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Fourchette du Jour
141,89 €
143,87 €
Fourchette 52 Semaines
136,57 €
210,64 €
Volume
58 940
Moyenne 50J / 200J
165,25 €
/
175,80 €
Clôture Précédente
142,75 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 7,5 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 12,9 | 11,7 |
| Net Margin % | 15,7 | 16,8 |
| Rev Growth 5Y % | 31,0 | 11,7 |
| D/E | 17,9 | 0,5 |
Objectif de Cours des Analystes
Hold
233,00 €
+62.6%
P/E Prévisionnel
7,6
BPA Prévisionnel
18,86 €
Croissance BPA (est.)
+0,0%
CA Est.
460 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
20,82 €
19,63 € – 21,99 €
|
510 M | 2 |
| FY2026 |
18,86 €
18,36 € – 19,37 €
|
460 M | 2 |
Points Clés
Revenue grew 31,00% annually over 5 years — strong growth
ROE of 12,93% — decent returns on equity
Net margin of 15,73% shows strong profitability
Debt/Equity of 17,93 — high leverage
Generating 80,06M in free cash flow
P/E of 7,54 — trading at a low valuation
Croissance
Revenue Growth (5Y)
31,00%
Revenue (1Y)-18,86%
Earnings (1Y)0,10%
FCF Growth (3Y)-53,84%
Qualité
Return on Equity
12,93%
ROIC0,59%
Net Margin15,73%
Op. Margin19,40%
Sécurité
Debt / Equity
17,93
Current Ratio0,12
Interest Coverage0,28
Valorisation
P/E Ratio
7,54
P/B Ratio0,91
EV/EBITDA123,01
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -18,86% | Revenue Growth (3Y) | -3,51% |
| Earnings Growth (1Y) | 0,10% | Earnings Growth (3Y) | 1,83% |
| Revenue Growth (5Y) | 31,00% | Earnings Growth (5Y) | 11,11% |
| Profitability | |||
| Revenue (TTM) | 1,32B | Net Income (TTM) | 207,39M |
| ROE | 12,93% | ROA | 0,58% |
| Gross Margin | 29,47% | Operating Margin | 19,40% |
| Net Margin | 15,73% | Free Cash Flow (TTM) | 80,06M |
| ROIC | 0,59% | FCF Growth (3Y) | -53,84% |
| Safety | |||
| Debt / Equity | 17,93 | Current Ratio | 0,12 |
| Interest Coverage | 0,28 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 7,54 | P/B Ratio | 0,91 |
| P/S Ratio | 1,19 | PEG Ratio | 10,95 |
| EV/EBITDA | 123,01 | Dividend Yield | 0,05% |
| Market Cap | 1,56B | Enterprise Value | 31,45B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,32B | 1,62B | 1,42B | 755,02M | 447,70M |
| Net Income | 207,39M | 207,19M | 200,00M | 178,14M | 136,09M |
| EPS (Diluted) | 16,62 | 16,44 | 15,80 | 13,87 | 10,27 |
| Gross Profit | 388,56M | 363,69M | 350,20M | 308,31M | 245,88M |
| Operating Income | 255,72M | 258,10M | 253,10M | 225,68M | 172,46M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 35,51B | 31,32B | 29,52B | 27,33B | 25,12B |
| Total Liabilities | 33,79B | 29,84B | 28,11B | 26,06B | 23,91B |
| Shareholders' Equity | 1,72B | 1,49B | 1,41B | 1,27B | 1,21B |
| Total Debt | 30,82B | 29,30B | 27,69B | 25,65B | 23,70B |
| Cash & Equivalents | 931,07M | 1,01B | 883,60M | 861,00M | 908,79M |
| Current Assets | 1,35B | 12,84B | 11,67B | 13,59B | 11,33B |
| Current Liabilities | 11,27B | 10,85B | 8,35B | 8,22B | 7,12B |