Atrás
Rango del Día
$13.81
$13.81
Rango de 52 Semanas
$8.87
$16.87
Volumen
500
Promedio 50D / 200D
$14.95
/
$13.40
Cierre Anterior
$13.81
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 10.8 | 10.3 |
| P/B | 1.3 | 1.1 |
| ROE % | 12.8 | 11.7 |
| Net Margin % | 32.4 | 16.8 |
| Rev Growth 5Y % | 5.6 | 11.7 |
| D/E | 2.0 | 0.5 |
Puntos Clave
Revenue grew 5.63% annually over 5 years — modest growth
ROE of 12.83% — decent returns on equity
Net margin of 32.44% shows strong profitability
Debt/Equity of 2.00 — high leverage
Negative free cash flow of -5.00B
P/E of 10.76 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
5.63%
Revenue (1Y)-42.41%
Earnings (1Y)0.56%
FCF Growth (3Y)N/A
Calidad
Return on Equity
12.83%
ROIC4.46%
Net Margin32.44%
Op. Margin46.50%
Seguridad
Debt / Equity
2.00
Current Ratio10.16
Interest Coverage0.00
Valoración
P/E Ratio
10.76
P/B Ratio1.34
EV/EBITDA16.69
Dividend Yield0.08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -42.41% | Revenue Growth (3Y) | -17.94% |
| Earnings Growth (1Y) | 0.56% | Earnings Growth (3Y) | 23.58% |
| Revenue Growth (5Y) | 5.63% | Earnings Growth (5Y) | 35.73% |
| Profitability | |||
| Revenue (TTM) | 5.95B | Net Income (TTM) | 1.93B |
| ROE | 12.83% | ROA | 0.94% |
| Gross Margin | 93.21% | Operating Margin | 46.50% |
| Net Margin | 32.44% | Free Cash Flow (TTM) | -5.00B |
| ROIC | 4.46% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2.00 | Current Ratio | 10.16 |
| Interest Coverage | 0.00 | Dividend Yield | 0.08% |
| Valuation | |||
| P/E Ratio | 10.76 | P/B Ratio | 1.34 |
| P/S Ratio | 3.49 | PEG Ratio | 1.38 |
| EV/EBITDA | 16.69 | Dividend Yield | 0.08% |
| Market Cap | 20.78B | Enterprise Value | 46.20B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 5.95B | 10.34B | 8.84B | 5.29B | 4.78B |
| Net Income | 1.93B | 1.92B | 1.26B | 685.05M | 569.07M |
| EPS (Diluted) | 1.37 | 1.28 | 0.84 | 0.45 | 0.38 |
| Gross Profit | 5.55B | 6.83B | 5.65B | 4.70B | 4.37B |
| Operating Income | 2.77B | 2.60B | 1.78B | 1.00B | 653.74M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 205.82B | 198.21B | 202.13B | 189.81B | 200.49B |
| Total Liabilities | 190.24B | 183.61B | 188.09B | 176.79B | 187.39B |
| Shareholders' Equity | 15.50B | 14.60B | 14.04B | 13.02B | 13.09B |
| Total Debt | 31.03B | 24.04B | 23.95B | 16.77B | 16.12B |
| Cash & Equivalents | 5.60B | 12.12B | 19.87B | 15.02B | 39.78B |
| Current Assets | 5.60B | 12.12B | 28.10B | 19.53B | 46.14B |
| Current Liabilities | 551.79M | 109.09B | 121.37B | 113.29B | 118.26B |