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ATLANTIC AMERICAN CORP

Qualité des données : 100%
AAME
NASDAQ Financial Services Insurance Carriers
2,61 €
▲ 0,08 € (3,16%)
6 months return
Momentum
Neutral
5Y revenue growth
-0,92%

Croissance

Revenue Growth (5Y)
-0,92%
En dessous de la moyenne du secteur (5,76%)
Revenue (1Y)0,77%
Earnings (1Y)N/A
FCF Growth (3Y)-14,97%

Qualité

Return on Equity
4,74%
En dessous de la moyenne du secteur (9,21%)
ROIC-0,90%
Net Margin2,45%
Op. Margin-2,38%

Sécurité

Debt / Equity
N/A
Current RatioN/A
Interest Coverage-1,57

Valorisation

PE (TTM)
9,39
En dessous de la moyenne du secteur (11,13)
P/B Ratio0,44
EV/EBITDAN/A
Dividend YieldN/A

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Revenue declined -0,92% annually over 5 years
ROE of 4,74% is below average
Generating 24,25 M in free cash flow
P/E of 9,39 — trading at a low valuation
Cash machine — converts 474,78% of earnings into free cash flow
Capital efficient — spends only 0,27% of revenue on capex

Price History

Tendances Financières

Objectif de Cours des Analystes

Aucune couverture d'analyste disponible

Surprises de Résultats

EPS
Reported Estimate
Q12010 Q22010 Q32010 Q42010
Reported 0,01 € 0,00 € 0,02 € 0,06 €
Estimate
Surprise

Growth

Rev 5Y: -0,92% · Earnings 1Y: N/A
Revenue Growth (1Y) 0,77% Revenue Growth (3Y) 0,10%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) -0,92% Earnings Growth (5Y) N/A

Profitability

ROE: 4,74% · Net Margin: 2,45%
Revenue (TTM) 208,22 M Net Income (TTM) 5,11 M
ROE 4,74% ROA 1,19%
Gross Margin N/A Operating Margin -2,38%
Net Margin 2,45% Free Cash Flow (TTM) 24,25 M
ROIC -0,90% FCF Growth (3Y) -14,97%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage -1,57 Asset Turnover 0,48
Working Capital N/A Tangible Book Value 109,49 M

Dividends

Yield: N/A · Payout: N/A
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) 0,00% Dividend Growth (5Y) 0,00%
Consecutive Div Years 14 yrs

Valuation

P/E: 9,39 · EV/EBITDA: N/A
P/E Ratio 9,39 Forward P/E N/A
P/B Ratio 0,44 P/S Ratio 0,23
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 50,58%
Market Cap 47,94 M Enterprise Value 13,49 M

Per Share

EPS: 0,23 · FCF/Share: 1,19
EPS (Diluted TTM) 0,23 Revenue / Share 10,21
FCF / Share 1,19 OCF / Share 1,22
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: 474,78% · CapEx/Rev: 0,27%
CapEx / Revenue 0,27% FCF Conversion 474,78%
SBC-Adj. FCF N/A Growth Momentum 1,69

Income Statement

Annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Revenue 188,23 M 186,79 M 187,85 M 199,55 M 195,35 M
Net Income -4,27 M -171 000,0 1,53 M 4,28 M 12,17 M
EPS (Diluted) -0,23 -0,03 0,06 0,19 0,56
Gross Profit
Operating Income -4,96 M 1,54 M 9,63 M -1,50 M 11,51 M
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 3,42 M 3,27 M 1,95 M 1,39 M 1,61 M
Income Tax -996 000,0 -394 000,0 571 000,0 1,02 M 3,33 M

Balance Sheet

Annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Total Assets 393,43 M 381,27 M 367,06 M 402,29 M 405,19 M
Total Liabilities 293,82 M 273,99 M 264,87 M 261,00 M 260,13 M
Shareholders' Equity 99,61 M 107,28 M 102,19 M 141,29 M 145,06 M
Total Debt
Cash & Equivalents 35,57 M 28,30 M 28,86 M 24,75 M 19,32 M
Current Assets
Current Liabilities

Comparaison Sectorielle

vs médiane du secteur Financial Services (6628 pairs)
Métrique Action Médiane du Secteur
P/E 9,4 11,1
P/B 0,4 1,2
ROE % 4,7 9,2
Net Margin % 2,5 9,4
Rev Growth 5Y % -0,9 5,8
D/E 0,5

ETFs Holding This Stock

BRUSX BRUSX
0,20% weight
BRSIX BRSIX
0,17% weight
WEMMX WEMMX
0,03% weight
WEIMX WEIMX
0,03% weight
WMMCX WMMCX
0,03% weight
WMMAX WMMAX
0,03% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0,00% weight

Historique des dividendes

Derniers paiements par action (plus récent en premier).

Ex-dividende Paiement Montant / action
Apr 09, 2025 0,02 €
Apr 11, 2024 0,02 €
Aug 21, 2023 0,02 €
Apr 12, 2022 0,02 €
Apr 12, 2021 0,02 €
Apr 09, 2019 0,02 €
Apr 12, 2018 0,02 €
Apr 11, 2017 0,02 €
Apr 07, 2016 0,02 €
Apr 09, 2015 0,02 €
Nov 12, 2014 0,02 €
Mar 25, 2014 0,02 €