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FinecoBank Banca Fineco S.p.A.

Data quality: 100%
Oversold
FCBBF
OTC Financial Services Banks - Regional
$20.45
$0.00 (0.00%)
Mkt Cap: 12.51B
Also listed as FNBKY OTC
Day Range
$20.45 $25.00
52-Week Range
$14.48 $25.00
Volume
12
50D / 200D Avg
$22.89 / $21.64
Prev Close
$20.45

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 19.3 10.3
P/B 4.9 1.1
ROE % 26.2 11.6
Net Margin % 49.1 16.8
Rev Growth 5Y % 8.4 11.6
D/E 0.7 0.5

Analyst Price Target

Hold
$16.30 -20.3%
Forward P/E
19.23
Forward EPS
$1.06
EPS Growth (est.)
+0.0%
Est. Revenue
1.40B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2029 $1.53
$1.48 – $1.58
 1.80B 1
FY2028 $1.31
$1.28 – $1.36
 1.66B 1
FY2027 $1.18
$1.15 – $1.22
 1.52B 1

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-02-05 N/A $0.63 —
2024-11-05 N/A $0.31 —
2024-07-30 N/A $0.30 —
2024-04-23 N/A $0.26 —
2024-02-06 N/A $0.25 —
2023-12-30 N/A $0.28 —
2023-06-30 N/A $0.55 —
2023-03-31 N/A $0.26 —

Dividend History

6 yr streak

Yield

0.04%

Payout Ratio

0.70%

Growth (3Y)

26.02%

Growth (5Y)

19.64%

Ex-Date Payment Date Amount Yield
May 19, 2026 May 20, 2026 $0.92 4.49%
May 20, 2025 May 21, 2025 $0.83 5.99%
May 20, 2024 May 22, 2024 $0.75 6.24%
May 22, 2023 May 24, 2023 $0.53 4.14%
May 23, 2022 May 25, 2022 $0.42 3.42%
Nov 22, 2021 Nov 24, 2021 $0.60 3.27%
Apr 23, 2019 Apr 25, 2019 $0.34 2.74%
Apr 23, 2018 Apr 25, 2018 $0.35 2.62%
Apr 24, 2017 Apr 26, 2017 $0.30 2.49%
Apr 18, 2016 Apr 20, 2016 $0.29 2.37%
Apr 27, 2015 Apr 29, 2015 $0.22 1.79%

Key Takeaways

Revenue grew 8.36% annually over 5 years — modest growth
ROE of 26.18% indicates high profitability
Net margin of 49.13% shows strong profitability
Generating 136.29M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 28.32%
Capital efficient — spends only 1.42% of revenue on capex

Growth

Revenue Growth (5Y)
8.36%
Revenue (1Y)-19.96%
Earnings (1Y)-0.84%
FCF Growth (3Y)-27.00%

Quality

Return on Equity
26.18%
ROIC16.65%
Net Margin49.13%
Op. Margin71.03%

Safety

Debt / Equity
0.65
Current Ratio39.02
Interest Coverage0.00

Valuation

P/E Ratio
19.33
Forward P/E19.23
P/B Ratio4.90
EV/EBITDA13.14
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -19.96% Revenue Growth (3Y) -6.28%
Earnings Growth (1Y) -0.84% Earnings Growth (3Y) 3.05%
Revenue Growth (5Y) 8.36% Earnings Growth (5Y) 14.17%
Profitability
Revenue (TTM) 1.32B Net Income (TTM) 646.80M
ROE 26.18% ROA 1.73%
Gross Margin 99.64% Operating Margin 71.03%
Net Margin 49.13% Free Cash Flow (TTM) 136.29M
ROIC 16.65% FCF Growth (3Y) -27.00%
Safety
Debt / Equity 0.65 Current Ratio 39.02
Interest Coverage 0.00
Dividends
Dividend Yield 0.04% Payout Ratio 0.70%
Dividend Growth (3Y) 26.02% Dividend Growth (5Y) 19.64%
Consecutive Div Years 6 yrs
Valuation
P/E Ratio 19.33 Forward P/E 19.23
P/B Ratio 4.90 P/S Ratio 9.50
PEG Ratio -20.66 Forward PEG N/A
EV/EBITDA 13.14 Fwd EV/EBITDA 18.13
Forward P/S 8.95 Fwd Earnings Yield 5.20%
FCF Yield 1.09%
Market Cap 12.51B Enterprise Value 12.29B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.32B 1.64B 1.50B 1.11B 955.09M
Net Income 646.80M 652.29M 609.10M 428.51M 380.71M
EPS (Diluted) 1.06 1.07 1.00 0.70 0.62
Gross Profit 1.31B 1.52B 1.40B 1.09B 947.64M
Operating Income 935.15M 941.67M 872.24M 604.36M 494.40M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 37.28B 34.69B 33.32B 36.27B 33.87B
Total Liabilities 34.73B 32.30B 31.12B 34.36B 32.14B
Shareholders' Equity 2.55B 2.39B 2.19B 1.91B 1.73B
Total Debt 1.66B 868.40M 870.65M 561.28M 562.60M
Cash & Equivalents 1.87B 2.26B 2.55B 1.79B 1.77B
Current Assets 1.87B 2.78B 2.92B 2.19B 2.22B
Current Liabilities 48.03M 30.49B 29.39B 32.34B 29.84B