Atrás
Rango del Día
$41.65
$45.11
Rango de 52 Semanas
$40.32
$127.99
Volumen
579,300
Promedio 50D / 200D
$56.51
/
$75.96
Cierre Anterior
$42.42
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 60.9 | 10.3 |
| P/B | — | 1.1 |
| ROE % | — | 11.7 |
| Net Margin % | 7.6 | 16.8 |
| Rev Growth 5Y % | 24.7 | 11.7 |
| D/E | — | 0.5 |
Puntos Clave
Revenue grew 24.65% annually over 5 years — strong growth
Generating 86.09M in free cash flow
P/E of 60.85 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 8.50%
Cash machine — converts 309.32% of earnings into free cash flow
Capital efficient — spends only 1.55% of revenue on capex
Crecimiento
Revenue Growth (5Y)
24.65%
Revenue (1Y)16.15%
Earnings (1Y)-8.53%
FCF Growth (3Y)49.34%
Calidad
Return on Equity
N/A
ROIC21.74%
Net Margin7.62%
Op. Margin20.38%
Seguridad
Debt / Equity
N/A
Current Ratio7.60
Interest Coverage3.13
Valoración
P/E Ratio
60.85
P/B RatioN/A
EV/EBITDA27.02
Dividend Yield0.08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 16.15% | Revenue Growth (3Y) | 18.24% |
| Earnings Growth (1Y) | -8.53% | Earnings Growth (3Y) | 40.29% |
| Revenue Growth (5Y) | 24.65% | Earnings Growth (5Y) | 50.65% |
| Profitability | |||
| Revenue (TTM) | 365.30M | Net Income (TTM) | 27.83M |
| ROE | N/A | ROA | 6.71% |
| Gross Margin | 46.25% | Operating Margin | 20.38% |
| Net Margin | 7.62% | Free Cash Flow (TTM) | 86.09M |
| ROIC | 21.74% | FCF Growth (3Y) | 49.34% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | 7.60 |
| Interest Coverage | 3.13 | Dividend Yield | 0.08% |
| Valuation | |||
| P/E Ratio | 60.85 | P/B Ratio | N/A |
| P/S Ratio | 4.64 | PEG Ratio | -6.77 |
| EV/EBITDA | 27.02 | Dividend Yield | 0.08% |
| Market Cap | 1.69B | Enterprise Value | 2.01B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 365.30M | 314.51M | 261.28M | 209.39M | 151.31M |
| Net Income | 27.83M | 30.43M | 14.14M | 565,000.0 | 5.40M |
| EPS (Diluted) | 1.04 | 1.16 | 0.37 | 0.03 | 0.26 |
| Gross Profit | 168.94M | 141.56M | 261.28M | 209.39M | 151.31M |
| Operating Income | 74.45M | 61.14M | 26.39M | 5.13M | 6.00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 414.86M | 397.65M | 354.89M | 321.35M | 270.29M |
| Total Liabilities | 577.65M | 358.58M | 338.11M | 354.98M | 339.48M |
| Shareholders' Equity | -95.50M | 43.89M | 56.55M | 10.67M | -14.02M |
| Total Debt | 352.29M | 153.39M | 143.22M | 165.16M | 174.96M |
| Cash & Equivalents | 34.39M | 54.28M | 41.96M | 28.74M | 28.53M |
| Current Assets | 88.63M | 0.0 | 81.74M | 71.95M | 0.0 |
| Current Liabilities | 11.66M | 0.0 | 40.89M | 37.14M | 0.0 |