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Day Range
$24.00
$24.30
52-Week Range
$13.23
$32.72
Volume
400
50D / 200D Avg
$28.16
/
$23.93
Prev Close
$24.00
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.4 | 10.3 |
| P/B | 1.4 | 1.1 |
| ROE % | 13.4 | 11.7 |
| Net Margin % | 21.2 | 16.8 |
| Rev Growth 5Y % | 20.2 | 11.7 |
| D/E | 1.8 | 0.5 |
Key Takeaways
Revenue grew 20.16% annually over 5 years — strong growth
Earnings grew 24.53% over the past year
ROE of 13.37% — decent returns on equity
Net margin of 21.16% shows strong profitability
Negative free cash flow of -2.85B
P/E of 11.44 — trading at a low valuation
Growth
Revenue Growth (5Y)
20.16%
Revenue (1Y)8.27%
Earnings (1Y)24.53%
FCF Growth (3Y)N/A
Quality
Return on Equity
13.37%
ROIC4.77%
Net Margin21.16%
Op. Margin31.68%
Safety
Debt / Equity
1.78
Current Ratio0.08
Interest Coverage1.99
Valuation
P/E Ratio
11.44
P/B Ratio1.35
EV/EBITDA13.24
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8.27% | Revenue Growth (3Y) | 5.72% |
| Earnings Growth (1Y) | 24.53% | Earnings Growth (3Y) | 7.22% |
| Revenue Growth (5Y) | 20.16% | Earnings Growth (5Y) | 35.05% |
| Profitability | |||
| Revenue (TTM) | 8.26B | Net Income (TTM) | 1.75B |
| ROE | 13.37% | ROA | 0.85% |
| Gross Margin | 83.39% | Operating Margin | 31.68% |
| Net Margin | 21.16% | Free Cash Flow (TTM) | -2.85B |
| ROIC | 4.77% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1.78 | Current Ratio | 0.08 |
| Interest Coverage | 1.99 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 11.44 | P/B Ratio | 1.35 |
| P/S Ratio | 2.42 | PEG Ratio | -1.23 |
| EV/EBITDA | 13.24 | Dividend Yield | 0.04% |
| Market Cap | 19.99B | Enterprise Value | 34.63B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 8.26B | 7.63B | 7.39B | 4.75B | 3.96B |
| Net Income | 1.75B | 1.40B | 1.52B | 1.45B | 525.12M |
| EPS (Diluted) | 1.78 | 1.98 | 2.10 | 2.00 | 0.72 |
| Gross Profit | 6.88B | 5.99B | 5.88B | 4.31B | 3.70B |
| Operating Income | 2.62B | 2.05B | 1.72B | 1.39B | 692.87M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 204.56B | 140.59B | 142.13B | 152.30B | 136.35B |
| Total Liabilities | 187.05B | 129.03B | 132.56B | 144.18B | 129.49B |
| Shareholders' Equity | 14.77B | 11.35B | 9.37B | 7.94B | 6.70B |
| Total Debt | 26.32B | 19.87B | 17.96B | 10.02B | 7.33B |
| Cash & Equivalents | 11.68B | 8.99B | 11.20B | 15.43B | 21.77B |
| Current Assets | 13.28B | 9.14B | 11.35B | 15.58B | 21.88B |
| Current Liabilities | 161.42B | 97.52B | 99.90B | 106.49B | 1.10B |