Terug
34
42
Dagbereik
€ 39,15
€ 40,10
52-Weeksbereik
€ 22,21
€ 45,30
Volume
3.800
50D / 200D Gem.
€ 42,49
/
€ 39,07
Vorige Slotkoers
€ 39,15
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (855 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,6 | 10,3 |
| P/B | 2,8 | 1,1 |
| ROE % | 26,7 | 11,6 |
| Net Margin % | 36,8 | 16,8 |
| Rev Growth 5Y % | 2,2 | 11,6 |
| D/E | 0,0 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 4,40
€ 4,26 – € 4,62
|
1,72B | 1 |
| FY2028 |
€ 4,12
€ 3,99 – € 4,33
|
1,65B | 1 |
| FY2027 |
€ 3,71
€ 3,59 – € 3,89
|
1,57B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-05 | € 0,62 | € 1,17 | +88,1% |
| 2025-11-05 | € 0,72 | € 1,21 | +69,0% |
| 2025-07-30 | € 0,73 | € 1,03 | +41,7% |
| 2025-05-07 | € 0,66 | € 0,89 | +35,6% |
| 2025-03-05 | € 0,76 | € 1,02 | +34,4% |
| 2024-11-07 | € 0,71 | € 0,89 | +24,9% |
| 2024-08-01 | € 0,54 | € 1,57 | +190,7% |
| 2024-05-09 | € 0,68 | € 0,90 | +32,9% |
Dividend History
7 yr streakYield
0,06%
Payout Ratio
0,63%
Growth (3Y)
12,39%
Growth (5Y)
12,55%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| May 18, 2026 | May 20, 2026 | € 2,31 | 5,91% |
| May 20, 2025 | May 21, 2025 | € 1,97 | 6,51% |
| May 20, 2024 | May 22, 2024 | € 1,09 | 4,09% |
| May 22, 2023 | May 24, 2023 | € 1,40 | 6,67% |
| May 23, 2022 | May 25, 2022 | € 1,39 | 7,61% |
| May 24, 2021 | May 26, 2021 | € 1,22 | 4,91% |
| May 18, 2020 | May 20, 2020 | € 1,09 | 7,42% |
| May 20, 2019 | May 22, 2019 | € 1,34 | 8,01% |
| May 21, 2018 | May 23, 2018 | € 1,18 | 5,72% |
| May 22, 2017 | May 24, 2017 | € 1,12 | 10,71% |
| Nov 21, 2016 | Nov 23, 2016 | € 1,06 | 9,57% |
| May 23, 2016 | May 25, 2016 | € 0,56 | 2,75% |
| May 18, 2015 | May 20, 2015 | € 0,89 | 2,31% |
| May 19, 2014 | May 22, 2014 | € 0,96 | 0,44% |
| May 20, 2013 | May 23, 2013 | € 0,71 | 0,71% |
| May 21, 2012 | May 24, 2012 | € 0,32 | 3,85% |
| May 23, 2011 | May 26, 2011 | € 0,35 | 1,34% |
| May 24, 2010 | May 27, 2010 | € 0,06 | 0,67% |
| May 25, 2009 | May 28, 2009 | € 0,14 | 5,29% |
| Apr 28, 2008 | May 02, 2008 | € 0,23 | 3,50% |
Belangrijkste Punten
Revenue grew 2,16% annually over 5 years — modest growth
ROE of 26,74% indicates high profitability
Net margin of 36,80% shows strong profitability
Debt/Equity of 0,02 — conservative balance sheet
Generating 700,10M in free cash flow
P/E of 10,59 — trading at a low valuation
Groei
Revenue Growth (5Y)
2,16%
Revenue (1Y)7,15%
Earnings (1Y)-8,80%
FCF Growth (3Y)29,21%
Kwaliteit
Return on Equity
26,74%
ROIC25,13%
Net Margin36,80%
Op. Margin47,94%
Veiligheid
Debt / Equity
0,02
Current RatioN/A
Interest Coverage106,74
Waardering
P/E Ratio
10,59
Forward P/E11,32
P/B Ratio2,77
EV/EBITDA7,45
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7,15% | Revenue Growth (3Y) | 1,28% |
| Earnings Growth (1Y) | -8,80% | Earnings Growth (3Y) | 9,96% |
| Revenue Growth (5Y) | 2,16% | Earnings Growth (5Y) | -3,48% |
| Profitability | |||
| Revenue (TTM) | 1,43B | Net Income (TTM) | 525,47M |
| ROE | 26,74% | ROA | 4,93% |
| Gross Margin | 67,70% | Operating Margin | 47,94% |
| Net Margin | 36,80% | Free Cash Flow (TTM) | 700,10M |
| ROIC | 25,13% | FCF Growth (3Y) | 29,21% |
| Safety | |||
| Debt / Equity | 0,02 | Current Ratio | N/A |
| Interest Coverage | 106,74 | ||
| Dividends | |||
| Dividend Yield | 0,06% | Payout Ratio | 0,63% |
| Dividend Growth (3Y) | 12,39% | Dividend Growth (5Y) | 12,55% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10,59 | Forward P/E | 11,32 |
| P/B Ratio | 2,77 | P/S Ratio | 3,90 |
| PEG Ratio | -1,07 | Forward PEG | N/A |
| EV/EBITDA | 7,45 | Fwd EV/EBITDA | 6,54 |
| Forward P/S | 3,76 | Fwd Earnings Yield | 8,83% |
| FCF Yield | 12,58% | ||
| Market Cap | 5,57B | Enterprise Value | 5,10B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,43B | 1,33B | 1,39B | 1,31B | 1,31B |
| Net Income | 525,47M | 576,17M | 434,57M | 406,46M | 605,46M |
| EPS (Diluted) | 3,71 | 4,10 | 3,14 | 2,92 | 4,35 |
| Gross Profit | 966,64M | 855,16M | 860,39M | 450,04M | 590,12M |
| Operating Income | 684,51M | 609,94M | 681,66M | 581,64M | 771,65M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 10,65B | 10,23B | 9,96B | 9,51B | 9,92B |
| Total Liabilities | 8,61B | 8,29B | 8,35B | 8,04B | 8,69B |
| Shareholders' Equity | 2,01B | 1,92B | 1,55B | 1,42B | 1,18B |
| Total Debt | 35,99M | 27,67M | 537,22M | 539,67M | 897,66M |
| Cash & Equivalents | 498,75M | 394,80M | 464,57M | 298,14M | 180,04M |
| Current Assets | 566,94M | 1,03B | 1,16B | 971,11M | 1,12B |
| Current Liabilities | 0,0 | 2,08B | 1,99B | 519,29M | 495,64M |
Strategiescores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#756 of 1049
Custom
Capital Light Compounder
#105 of 220
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