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Fourchette du Jour
13,81 €
13,81 €
Fourchette 52 Semaines
8,87 €
16,87 €
Volume
500
Moyenne 50J / 200J
14,95 €
/
13,40 €
Clôture Précédente
13,81 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,8 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 12,8 | 11,7 |
| Net Margin % | 32,4 | 16,8 |
| Rev Growth 5Y % | 5,6 | 11,7 |
| D/E | 2,0 | 0,5 |
Points Clés
Revenue grew 5,63% annually over 5 years — modest growth
ROE of 12,83% — decent returns on equity
Net margin of 32,44% shows strong profitability
Debt/Equity of 2,00 — high leverage
Negative free cash flow of -5,00B
P/E of 10,76 — trading at a low valuation
Croissance
Revenue Growth (5Y)
5,63%
Revenue (1Y)-42,41%
Earnings (1Y)0,56%
FCF Growth (3Y)N/A
Qualité
Return on Equity
12,83%
ROIC4,46%
Net Margin32,44%
Op. Margin46,50%
Sécurité
Debt / Equity
2,00
Current Ratio10,16
Interest Coverage0,00
Valorisation
P/E Ratio
10,76
P/B Ratio1,34
EV/EBITDA16,69
Dividend Yield0,08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -42,41% | Revenue Growth (3Y) | -17,94% |
| Earnings Growth (1Y) | 0,56% | Earnings Growth (3Y) | 23,58% |
| Revenue Growth (5Y) | 5,63% | Earnings Growth (5Y) | 35,73% |
| Profitability | |||
| Revenue (TTM) | 5,95B | Net Income (TTM) | 1,93B |
| ROE | 12,83% | ROA | 0,94% |
| Gross Margin | 93,21% | Operating Margin | 46,50% |
| Net Margin | 32,44% | Free Cash Flow (TTM) | -5,00B |
| ROIC | 4,46% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2,00 | Current Ratio | 10,16 |
| Interest Coverage | 0,00 | Dividend Yield | 0,08% |
| Valuation | |||
| P/E Ratio | 10,76 | P/B Ratio | 1,34 |
| P/S Ratio | 3,49 | PEG Ratio | 1,38 |
| EV/EBITDA | 16,69 | Dividend Yield | 0,08% |
| Market Cap | 20,78B | Enterprise Value | 46,20B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 5,95B | 10,34B | 8,84B | 5,29B | 4,78B |
| Net Income | 1,93B | 1,92B | 1,26B | 685,05M | 569,07M |
| EPS (Diluted) | 1,37 | 1,28 | 0,84 | 0,45 | 0,38 |
| Gross Profit | 5,55B | 6,83B | 5,65B | 4,70B | 4,37B |
| Operating Income | 2,77B | 2,60B | 1,78B | 1,00B | 653,74M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 205,82B | 198,21B | 202,13B | 189,81B | 200,49B |
| Total Liabilities | 190,24B | 183,61B | 188,09B | 176,79B | 187,39B |
| Shareholders' Equity | 15,50B | 14,60B | 14,04B | 13,02B | 13,09B |
| Total Debt | 31,03B | 24,04B | 23,95B | 16,77B | 16,12B |
| Cash & Equivalents | 5,60B | 12,12B | 19,87B | 15,02B | 39,78B |
| Current Assets | 5,60B | 12,12B | 28,10B | 19,53B | 46,14B |
| Current Liabilities | 551,79M | 109,09B | 121,37B | 113,29B | 118,26B |