Atrás
Rango del Día
$141.66
$145.72
Rango de 52 Semanas
$136.57
$210.64
Volumen
81,057
Promedio 50D / 200D
$165.25
/
$175.80
Cierre Anterior
$140.24
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 7.5 | 10.3 |
| P/B | 0.9 | 1.1 |
| ROE % | 12.9 | 11.7 |
| Net Margin % | 15.7 | 16.8 |
| Rev Growth 5Y % | 31.0 | 11.7 |
| D/E | 17.9 | 0.5 |
Precio Objetivo de Analistas
Hold
$233.00
+63.2%
P/E Futuro
7.6
EPS Futuro
$18.86
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
460 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$20.82
$19.63 – $21.99
|
510 M | 2 |
| FY2026 |
$18.86
$18.36 – $19.37
|
460 M | 2 |
Puntos Clave
Revenue grew 31.00% annually over 5 years — strong growth
ROE of 12.93% — decent returns on equity
Net margin of 15.73% shows strong profitability
Debt/Equity of 17.93 — high leverage
Generating 80.06M in free cash flow
P/E of 7.51 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
31.00%
Revenue (1Y)-18.86%
Earnings (1Y)0.10%
FCF Growth (3Y)-53.84%
Calidad
Return on Equity
12.93%
ROIC0.59%
Net Margin15.73%
Op. Margin19.40%
Seguridad
Debt / Equity
17.93
Current Ratio0.12
Interest Coverage0.28
Valoración
P/E Ratio
7.51
P/B Ratio0.91
EV/EBITDA122.98
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -18.86% | Revenue Growth (3Y) | -3.51% |
| Earnings Growth (1Y) | 0.10% | Earnings Growth (3Y) | 1.83% |
| Revenue Growth (5Y) | 31.00% | Earnings Growth (5Y) | 11.11% |
| Profitability | |||
| Revenue (TTM) | 1.32B | Net Income (TTM) | 207.39M |
| ROE | 12.93% | ROA | 0.58% |
| Gross Margin | 29.47% | Operating Margin | 19.40% |
| Net Margin | 15.73% | Free Cash Flow (TTM) | 80.06M |
| ROIC | 0.59% | FCF Growth (3Y) | -53.84% |
| Safety | |||
| Debt / Equity | 17.93 | Current Ratio | 0.12 |
| Interest Coverage | 0.28 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 7.51 | P/B Ratio | 0.91 |
| P/S Ratio | 1.18 | PEG Ratio | 10.95 |
| EV/EBITDA | 122.98 | Dividend Yield | 0.05% |
| Market Cap | 1.56B | Enterprise Value | 31.45B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.32B | 1.62B | 1.42B | 755.02M | 447.70M |
| Net Income | 207.39M | 207.19M | 200.00M | 178.14M | 136.09M |
| EPS (Diluted) | 16.62 | 16.44 | 15.80 | 13.87 | 10.27 |
| Gross Profit | 388.56M | 363.69M | 350.20M | 308.31M | 245.88M |
| Operating Income | 255.72M | 258.10M | 253.10M | 225.68M | 172.46M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 35.51B | 31.32B | 29.52B | 27.33B | 25.12B |
| Total Liabilities | 33.79B | 29.84B | 28.11B | 26.06B | 23.91B |
| Shareholders' Equity | 1.72B | 1.49B | 1.41B | 1.27B | 1.21B |
| Total Debt | 30.82B | 29.30B | 27.69B | 25.65B | 23.70B |
| Cash & Equivalents | 931.07M | 1.01B | 883.60M | 861.00M | 908.79M |
| Current Assets | 1.35B | 12.84B | 11.67B | 13.59B | 11.33B |
| Current Liabilities | 11.27B | 10.85B | 8.35B | 8.22B | 7.12B |