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Fourchette du Jour
132,36 €
136,87 €
Fourchette 52 Semaines
93,00 €
153,00 €
Volume
89 277
Moyenne 50J / 200J
137,89 €
/
127,78 €
Clôture Précédente
130,32 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 20,8 | 10,3 |
| P/B | 2,3 | 1,1 |
| ROE % | 11,1 | 11,7 |
| Net Margin % | 29,7 | 16,8 |
| Rev Growth 5Y % | 19,8 | 11,7 |
| D/E | 0,2 | 0,5 |
Points Clés
Revenue grew 19,79% annually over 5 years — strong growth
ROE of 11,14% — decent returns on equity
Net margin of 29,73% shows strong profitability
Debt/Equity of 0,19 — conservative balance sheet
Generating 51,04M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 12,08%
Croissance
Revenue Growth (5Y)
19,79%
Revenue (1Y)7,71%
Earnings (1Y)9,05%
FCF Growth (3Y)13,73%
Qualité
Return on Equity
11,14%
ROIC8,62%
Net Margin29,73%
Op. Margin36,67%
Sécurité
Debt / Equity
0,19
Current Ratio1,84
Interest Coverage1,26
Valorisation
P/E Ratio
20,79
P/B Ratio2,31
EV/EBITDA17,63
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7,71% | Revenue Growth (3Y) | 13,55% |
| Earnings Growth (1Y) | 9,05% | Earnings Growth (3Y) | -2,05% |
| Revenue Growth (5Y) | 19,79% | Earnings Growth (5Y) | 12,00% |
| Profitability | |||
| Revenue (TTM) | 240,45M | Net Income (TTM) | 71,50M |
| ROE | 11,14% | ROA | 1,58% |
| Gross Margin | 70,34% | Operating Margin | 36,67% |
| Net Margin | 29,73% | Free Cash Flow (TTM) | 51,04M |
| ROIC | 8,62% | FCF Growth (3Y) | 13,73% |
| Safety | |||
| Debt / Equity | 0,19 | Current Ratio | 1,84 |
| Interest Coverage | 1,26 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 20,79 | P/B Ratio | 2,31 |
| P/S Ratio | 6,18 | PEG Ratio | 1,49 |
| EV/EBITDA | 17,63 | Dividend Yield | 0,04% |
| Market Cap | 1,49B | Enterprise Value | 1,55B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 240,45M | 223,24M | 186,47M | 130,77M | 116,78M |
| Net Income | 71,50M | 65,56M | 74,51M | 45,21M | 45,44M |
| EPS (Diluted) | 7,23 | 6,50 | 7,26 | 5,56 | 5,90 |
| Gross Profit | 169,14M | 155,44M | 132,79M | 116,12M | 105,38M |
| Operating Income | 88,17M | 79,51M | 98,79M | 59,63M | 59,97M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,52B | 4,50B | 4,22B | 3,66B | 2,94B |
| Total Liabilities | 3,88B | 3,86B | 3,60B | 3,21B | 2,61B |
| Shareholders' Equity | 643,84M | 639,68M | 619,80M | 453,10M | 322,65M |
| Total Debt | 123,55M | 147,37M | 127,14M | 122,63M | 66,63M |
| Cash & Equivalents | 55,35M | 261,33M | 247,47M | 119,35M | 296,86M |
| Current Assets | 55,35M | 414,29M | 407,44M | 424,38M | 509,55M |
| Current Liabilities | 30,09M | 3,66B | 3,51B | 3,16B | 2,57B |