Terug
Dagbereik
€ 36,40
€ 37,50
52-Weeksbereik
€ 32,28
€ 44,11
Volume
437.235
50D / 200D Gem.
€ 39,64
/
€ 39,80
Vorige Slotkoers
€ 37,39
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 13,5 | 10,3 |
| P/B | 3,3 | 1,1 |
| ROE % | 18,3 | 11,6 |
| Net Margin % | 90,1 | 16,8 |
| Rev Growth 5Y % | -5,5 | 11,6 |
| D/E | 0,0 | 0,5 |
Koersdoel Analisten
Hold
€ 44,50
+21.8%
Low: € 43,00
High: € 46,00
Forward K/W
10,3
Forward WPA
€ 3,63
WPA Groei (sch.)
+0,0%
Omzet Sch.
3,8 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 4,40
€ 4,39 – € 4,41
|
4,4 B | 2 |
| FY2027 |
€ 4,03
€ 3,95 – € 4,10
|
4,1 B | 5 |
| FY2026 |
€ 3,63
€ 3,55 – € 3,66
|
3,8 B | 5 |
Belangrijkste Punten
Revenue declined -5,45% annually over 5 years
Earnings declined -29,18% over the past year
ROE of 18,34% — decent returns on equity
Net margin of 90,11% shows strong profitability
Debt/Equity of 0,00 — conservative balance sheet
Generating 994,10M in free cash flow
Groei
Revenue Growth (5Y)
-5,45%
Revenue (1Y)-27,97%
Earnings (1Y)-29,18%
FCF Growth (3Y)83,89%
Kwaliteit
Return on Equity
18,34%
ROIC20,17%
Net Margin90,11%
Op. Margin100,00%
Veiligheid
Debt / Equity
0,00
Current RatioN/A
Interest Coverage0,00
Waardering
P/E Ratio
13,47
P/B Ratio3,27
EV/EBITDA12,14
Dividend Yield0,09%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -27,97% | Revenue Growth (3Y) | 5,36% |
| Earnings Growth (1Y) | -29,18% | Earnings Growth (3Y) | 6,53% |
| Revenue Growth (5Y) | -5,45% | Earnings Growth (5Y) | -6,11% |
| Profitability | |||
| Revenue (TTM) | 332,76M | Net Income (TTM) | 299,84M |
| ROE | 18,34% | ROA | 24,18% |
| Gross Margin | 100,00% | Operating Margin | 100,00% |
| Net Margin | 90,11% | Free Cash Flow (TTM) | 994,10M |
| ROIC | 20,17% | FCF Growth (3Y) | 83,89% |
| Safety | |||
| Debt / Equity | 0,00 | Current Ratio | N/A |
| Interest Coverage | 0,00 | Dividend Yield | 0,09% |
| Valuation | |||
| P/E Ratio | 13,47 | P/B Ratio | 3,27 |
| P/S Ratio | 12,14 | PEG Ratio | -0,65 |
| EV/EBITDA | 12,14 | Dividend Yield | 0,09% |
| Market Cap | 4,04B | Enterprise Value | 4,04B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 332,76M | 461,95M | 299,78M | 305,50M | 416,33M |
| Net Income | 299,84M | 423,37M | 264,18M | 274,17M | 385,84M |
| EPS (Diluted) | 2,97 | 3,71 | 2,34 | 2,69 | 3,88 |
| Gross Profit | 332,76M | 461,95M | 299,78M | 305,50M | 416,33M |
| Operating Income | 332,76M | 461,95M | 299,78M | 305,50M | 416,33M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,24B | 2,03B | 2,08B | 2,07B | 1,62B |
| Total Liabilities | 1,66M | 2,77M | 1,30M | 1,62M | 2,14M |
| Shareholders' Equity | 1,24B | 2,03B | 2,08B | 2,07B | 1,62B |
| Total Debt | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |
| Cash & Equivalents | 0,0 | 832,04M | 0,0 | 0,0 | 0,0 |
| Current Assets | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |