | 100,60M | 828,40M |
| EPS (Diluted) | 2,21 | 2,22 | 1,55 | 2,33 | 10,29 |
| Gross Profit | 552,00M | 239,20M | 205,90M | 257,60M | 239,20M |
| Operating Income | 162,70M | 135,50M | 106,00M | 167,90M | 145,80M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 677,00M | 703,20M | 611,40M | 518,70M | 714,80M |
| Total Liabilities | 593,00M | 616,10M | 561,90M | 540,30M | 732,40M |
| Shareholders' Equity | 60,60M | 20,00M | 40,20M | -21,60M | -17,60M |
| Total Debt | 322,80M | 341,60M | 346,30M | 349,30M | 472,50M |
| Cash & Equivalents | 101,20M | 94,80M | 146,80M | 108,40M | 252,10M |
| Current Assets | 279,70M | 266,20M | 293,70M | 245,70M | 424,10M |
| Current Liabilities | 167,50M | 191,50M | 41,90M | 35,90M | 36,30M |