Retour
38
Fourchette du Jour
100,00 €
102,00 €
Fourchette 52 Semaines
84,81 €
110,34 €
Volume
338 602
Moyenne 50J / 200J
102,80 €
/
99,84 €
Clôture Précédente
100,38 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 7,8 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 16,2 | 11,7 |
| Net Margin % | 15,4 | 16,8 |
| Rev Growth 5Y % | 5,4 | 11,7 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
124,00 €
+22.2%
Low: 110,00 €
High: 141,00 €
P/E Prévisionnel
7,5
BPA Prévisionnel
13,34 €
Croissance BPA (est.)
+0,0%
CA Est.
6,9 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
15,68 €
15,22 € – 16,31 €
|
7,6 B | 3 |
| FY2027 |
14,53 €
13,78 € – 15,39 €
|
7,4 B | 7 |
| FY2026 |
13,34 €
12,89 € – 13,64 €
|
6,9 B | 7 |
Points Clés
Revenue grew 5,39% annually over 5 years — modest growth
ROE of 16,21% — decent returns on equity
Net margin of 15,37% shows strong profitability
Debt/Equity of 0,25 — conservative balance sheet
Negative free cash flow of -40,93M
P/E of 7,75 — trading at a low valuation
Croissance
Revenue Growth (5Y)
5,39%
Revenue (1Y)9,05%
Earnings (1Y)-6,74%
FCF Growth (3Y)N/A
Qualité
Return on Equity
16,21%
ROIC11,55%
Net Margin15,37%
Op. Margin18,67%
Sécurité
Debt / Equity
0,25
Current RatioN/A
Interest Coverage18,39
Valorisation
P/E Ratio
7,75
P/B Ratio1,23
EV/EBITDA6,61
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9,05% | Revenue Growth (3Y) | 8,35% |
| Earnings Growth (1Y) | -6,74% | Earnings Growth (3Y) | 63,74% |
| Revenue Growth (5Y) | 5,39% | Earnings Growth (5Y) | 13,01% |
| Profitability | |||
| Revenue (TTM) | 6,56B | Net Income (TTM) | 1,01B |
| ROE | 16,21% | ROA | 3,12% |
| Gross Margin | 49,90% | Operating Margin | 18,67% |
| Net Margin | 15,37% | Free Cash Flow (TTM) | -40,93M |
| ROIC | 11,55% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,25 | Current Ratio | N/A |
| Interest Coverage | 18,39 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 7,75 | P/B Ratio | 1,23 |
| P/S Ratio | 1,19 | PEG Ratio | 34,55 |
| EV/EBITDA | 6,61 | Dividend Yield | 0,02% |
| Market Cap | 7,82B | Enterprise Value | 8,10B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6,56B | 6,02B | 5,59B | 5,30B | 5,32B |
| Net Income | 1,01B | 1,08B | 376,29M | 223,08M | 618,61M |
| EPS (Diluted) | 12,35 | 12,35 | 4,02 | 2,25 | 6,90 |
| Gross Profit | 3,28B | 1,79B | 1,20B | 1,04B | 1,39B |
| Operating Income | 1,23B | 1,01B | 398,45M | 243,13M | 648,91M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 32,32B | 32,52B | 30,25B | 27,68B | 27,37B |
| Total Liabilities | 25,97B | 26,43B | 24,99B | 23,04B | 21,96B |
| Shareholders' Equity | 6,36B | 6,09B | 5,26B | 4,64B | 5,41B |
| Total Debt | 1,60B | 1,49B | 1,52B | 1,50B | 1,43B |
| Cash & Equivalents | 1,32B | 2,14B | 953,48M | 751,42M | 844,59M |
| Current Assets | 14,34B | 0,0 | 0,0 | 0,0 | 0,0 |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#247 of 658
Activité Récente
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026