Atrás
Rango del Día
$132.36
$136.87
Rango de 52 Semanas
$93.00
$153.00
Volumen
89,277
Promedio 50D / 200D
$137.89
/
$127.78
Cierre Anterior
$130.32
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 20.8 | 10.3 |
| P/B | 2.3 | 1.1 |
| ROE % | 11.1 | 11.7 |
| Net Margin % | 29.7 | 16.8 |
| Rev Growth 5Y % | 19.8 | 11.7 |
| D/E | 0.2 | 0.5 |
Puntos Clave
Revenue grew 19.79% annually over 5 years — strong growth
ROE of 11.14% — decent returns on equity
Net margin of 29.73% shows strong profitability
Debt/Equity of 0.19 — conservative balance sheet
Generating 51.04M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 12.08%
Crecimiento
Revenue Growth (5Y)
19.79%
Revenue (1Y)7.71%
Earnings (1Y)9.05%
FCF Growth (3Y)13.73%
Calidad
Return on Equity
11.14%
ROIC8.62%
Net Margin29.73%
Op. Margin36.67%
Seguridad
Debt / Equity
0.19
Current Ratio1.84
Interest Coverage1.26
Valoración
P/E Ratio
20.79
P/B Ratio2.31
EV/EBITDA17.63
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7.71% | Revenue Growth (3Y) | 13.55% |
| Earnings Growth (1Y) | 9.05% | Earnings Growth (3Y) | -2.05% |
| Revenue Growth (5Y) | 19.79% | Earnings Growth (5Y) | 12.00% |
| Profitability | |||
| Revenue (TTM) | 240.45M | Net Income (TTM) | 71.50M |
| ROE | 11.14% | ROA | 1.58% |
| Gross Margin | 70.34% | Operating Margin | 36.67% |
| Net Margin | 29.73% | Free Cash Flow (TTM) | 51.04M |
| ROIC | 8.62% | FCF Growth (3Y) | 13.73% |
| Safety | |||
| Debt / Equity | 0.19 | Current Ratio | 1.84 |
| Interest Coverage | 1.26 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 20.79 | P/B Ratio | 2.31 |
| P/S Ratio | 6.18 | PEG Ratio | 1.49 |
| EV/EBITDA | 17.63 | Dividend Yield | 0.04% |
| Market Cap | 1.49B | Enterprise Value | 1.55B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 240.45M | 223.24M | 186.47M | 130.77M | 116.78M |
| Net Income | 71.50M | 65.56M | 74.51M | 45.21M | 45.44M |
| EPS (Diluted) | 7.23 | 6.50 | 7.26 | 5.56 | 5.90 |
| Gross Profit | 169.14M | 155.44M | 132.79M | 116.12M | 105.38M |
| Operating Income | 88.17M | 79.51M | 98.79M | 59.63M | 59.97M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4.52B | 4.50B | 4.22B | 3.66B | 2.94B |
| Total Liabilities | 3.88B | 3.86B | 3.60B | 3.21B | 2.61B |
| Shareholders' Equity | 643.84M | 639.68M | 619.80M | 453.10M | 322.65M |
| Total Debt | 123.55M | 147.37M | 127.14M | 122.63M | 66.63M |
| Cash & Equivalents | 55.35M | 261.33M | 247.47M | 119.35M | 296.86M |
| Current Assets | 55.35M | 414.29M | 407.44M | 424.38M | 509.55M |
| Current Liabilities | 30.09M | 3.66B | 3.51B | 3.16B | 2.57B |