Retour
Également cotée sous
FNBKY
OTC
Fourchette du Jour
20,45 €
25,00 €
Fourchette 52 Semaines
14,48 €
25,00 €
Volume
12
Moyenne 50J / 200J
22,89 €
/
21,64 €
Clôture Précédente
20,45 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 19,3 | 10,3 |
| P/B | 4,9 | 1,1 |
| ROE % | 26,2 | 11,7 |
| Net Margin % | 49,1 | 16,8 |
| Rev Growth 5Y % | 8,4 | 11,7 |
| D/E | 0,7 | 0,5 |
Points Clés
Revenue grew 8,36% annually over 5 years — modest growth
ROE of 26,18% indicates high profitability
Net margin of 49,13% shows strong profitability
Generating 136,29M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 28,32%
Capital efficient — spends only 1,42% of revenue on capex
Croissance
Revenue Growth (5Y)
8,36%
Revenue (1Y)-19,96%
Earnings (1Y)-0,84%
FCF Growth (3Y)-27,00%
Qualité
Return on Equity
26,18%
ROIC16,65%
Net Margin49,13%
Op. Margin71,03%
Sécurité
Debt / Equity
0,65
Current Ratio39,02
Interest Coverage0,00
Valorisation
P/E Ratio
19,34
P/B Ratio4,90
EV/EBITDA13,15
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -19,96% | Revenue Growth (3Y) | -6,28% |
| Earnings Growth (1Y) | -0,84% | Earnings Growth (3Y) | 3,05% |
| Revenue Growth (5Y) | 8,36% | Earnings Growth (5Y) | 14,17% |
| Profitability | |||
| Revenue (TTM) | 1,32B | Net Income (TTM) | 646,80M |
| ROE | 26,18% | ROA | 1,73% |
| Gross Margin | 99,64% | Operating Margin | 71,03% |
| Net Margin | 49,13% | Free Cash Flow (TTM) | 136,29M |
| ROIC | 16,65% | FCF Growth (3Y) | -27,00% |
| Safety | |||
| Debt / Equity | 0,65 | Current Ratio | 39,02 |
| Interest Coverage | 0,00 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 19,34 | P/B Ratio | 4,90 |
| P/S Ratio | 9,50 | PEG Ratio | -20,66 |
| EV/EBITDA | 13,15 | Dividend Yield | 0,04% |
| Market Cap | 12,51B | Enterprise Value | 12,30B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,32B | 1,64B | 1,50B | 1,11B | 955,09M |
| Net Income | 646,80M | 652,29M | 609,10M | 428,51M | 380,71M |
| EPS (Diluted) | 1,06 | 1,07 | 1,00 | 0,70 | 0,62 |
| Gross Profit | 1,31B | 1,52B | 1,40B | 1,09B | 947,64M |
| Operating Income | 935,15M | 941,67M | 872,24M | 604,36M | 494,40M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 37,28B | 34,69B | 33,32B | 36,27B | 33,87B |
| Total Liabilities | 34,73B | 32,30B | 31,12B | 34,36B | 32,14B |
| Shareholders' Equity | 2,55B | 2,39B | 2,19B | 1,91B | 1,73B |
| Total Debt | 1,66B | 868,40M | 870,65M | 561,28M | 562,60M |
| Cash & Equivalents | 1,87B | 2,26B | 2,55B | 1,79B | 1,77B |
| Current Assets | 1,87B | 2,78B | 2,92B | 2,19B | 2,22B |
| Current Liabilities | 48,03M | 30,49B | 29,39B | 32,34B | 29,84B |