ATLANTIC AMERICAN CORP
Qualité des données : 100%
AAME
NASDAQ
Financial Services
Insurance Carriers
2,61 €
▲
0,08 €
(3,16%)
6 months return
—
Momentum
Neutral
5Y revenue growth
-0,92%
Croissance
Revenue Growth (5Y)
-0,92%
En dessous de la moyenne du secteur (5,76%)
Revenue (1Y)0,77%
Earnings (1Y)N/A
FCF Growth (3Y)-14,97%
Qualité
Return on Equity
4,74%
En dessous de la moyenne du secteur (9,21%)
ROIC-0,90%
Net Margin2,45%
Op. Margin-2,38%
Sécurité
Debt / Equity
N/A
Current RatioN/A
Interest Coverage-1,57
Valorisation
PE (TTM)
9,39
En dessous de la moyenne du secteur (11,13)
P/B Ratio0,44
EV/EBITDAN/A
Dividend YieldN/A
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Revenue declined -0,92% annually over 5 years
ROE of 4,74% is below average
Generating 24,25 M in free cash flow
P/E of 9,39 — trading at a low valuation
Cash machine — converts 474,78% of earnings into free cash flow
Capital efficient — spends only 0,27% of revenue on capex
Price History
Tendances Financières
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Surprises de Résultats
EPS
Reported
Estimate
| Q12010 | Q22010 | Q32010 | Q42010 | |
|---|---|---|---|---|
| Reported | 0,01 € | 0,00 € | 0,02 € | 0,06 € |
| Estimate | — | — | — | — |
| Surprise | — | — | — | — |
Growth
Rev 5Y: -0,92% · Earnings 1Y: N/A
Growth
Rev 5Y: -0,92% · Earnings 1Y: N/A| Revenue Growth (1Y) | 0,77% | Revenue Growth (3Y) | 0,10% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -0,92% | Earnings Growth (5Y) | N/A |
Profitability
ROE: 4,74% · Net Margin: 2,45%
Profitability
ROE: 4,74% · Net Margin: 2,45%| Revenue (TTM) | 208,22 M | Net Income (TTM) | 5,11 M |
| ROE | 4,74% | ROA | 1,19% |
| Gross Margin | N/A | Operating Margin | -2,38% |
| Net Margin | 2,45% | Free Cash Flow (TTM) | 24,25 M |
| ROIC | -0,90% | FCF Growth (3Y) | -14,97% |
Safety
D/E: N/A · Current: N/A
Safety
D/E: N/A · Current: N/A| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | -1,57 | Asset Turnover | 0,48 |
| Working Capital | N/A | Tangible Book Value | 109,49 M |
Dividends
Yield: N/A · Payout: N/A
Dividends
Yield: N/A · Payout: N/A| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 0,00% |
| Consecutive Div Years | 14 yrs | ||
Valuation
P/E: 9,39 · EV/EBITDA: N/A
Valuation
P/E: 9,39 · EV/EBITDA: N/A| P/E Ratio | 9,39 | Forward P/E | N/A |
| P/B Ratio | 0,44 | P/S Ratio | 0,23 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 50,58% | ||
| Market Cap | 47,94 M | Enterprise Value | 13,49 M |
Per Share
EPS: 0,23 · FCF/Share: 1,19
Per Share
EPS: 0,23 · FCF/Share: 1,19| EPS (Diluted TTM) | 0,23 | Revenue / Share | 10,21 |
| FCF / Share | 1,19 | OCF / Share | 1,22 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
Efficiency
FCF Conv: 474,78% · CapEx/Rev: 0,27%
Efficiency
FCF Conv: 474,78% · CapEx/Rev: 0,27%| CapEx / Revenue | 0,27% | FCF Conversion | 474,78% |
| SBC-Adj. FCF | N/A | Growth Momentum | 1,69 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 188,23 M | 186,79 M | 187,85 M | 199,55 M | 195,35 M |
| Net Income | -4,27 M | -171 000,0 | 1,53 M | 4,28 M | 12,17 M |
| EPS (Diluted) | -0,23 | -0,03 | 0,06 | 0,19 | 0,56 |
| Gross Profit | — | — | — | — | — |
| Operating Income | -4,96 M | 1,54 M | 9,63 M | -1,50 M | 11,51 M |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 3,42 M | 3,27 M | 1,95 M | 1,39 M | 1,61 M |
| Income Tax | -996 000,0 | -394 000,0 | 571 000,0 | 1,02 M | 3,33 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 393,43 M | 381,27 M | 367,06 M | 402,29 M | 405,19 M |
| Total Liabilities | 293,82 M | 273,99 M | 264,87 M | 261,00 M | 260,13 M |
| Shareholders' Equity | 99,61 M | 107,28 M | 102,19 M | 141,29 M | 145,06 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 35,57 M | 28,30 M | 28,86 M | 24,75 M | 19,32 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Comparaison Sectorielle
vs médiane du secteur Financial Services (6628 pairs)
Par rapport à des entreprises similaires dans Financial Services
Comparaison Sectorielle
vs médiane du secteur Financial Services (6628 pairs) Par rapport à des entreprises similaires dans Financial Services| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,4 | 11,1 |
| P/B | 0,4 | 1,2 |
| ROE % | 4,7 | 9,2 |
| Net Margin % | 2,5 | 9,4 |
| Rev Growth 5Y % | -0,9 | 5,8 |
| D/E | — | 0,5 |
Historique des dividendes
Historique des dividendes
Derniers paiements par action (plus récent en premier).
| Ex-dividende | Paiement | Montant / action |
|---|---|---|
| Apr 09, 2025 | — | 0,02 € |
| Apr 11, 2024 | — | 0,02 € |
| Aug 21, 2023 | — | 0,02 € |
| Apr 12, 2022 | — | 0,02 € |
| Apr 12, 2021 | — | 0,02 € |
| Apr 09, 2019 | — | 0,02 € |
| Apr 12, 2018 | — | 0,02 € |
| Apr 11, 2017 | — | 0,02 € |
| Apr 07, 2016 | — | 0,02 € |
| Apr 09, 2015 | — | 0,02 € |
| Nov 12, 2014 | — | 0,02 € |
| Mar 25, 2014 | — | 0,02 € |
{"event":"ticker_viewed","properties":{"ticker":"AAME","listing_kind":"stock","pathname":"/stocks/aame","exchange":"NASDAQ","country":"US"}}
