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Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,8 | 10,3 |
| P/B | 1,4 | 1,1 |
| ROE % | 13,6 | 11,7 |
| Net Margin % | 47,6 | 16,8 |
| Rev Growth 5Y % | -12,9 | 11,6 |
| D/E | 0,2 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 8,74
€ 8,05 – € 9,44
|
3,55B | 1 |
| FY2027 |
€ 8,58
€ 7,91 – € 9,27
|
3,48B | 1 |
| FY2026 |
€ 8,16
€ 7,52 – € 8,81
|
3,39B | 1 |
No quarterly estimates available
Dividend History
Yield
0,06%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Belangrijkste Punten
Revenue declined -12,85% annually over 5 years
Earnings grew 21,94% over the past year
ROE of 13,62% — decent returns on equity
Net margin of 47,64% shows strong profitability
Debt/Equity of 0,20 — conservative balance sheet
Generating 1,52B in free cash flow
Groei
Revenue Growth (5Y)
-12,85%
Revenue (1Y)-49,81%
Earnings (1Y)21,94%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
13,62%
ROIC7,55%
Net Margin47,64%
Op. Margin43,30%
Veiligheid
Debt / Equity
0,20
Current Ratio0,26
Interest Coverage0,00
Waardering
P/E Ratio
10,77
Forward P/EN/A
P/B Ratio1,43
EV/EBITDA12,53
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -49,81% | Revenue Growth (3Y) | -25,35% |
| Earnings Growth (1Y) | 21,94% | Earnings Growth (3Y) | 16,88% |
| Revenue Growth (5Y) | -12,85% | Earnings Growth (5Y) | 3,83% |
| Profitability | |||
| Revenue (TTM) | 3,34B | Net Income (TTM) | 1,59B |
| ROE | 13,62% | ROA | 4,15% |
| Gross Margin | 100,00% | Operating Margin | 43,30% |
| Net Margin | 47,64% | Free Cash Flow (TTM) | 1,52B |
| ROIC | 7,55% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,20 | Current Ratio | 0,26 |
| Interest Coverage | 0,00 | ||
| Dividends | |||
| Dividend Yield | 0,06% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 10,77 | Forward P/E | N/A |
| P/B Ratio | 1,43 | P/S Ratio | 5,13 |
| PEG Ratio | 0,49 | Forward PEG | N/A |
| EV/EBITDA | 12,53 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 8,88% | ||
| Market Cap | 17,14B | Enterprise Value | 18,13B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,34B | 6,66B | 6,00B | 5,87B | 5,79B |
| Net Income | 1,59B | 1,31B | 1,16B | 1,07B | 1,37B |
| EPS (Diluted) | 8,33 | 6,37 | 5,70 | 5,28 | 6,75 |
| Gross Profit | 3,34B | 3,58B | 3,23B | 3,11B | 2,39B |
| Operating Income | 1,45B | 1,73B | 1,52B | 1,29B | 1,64B |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 38,30B | 36,01B | 28,62B | 28,72B | 28,89B |
| Total Liabilities | 26,25B | 24,59B | 17,54B | 17,99B | 19,14B |
| Shareholders' Equity | 12,00B | 11,37B | 11,03B | 10,67B | 9,70B |
| Total Debt | 2,36B | 2,16B | 12,26B | 12,13B | 13,78B |
| Cash & Equivalents | 1,37B | 523,20M | 502,84M | 947,66M | 35.000,0 |
| Current Assets | 6,02B | 27,01B | 5,97B | 3,62B | 4,93B |
| Current Liabilities | 23,33B | 7,11B | 2,30B | 3,41B | 4,85B |