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Day Range
$24.96
$24.97
52-Week Range
$24.46
$25.24
Volume
342
50D / 200D Avg
$25.02
/
$24.94
Prev Close
$24.97
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 26.8 | 10.3 |
| P/B | 1.3 | 1.1 |
| ROE % | 4.8 | 11.7 |
| Net Margin % | 22.1 | 16.8 |
| Rev Growth 5Y % | 13.5 | 11.7 |
| D/E | 1.2 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$1.61
$1.49 – $1.79
|
140 M | 1 |
| FY2027 |
$1.57
$1.45 – $1.75
|
150 M | 1 |
| FY2026 |
$1.67
$1.54 – $1.85
|
160 M | 1 |
Key Takeaways
Revenue grew 13.54% annually over 5 years — strong growth
Earnings declined -53.14% over the past year
ROE of 4.77% is below average
Net margin of 22.09% shows strong profitability
Generating 46.77M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 34.40%
Growth
Revenue Growth (5Y)
13.54%
Revenue (1Y)-20.86%
Earnings (1Y)-53.14%
FCF Growth (3Y)-13.02%
Quality
Return on Equity
4.77%
ROIC5.65%
Net Margin22.09%
Op. Margin76.15%
Safety
Debt / Equity
1.24
Current RatioN/A
Interest Coverage2.07
Valuation
P/E Ratio
26.80
P/B Ratio1.31
EV/EBITDA14.86
Dividend Yield0.07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -20.86% | Revenue Growth (3Y) | -7.90% |
| Earnings Growth (1Y) | -53.14% | Earnings Growth (3Y) | -35.84% |
| Revenue Growth (5Y) | 13.54% | Earnings Growth (5Y) | -19.85% |
| Profitability | |||
| Revenue (TTM) | 156.19M | Net Income (TTM) | 34.51M |
| ROE | 4.77% | ROA | 2.13% |
| Gross Margin | 78.02% | Operating Margin | 76.15% |
| Net Margin | 22.09% | Free Cash Flow (TTM) | 46.77M |
| ROIC | 5.65% | FCF Growth (3Y) | -13.02% |
| Safety | |||
| Debt / Equity | 1.24 | Current Ratio | N/A |
| Interest Coverage | 2.07 | Dividend Yield | 0.07% |
| Valuation | |||
| P/E Ratio | 26.80 | P/B Ratio | 1.31 |
| P/S Ratio | 5.92 | PEG Ratio | -0.50 |
| EV/EBITDA | 14.86 | Dividend Yield | 0.07% |
| Market Cap | 924.96M | Enterprise Value | 1.77B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 156.19M | 197.36M | 184.13M | 116.72M | 93.99M |
| Net Income | 34.51M | 73.65M | 83.84M | 15.54M | 83.63M |
| EPS (Diluted) | 0.93 | 1.99 | 2.33 | 0.50 | 2.94 |
| Gross Profit | 121.85M | 197.36M | 184.13M | 116.72M | 93.99M |
| Operating Income | 118.93M | 153.35M | 142.59M | 91.76M | 69.64M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.62B | 1.66B | 1.63B | 1.30B | 1.32B |
| Total Liabilities | 916.10M | 915.64M | 884.79M | 690.34M | 665.52M |
| Shareholders' Equity | 706.04M | 740.64M | 742.59M | 612.54M | 652.29M |
| Total Debt | 873.76M | 875.84M | 844.78M | 654.46M | 631.04M |
| Cash & Equivalents | 31.50M | 10.13M | 7.78M | 6.40M | 10.07M |
| Current Assets | 106.86M | 56.41M | 43.85M | 35.17M | 47.28M |
| Current Liabilities | 0.0 | 39.05M | 39.34M | 34.83M | 32.90M |