Atrás
Rango del Día
$36.40
$37.50
Rango de 52 Semanas
$32.28
$44.11
Volumen
437,235
Promedio 50D / 200D
$39.64
/
$39.80
Cierre Anterior
$37.39
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 13.5 | 10.3 |
| P/B | 3.3 | 1.1 |
| ROE % | 18.3 | 11.6 |
| Net Margin % | 90.1 | 16.8 |
| Rev Growth 5Y % | -5.5 | 11.6 |
| D/E | 0.0 | 0.5 |
Precio Objetivo de Analistas
Hold
$44.50
+21.8%
Low: $43.00
High: $46.00
P/E Futuro
10.3
EPS Futuro
$3.63
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
3.8 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$4.40
$4.39 – $4.41
|
4.4 B | 2 |
| FY2027 |
$4.03
$3.95 – $4.10
|
4.1 B | 5 |
| FY2026 |
$3.63
$3.55 – $3.66
|
3.8 B | 5 |
Puntos Clave
Revenue declined -5.45% annually over 5 years
Earnings declined -29.18% over the past year
ROE of 18.34% — decent returns on equity
Net margin of 90.11% shows strong profitability
Debt/Equity of 0.00 — conservative balance sheet
Generating 994.10M in free cash flow
Crecimiento
Revenue Growth (5Y)
-5.45%
Revenue (1Y)-27.97%
Earnings (1Y)-29.18%
FCF Growth (3Y)83.89%
Calidad
Return on Equity
18.34%
ROIC20.17%
Net Margin90.11%
Op. Margin100.00%
Seguridad
Debt / Equity
0.00
Current RatioN/A
Interest Coverage0.00
Valoración
P/E Ratio
13.47
P/B Ratio3.27
EV/EBITDA12.14
Dividend Yield0.09%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -27.97% | Revenue Growth (3Y) | 5.36% |
| Earnings Growth (1Y) | -29.18% | Earnings Growth (3Y) | 6.53% |
| Revenue Growth (5Y) | -5.45% | Earnings Growth (5Y) | -6.11% |
| Profitability | |||
| Revenue (TTM) | 332.76M | Net Income (TTM) | 299.84M |
| ROE | 18.34% | ROA | 24.18% |
| Gross Margin | 100.00% | Operating Margin | 100.00% |
| Net Margin | 90.11% | Free Cash Flow (TTM) | 994.10M |
| ROIC | 20.17% | FCF Growth (3Y) | 83.89% |
| Safety | |||
| Debt / Equity | 0.00 | Current Ratio | N/A |
| Interest Coverage | 0.00 | Dividend Yield | 0.09% |
| Valuation | |||
| P/E Ratio | 13.47 | P/B Ratio | 3.27 |
| P/S Ratio | 12.14 | PEG Ratio | -0.65 |
| EV/EBITDA | 12.14 | Dividend Yield | 0.09% |
| Market Cap | 4.04B | Enterprise Value | 4.04B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 332.76M | 461.95M | 299.78M | 305.50M | 416.33M |
| Net Income | 299.84M | 423.37M | 264.18M | 274.17M | 385.84M |
| EPS (Diluted) | 2.97 | 3.71 | 2.34 | 2.69 | 3.88 |
| Gross Profit | 332.76M | 461.95M | 299.78M | 305.50M | 416.33M |
| Operating Income | 332.76M | 461.95M | 299.78M | 305.50M | 416.33M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.24B | 2.03B | 2.08B | 2.07B | 1.62B |
| Total Liabilities | 1.66M | 2.77M | 1.30M | 1.62M | 2.14M |
| Shareholders' Equity | 1.24B | 2.03B | 2.08B | 2.07B | 1.62B |
| Total Debt | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash & Equivalents | 0.0 | 832.04M | 0.0 | 0.0 | 0.0 |
| Current Assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |