ATLANTIC AMERICAN CORP
Calidad de datos: 100%
AAME
Nasdaq
Financial Services
Insurance Carriers
$2.55
▲
$0.19
(7.84%)
Cap. Mercado: 47.94 M
Precio
$2.35
Cap. Mercado
47.94 M
Rango del Día
—
Rango de 52 Semanas
—
Volumen
—
Apertura —
Promedio 50D / 200D
—
Promedio 50D / 200D
—
Quick Summary
Puntos Clave
Revenue declined -0.92% annually over 5 years
ROE of 4.74% is below average
Generating 24.25 M in free cash flow
P/E of 9.39 — trading at a low valuation
Cash machine — converts 474.78% of earnings into free cash flow
Capital efficient — spends only 0.27% of revenue on capex
Crecimiento
Revenue Growth (5Y)
-0.92%
Below sector avg (5.83%)
Revenue (1Y)0.77%
Earnings (1Y)N/A
FCF Growth (3Y)-14.97%
Calidad
Return on Equity
4.74%
Below sector avg (9.24%)
ROIC-0.90%
Net Margin2.45%
Op. Margin-2.38%
Seguridad
Debt / Equity
N/A
Current RatioN/A
Interest Coverage-1.57
Valoración
PE (TTM)
9.39
Below sector avg (11.15)
P/B Ratio0.44
EV/EBITDAN/A
Dividend YieldN/A
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (2153 pares)
Comparación con Pares
vs mediana del sector Financial Services (2153 pares)| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 9.4 | 11.1 |
| P/B | 0.4 | 1.2 |
| ROE % | 4.7 | 9.2 |
| Net Margin % | 2.5 | 9.4 |
| Rev Growth 5Y % | -0.9 | 5.8 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0.77% | Revenue Growth (3Y) | 0.10% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -0.92% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 208.22 M | Net Income (TTM) | 5.11 M |
| ROE | 4.74% | ROA | 1.19% |
| Gross Margin | N/A | Operating Margin | -2.38% |
| Net Margin | 2.45% | Free Cash Flow (TTM) | 24.25 M |
| ROIC | -0.90% | FCF Growth (3Y) | -14.97% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | -1.57 | Asset Turnover | 0.48 |
| Working Capital | N/A | Tangible Book Value | 109.49 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 9.39 | Forward P/E | N/A |
| P/B Ratio | 0.44 | P/S Ratio | 0.23 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 50.58% | ||
| Market Cap | 47.94 M | Enterprise Value | 13.49 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.23 | Revenue / Share | 10.21 |
| FCF / Share | 1.19 | OCF / Share | 1.22 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | 0.27% | FCF Conversion | 474.78% |
| SBC-Adj. FCF | N/A | Growth Momentum | 1.69 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 188.23 M | 186.79 M | 187.85 M | 199.55 M | 195.35 M |
| Net Income | -4.27 M | -171,000.0 | 1.53 M | 4.28 M | 12.17 M |
| EPS (Diluted) | -0.23 | -0.03 | 0.06 | 0.19 | 0.56 |
| Gross Profit | — | — | — | — | — |
| Operating Income | -4.96 M | 1.54 M | 9.63 M | -1.50 M | 11.51 M |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 3.42 M | 3.27 M | 1.95 M | 1.39 M | 1.61 M |
| Income Tax | -996,000.0 | -394,000.0 | 571,000.0 | 1.02 M | 3.33 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 393.43 M | 381.27 M | 367.06 M | 402.29 M | 405.19 M |
| Total Liabilities | 293.82 M | 273.99 M | 264.87 M | 261.00 M | 260.13 M |
| Shareholders' Equity | 99.61 M | 107.28 M | 102.19 M | 141.29 M | 145.06 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 35.57 M | 28.30 M | 28.86 M | 24.75 M | 19.32 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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