Terug
37
Dagbereik
€ 100,82
€ 102,79
52-Weeksbereik
€ 84,81
€ 110,34
Volume
552.718
50D / 200D Gem.
€ 102,80
/
€ 99,84
Vorige Slotkoers
€ 101,46
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 7,7 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 16,2 | 11,7 |
| Net Margin % | 15,4 | 16,9 |
| Rev Growth 5Y % | 5,4 | 11,6 |
| D/E | 0,3 | 0,5 |
Koersdoel Analisten
Hold
€ 124,00
+22.7%
Low: € 110,00
High: € 141,00
Forward K/W
7,57
Forward WPA
€ 13,34
WPA Groei (sch.)
+0,0%
Omzet Sch.
6,87B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 15,68
€ 15,22 – € 16,31
|
7,63B | 3 |
| FY2027 |
€ 14,53
€ 13,78 – € 15,39
|
7,44B | 7 |
| FY2026 |
€ 13,34
€ 12,89 – € 13,64
|
6,87B | 7 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-28 | € 3,10 | € 3,25 | +4,8% |
| 2025-10-29 | € 2,72 | € 3,25 | +19,5% |
| 2025-07-29 | € 2,88 | € 3,29 | +14,2% |
| 2025-04-30 | € 2,64 | € 3,17 | +20,1% |
| 2025-01-29 | € 2,68 | € 2,97 | +10,8% |
| 2024-10-30 | € 2,55 | € 2,71 | +6,3% |
| 2024-07-30 | € 2,59 | € 2,93 | +13,1% |
| 2024-05-01 | € 2,40 | € 2,57 | +7,1% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,17%
Growth (3Y)
0,57%
Growth (5Y)
1,30%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 31, 2026 | Apr 15, 2026 | € 0,44 | 1,74% |
| Dec 31, 2025 | Jan 15, 2026 | € 0,44 | 1,64% |
| Sep 30, 2025 | Oct 17, 2025 | € 0,44 | 1,84% |
| Jun 30, 2025 | Jul 17, 2025 | € 0,44 | 1,70% |
| Mar 31, 2025 | Apr 17, 2025 | € 0,44 | 1,76% |
| Dec 31, 2024 | Jan 15, 2025 | € 0,44 | 1,99% |
| Sep 30, 2024 | Oct 18, 2024 | € 0,44 | 2,21% |
| Jun 28, 2024 | Jul 18, 2024 | € 0,44 | 2,49% |
| Mar 01, 2024 | Apr 18, 2024 | € 0,44 | 2,89% |
| Dec 28, 2023 | Jan 18, 2024 | € 0,44 | 3,19% |
| Sep 29, 2023 | Oct 18, 2023 | € 0,44 | 3,12% |
| Jun 29, 2023 | Jul 18, 2023 | € 0,44 | 3,27% |
| Mar 30, 2023 | Apr 18, 2023 | € 0,44 | 3,22% |
| Dec 29, 2022 | Jan 18, 2023 | € 0,44 | 3,21% |
| Sep 30, 2022 | Oct 18, 2022 | € 0,43 | 3,48% |
| Jun 29, 2022 | Jul 15, 2022 | € 0,43 | 3,00% |
| Mar 30, 2022 | Apr 18, 2022 | € 0,43 | 2,82% |
| Dec 29, 2021 | Jan 18, 2022 | € 0,42 | 3,09% |
| Oct 01, 2021 | Oct 15, 2021 | € 0,42 | 3,66% |
| Jun 28, 2021 | Jul 15, 2021 | € 0,42 | 3,38% |
Belangrijkste Punten
Revenue grew 5,39% annually over 5 years — modest growth
ROE of 16,21% — decent returns on equity
Net margin of 15,37% shows strong profitability
Debt/Equity of 0,25 — conservative balance sheet
Negative free cash flow of -40,93M
P/E of 7,72 — trading at a low valuation
Groei
Revenue Growth (5Y)
5,39%
Revenue (1Y)9,05%
Earnings (1Y)-6,74%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
16,21%
ROIC11,55%
Net Margin15,37%
Op. Margin18,67%
Veiligheid
Debt / Equity
0,25
Current RatioN/A
Interest Coverage18,39
Waardering
P/E Ratio
7,72
Forward P/E7,52
P/B Ratio1,22
EV/EBITDA6,58
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9,05% | Revenue Growth (3Y) | 8,35% |
| Earnings Growth (1Y) | -6,74% | Earnings Growth (3Y) | 63,74% |
| Revenue Growth (5Y) | 5,39% | Earnings Growth (5Y) | 13,01% |
| Profitability | |||
| Revenue (TTM) | 6,56B | Net Income (TTM) | 1,01B |
| ROE | 16,21% | ROA | 3,12% |
| Gross Margin | 49,90% | Operating Margin | 18,67% |
| Net Margin | 15,37% | Free Cash Flow (TTM) | -40,93M |
| ROIC | 11,55% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,25 | Current Ratio | N/A |
| Interest Coverage | 18,39 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,17% |
| Dividend Growth (3Y) | 0,57% | Dividend Growth (5Y) | 1,30% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 7,72 | Forward P/E | 7,52 |
| P/B Ratio | 1,22 | P/S Ratio | 1,19 |
| PEG Ratio | 34,55 | Forward PEG | N/A |
| EV/EBITDA | 6,58 | Fwd EV/EBITDA | 8,30 |
| Forward P/S | 1,13 | Fwd Earnings Yield | 13,30% |
| FCF Yield | -0,53% | ||
| Market Cap | 7,78B | Enterprise Value | 8,07B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6,56B | 6,02B | 5,59B | 5,30B | 5,32B |
| Net Income | 1,01B | 1,08B | 376,29M | 223,08M | 618,61M |
| EPS (Diluted) | 12,35 | 12,35 | 4,02 | 2,25 | 6,90 |
| Gross Profit | 3,28B | 1,79B | 1,20B | 1,04B | 1,39B |
| Operating Income | 1,23B | 1,01B | 398,45M | 243,13M | 648,91M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 32,32B | 32,52B | 30,25B | 27,68B | 27,37B |
| Total Liabilities | 25,97B | 26,43B | 24,99B | 23,04B | 21,96B |
| Shareholders' Equity | 6,36B | 6,09B | 5,26B | 4,64B | 5,41B |
| Total Debt | 1,60B | 1,49B | 1,52B | 1,50B | 1,43B |
| Cash & Equivalents | 1,32B | 2,14B | 953,48M | 751,42M | 844,59M |
| Current Assets | 14,34B | 0,0 | 0,0 | 0,0 | 0,0 |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#260 of 670
Recente Activiteit
Ingestapt
Contrarian Investing (David Dreman)
Mar 24, 2026