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34
42
26
Fourchette du Jour
39,15 €
40,10 €
Fourchette 52 Semaines
22,21 €
45,30 €
Volume
3 800
Moyenne 50J / 200J
42,49 €
/
39,07 €
Clôture Précédente
39,66 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,6 | 10,3 |
| P/B | 2,8 | 1,1 |
| ROE % | 26,7 | 11,7 |
| Net Margin % | 36,8 | 16,9 |
| Rev Growth 5Y % | 2,2 | 11,6 |
| D/E | 0,0 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
4,40 €
4,26 € – 4,62 €
|
1,7 B | 1 |
| FY2028 |
4,12 €
3,99 € – 4,33 €
|
1,7 B | 1 |
| FY2027 |
3,71 €
3,59 € – 3,89 €
|
1,6 B | 1 |
Points Clés
Revenue grew 2,16% annually over 5 years — modest growth
ROE of 26,74% indicates high profitability
Net margin of 36,80% shows strong profitability
Debt/Equity of 0,02 — conservative balance sheet
Generating 700,10M in free cash flow
P/E of 10,59 — trading at a low valuation
Croissance
Revenue Growth (5Y)
2,16%
Revenue (1Y)7,15%
Earnings (1Y)-8,80%
FCF Growth (3Y)29,21%
Qualité
Return on Equity
26,74%
ROIC25,13%
Net Margin36,80%
Op. Margin47,94%
Sécurité
Debt / Equity
0,02
Current RatioN/A
Interest Coverage106,74
Valorisation
P/E Ratio
10,59
P/B Ratio2,77
EV/EBITDA7,45
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7,15% | Revenue Growth (3Y) | 1,28% |
| Earnings Growth (1Y) | -8,80% | Earnings Growth (3Y) | 9,96% |
| Revenue Growth (5Y) | 2,16% | Earnings Growth (5Y) | -3,48% |
| Profitability | |||
| Revenue (TTM) | 1,43B | Net Income (TTM) | 525,47M |
| ROE | 26,74% | ROA | 4,93% |
| Gross Margin | 67,70% | Operating Margin | 47,94% |
| Net Margin | 36,80% | Free Cash Flow (TTM) | 700,10M |
| ROIC | 25,13% | FCF Growth (3Y) | 29,21% |
| Safety | |||
| Debt / Equity | 0,02 | Current Ratio | N/A |
| Interest Coverage | 106,74 | Dividend Yield | 0,06% |
| Valuation | |||
| P/E Ratio | 10,59 | P/B Ratio | 2,77 |
| P/S Ratio | 3,90 | PEG Ratio | -1,07 |
| EV/EBITDA | 7,45 | Dividend Yield | 0,06% |
| Market Cap | 5,57B | Enterprise Value | 5,10B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,43B | 1,33B | 1,39B | 1,31B | 1,31B |
| Net Income | 525,47M | 576,17M | 434,57M | 406,46M | 605,46M |
| EPS (Diluted) | 3,71 | 4,10 | 3,14 | 2,92 | 4,35 |
| Gross Profit | 966,64M | 855,16M | 860,39M | 450,04M | 590,12M |
| Operating Income | 684,51M | 609,94M | 681,66M | 581,64M | 771,65M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 10,65B | 10,23B | 9,96B | 9,51B | 9,92B |
| Total Liabilities | 8,61B | 8,29B | 8,35B | 8,04B | 8,69B |
| Shareholders' Equity | 2,01B | 1,92B | 1,55B | 1,42B | 1,18B |
| Total Debt | 35,99M | 27,67M | 537,22M | 539,67M | 897,66M |
| Cash & Equivalents | 498,75M | 394,80M | 464,57M | 298,14M | 180,04M |
| Current Assets | 566,94M | 1,03B | 1,16B | 971,11M | 1,12B |
| Current Liabilities | 0,0 | 2,08B | 1,99B | 519,29M | 495,64M |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#760 of 1052
Custom
Capital Light Compounder
#104 of 218
#359 of 670
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026