Terug
Dagbereik
€ 24,00
€ 24,30
52-Weeksbereik
€ 13,23
€ 32,72
Volume
400
50D / 200D Gem.
€ 28,16
/
€ 23,93
Vorige Slotkoers
€ 24,00
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,4 | 10,3 |
| P/B | 1,4 | 1,1 |
| ROE % | 13,4 | 11,7 |
| Net Margin % | 21,2 | 16,8 |
| Rev Growth 5Y % | 20,2 | 11,7 |
| D/E | 1,8 | 0,5 |
Belangrijkste Punten
Revenue grew 20,16% annually over 5 years — strong growth
Earnings grew 24,53% over the past year
ROE of 13,37% — decent returns on equity
Net margin of 21,16% shows strong profitability
Negative free cash flow of -2,85B
P/E of 11,44 — trading at a low valuation
Groei
Revenue Growth (5Y)
20,16%
Revenue (1Y)8,27%
Earnings (1Y)24,53%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
13,37%
ROIC4,77%
Net Margin21,16%
Op. Margin31,68%
Veiligheid
Debt / Equity
1,78
Current Ratio0,08
Interest Coverage1,99
Waardering
P/E Ratio
11,44
P/B Ratio1,35
EV/EBITDA13,24
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8,27% | Revenue Growth (3Y) | 5,72% |
| Earnings Growth (1Y) | 24,53% | Earnings Growth (3Y) | 7,22% |
| Revenue Growth (5Y) | 20,16% | Earnings Growth (5Y) | 35,05% |
| Profitability | |||
| Revenue (TTM) | 8,26B | Net Income (TTM) | 1,75B |
| ROE | 13,37% | ROA | 0,85% |
| Gross Margin | 83,39% | Operating Margin | 31,68% |
| Net Margin | 21,16% | Free Cash Flow (TTM) | -2,85B |
| ROIC | 4,77% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,78 | Current Ratio | 0,08 |
| Interest Coverage | 1,99 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 11,44 | P/B Ratio | 1,35 |
| P/S Ratio | 2,42 | PEG Ratio | -1,23 |
| EV/EBITDA | 13,24 | Dividend Yield | 0,04% |
| Market Cap | 19,99B | Enterprise Value | 34,63B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 8,26B | 7,63B | 7,39B | 4,75B | 3,96B |
| Net Income | 1,75B | 1,40B | 1,52B | 1,45B | 525,12M |
| EPS (Diluted) | 1,78 | 1,98 | 2,10 | 2,00 | 0,72 |
| Gross Profit | 6,88B | 5,99B | 5,88B | 4,31B | 3,70B |
| Operating Income | 2,62B | 2,05B | 1,72B | 1,39B | 692,87M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 204,56B | 140,59B | 142,13B | 152,30B | 136,35B |
| Total Liabilities | 187,05B | 129,03B | 132,56B | 144,18B | 129,49B |
| Shareholders' Equity | 14,77B | 11,35B | 9,37B | 7,94B | 6,70B |
| Total Debt | 26,32B | 19,87B | 17,96B | 10,02B | 7,33B |
| Cash & Equivalents | 11,68B | 8,99B | 11,20B | 15,43B | 21,77B |
| Current Assets | 13,28B | 9,14B | 11,35B | 15,58B | 21,88B |
| Current Liabilities | 161,42B | 97,52B | 99,90B | 106,49B | 1,10B |