Terug
Dagbereik
€ 41,65
€ 45,11
52-Weeksbereik
€ 40,32
€ 127,99
Volume
579.300
50D / 200D Gem.
€ 56,51
/
€ 75,96
Vorige Slotkoers
€ 42,42
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 60,9 | 10,3 |
| P/B | — | 1,1 |
| ROE % | — | 11,7 |
| Net Margin % | 7,6 | 16,8 |
| Rev Growth 5Y % | 24,7 | 11,7 |
| D/E | — | 0,5 |
Belangrijkste Punten
Revenue grew 24,65% annually over 5 years — strong growth
Generating 86,09M in free cash flow
P/E of 60,85 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 8,50%
Cash machine — converts 309,32% of earnings into free cash flow
Capital efficient — spends only 1,55% of revenue on capex
Groei
Revenue Growth (5Y)
24,65%
Revenue (1Y)16,15%
Earnings (1Y)-8,53%
FCF Growth (3Y)49,34%
Kwaliteit
Return on Equity
N/A
ROIC21,74%
Net Margin7,62%
Op. Margin20,38%
Veiligheid
Debt / Equity
N/A
Current Ratio7,60
Interest Coverage3,13
Waardering
P/E Ratio
60,85
P/B RatioN/A
EV/EBITDA27,02
Dividend Yield0,08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 16,15% | Revenue Growth (3Y) | 18,24% |
| Earnings Growth (1Y) | -8,53% | Earnings Growth (3Y) | 40,29% |
| Revenue Growth (5Y) | 24,65% | Earnings Growth (5Y) | 50,65% |
| Profitability | |||
| Revenue (TTM) | 365,30M | Net Income (TTM) | 27,83M |
| ROE | N/A | ROA | 6,71% |
| Gross Margin | 46,25% | Operating Margin | 20,38% |
| Net Margin | 7,62% | Free Cash Flow (TTM) | 86,09M |
| ROIC | 21,74% | FCF Growth (3Y) | 49,34% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | 7,60 |
| Interest Coverage | 3,13 | Dividend Yield | 0,08% |
| Valuation | |||
| P/E Ratio | 60,85 | P/B Ratio | N/A |
| P/S Ratio | 4,64 | PEG Ratio | -6,77 |
| EV/EBITDA | 27,02 | Dividend Yield | 0,08% |
| Market Cap | 1,69B | Enterprise Value | 2,01B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 365,30M | 314,51M | 261,28M | 209,39M | 151,31M |
| Net Income | 27,83M | 30,43M | 14,14M | 565.000,0 | 5,40M |
| EPS (Diluted) | 1,04 | 1,16 | 0,37 | 0,03 | 0,26 |
| Gross Profit | 168,94M | 141,56M | 261,28M | 209,39M | 151,31M |
| Operating Income | 74,45M | 61,14M | 26,39M | 5,13M | 6,00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 414,86M | 397,65M | 354,89M | 321,35M | 270,29M |
| Total Liabilities | 577,65M | 358,58M | 338,11M | 354,98M | 339,48M |
| Shareholders' Equity | -95,50M | 43,89M | 56,55M | 10,67M | -14,02M |
| Total Debt | 352,29M | 153,39M | 143,22M | 165,16M | 174,96M |
| Cash & Equivalents | 34,39M | 54,28M | 41,96M | 28,74M | 28,53M |
| Current Assets | 88,63M | 0,0 | 81,74M | 71,95M | 0,0 |
| Current Liabilities | 11,66M | 0,0 | 40,89M | 37,14M | 0,0 |