Atrás
Rango del Día
$64.90
$83.71
Rango de 52 Semanas
$64.90
$83.71
Volumen
300
Promedio 50D / 200D
$83.71
/
$81.22
Cierre Anterior
$83.71
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 10.8 | 10.3 |
| P/B | 1.4 | 1.1 |
| ROE % | 13.6 | 11.7 |
| Net Margin % | 47.6 | 16.9 |
| Rev Growth 5Y % | -12.9 | 11.6 |
| D/E | 0.2 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$8.74
$8.05 – $9.44
|
3.55B | 1 |
| FY2027 |
$8.58
$7.91 – $9.27
|
3.48B | 1 |
| FY2026 |
$8.16
$7.52 – $8.81
|
3.39B | 1 |
No quarterly estimates available
Dividend History
Yield
0.06%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Puntos Clave
Revenue declined -12.85% annually over 5 years
Earnings grew 21.94% over the past year
ROE of 13.62% — decent returns on equity
Net margin of 47.64% shows strong profitability
Debt/Equity of 0.20 — conservative balance sheet
Generating 1.52B in free cash flow
Crecimiento
Revenue Growth (5Y)
-12.85%
Revenue (1Y)-49.81%
Earnings (1Y)21.94%
FCF Growth (3Y)N/A
Calidad
Return on Equity
13.62%
ROIC7.55%
Net Margin47.64%
Op. Margin43.30%
Seguridad
Debt / Equity
0.20
Current Ratio0.26
Interest Coverage0.00
Valoración
P/E Ratio
10.77
Forward P/EN/A
P/B Ratio1.43
EV/EBITDA12.53
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -49.81% | Revenue Growth (3Y) | -25.35% |
| Earnings Growth (1Y) | 21.94% | Earnings Growth (3Y) | 16.88% |
| Revenue Growth (5Y) | -12.85% | Earnings Growth (5Y) | 3.83% |
| Profitability | |||
| Revenue (TTM) | 3.34B | Net Income (TTM) | 1.59B |
| ROE | 13.62% | ROA | 4.15% |
| Gross Margin | 100.00% | Operating Margin | 43.30% |
| Net Margin | 47.64% | Free Cash Flow (TTM) | 1.52B |
| ROIC | 7.55% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.20 | Current Ratio | 0.26 |
| Interest Coverage | 0.00 | ||
| Dividends | |||
| Dividend Yield | 0.06% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 10.77 | Forward P/E | N/A |
| P/B Ratio | 1.43 | P/S Ratio | 5.13 |
| PEG Ratio | 0.49 | Forward PEG | N/A |
| EV/EBITDA | 12.53 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 8.88% | ||
| Market Cap | 17.14B | Enterprise Value | 18.13B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.34B | 6.66B | 6.00B | 5.87B | 5.79B |
| Net Income | 1.59B | 1.31B | 1.16B | 1.07B | 1.37B |
| EPS (Diluted) | 8.33 | 6.37 | 5.70 | 5.28 | 6.75 |
| Gross Profit | 3.34B | 3.58B | 3.23B | 3.11B | 2.39B |
| Operating Income | 1.45B | 1.73B | 1.52B | 1.29B | 1.64B |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 38.30B | 36.01B | 28.62B | 28.72B | 28.89B |
| Total Liabilities | 26.25B | 24.59B | 17.54B | 17.99B | 19.14B |
| Shareholders' Equity | 12.00B | 11.37B | 11.03B | 10.67B | 9.70B |
| Total Debt | 2.36B | 2.16B | 12.26B | 12.13B | 13.78B |
| Cash & Equivalents | 1.37B | 523.20M | 502.84M | 947.66M | 35,000.0 |
| Current Assets | 6.02B | 27.01B | 5.97B | 3.62B | 4.93B |
| Current Liabilities | 23.33B | 7.11B | 2.30B | 3.41B | 4.85B |