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Preferred Bank

Data quality: 100%
PFBC
NASDAQ Financial Services Banks - Regional
$88.99
▲ $1.40 (1.60%)
Mkt Cap: 1.08B
Day Range
$88.41 $90.85
52-Week Range
$71.90 $103.05
Volume
103,386
50D / 200D Avg
$90.33 / $91.53
Prev Close
$87.59

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 8.1 10.3
P/B 1.4 1.1
ROE % 17.2 11.7
Net Margin % 26.8 16.8
Rev Growth 5Y % 22.9 11.7
D/E 0.5 0.5

Analyst Price Target

Hold
$102.67 +15.4%
Low: $93.00 High: $111.00
Forward P/E
8.6
Forward EPS
$10.37
EPS Growth (est.)
+0.0%
Est. Revenue
290 M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $11.05
$10.59 – $11.47
320 M 4
FY2026 $10.37
$10.25 – $10.43
290 M 4

Key Takeaways

Revenue grew 22.89% annually over 5 years — strong growth
ROE of 17.21% — decent returns on equity
Net margin of 26.78% shows strong profitability
Debt/Equity of 0.49 — conservative balance sheet
Generating 166.79M in free cash flow
P/E of 8.11 — trading at a low valuation

Growth

Revenue Growth (5Y)
22.89%
Revenue (1Y)-4.11%
Earnings (1Y)2.27%
FCF Growth (3Y)-1.81%

Quality

Return on Equity
17.21%
ROIC12.12%
Net Margin26.78%
Op. Margin37.98%

Safety

Debt / Equity
0.49
Current Ratio149.60
Interest Coverage0.88

Valuation

P/E Ratio
8.11
P/B Ratio1.37
EV/EBITDA3.49
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -4.11% Revenue Growth (3Y) 1.78%
Earnings Growth (1Y) 2.27% Earnings Growth (3Y) -5.63%
Revenue Growth (5Y) 22.89% Earnings Growth (5Y) 8.84%
Profitability
Revenue (TTM) 499.04M Net Income (TTM) 133.63M
ROE 17.21% ROA 1.76%
Gross Margin 54.97% Operating Margin 37.98%
Net Margin 26.78% Free Cash Flow (TTM) 166.79M
ROIC 12.12% FCF Growth (3Y) -1.81%
Safety
Debt / Equity 0.49 Current Ratio 149.60
Interest Coverage 0.88 Dividend Yield 0.03%
Valuation
P/E Ratio 8.11 P/B Ratio 1.37
P/S Ratio 2.17 PEG Ratio 1.08
EV/EBITDA 3.49 Dividend Yield 0.03%
Market Cap 1.08B Enterprise Value 660.61M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 499.04M 520.43M 481.76M 301.43M 218.78M
Net Income 133.63M 130.66M 150.04M 128.85M 95.24M
EPS (Diluted) 10.41 9.65 10.52 8.70 6.41
Gross Profit 274.30M 271.86M 283.14M 247.05M 194.62M
Operating Income 189.55M 184.03M 210.63M 179.20M 133.83M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 7.60B 6.92B 6.66B 6.43B 6.05B
Total Liabilities 6.81B 6.16B 5.96B 5.79B 5.46B
Shareholders' Equity 789.48M 763.15M 695.11M 630.43M 586.72M
Total Debt 383.81M 165.46M 168.00M 168.94M 170.62M
Cash & Equivalents 807.10M 765.52M 890.85M 747.53M 1.03B
Current Assets 861.25M 801.27M 1.24B 1.20B 1.50B
Current Liabilities 5.76M 5.93B 5.73B 5.56B 5.23B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#270 of 658
35

Recent Activity

Entered Contrarian Investing (David Dreman)
Mar 24, 2026