Terug
Dagbereik
€ 48,20
€ 49,11
52-Weeksbereik
€ 33,07
€ 57,55
Volume
29.880.118
50D / 200D Gem.
€ 51,73
/
€ 50,68
Vorige Slotkoers
€ 48,14
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (855 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,7 | 10,4 |
| P/B | 1,2 | 1,1 |
| ROE % | 10,2 | 11,6 |
| Net Margin % | 15,9 | 16,8 |
| Rev Growth 5Y % | 19,5 | 11,6 |
| D/E | 1,2 | 0,5 |
Koersdoel Analisten
Hold
€ 60,33
+23.8%
Low: € 50,00
High: € 71,00
Forward K/W
11,27
Forward WPA
€ 4,33
WPA Groei (sch.)
+0,0%
Omzet Sch.
119,93B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 6,82
€ 6,51 – € 7,00
|
133,40B | 2 |
| FY2028 |
€ 5,64
€ 5,32 – € 5,90
|
131,44B | 7 |
| FY2027 |
€ 4,96
€ 4,70 – € 5,28
|
126,23B | 15 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-25 | N/A | € 1,00 | — |
| 2025-10-15 | € 0,95 | € 1,06 | +11,3% |
| 2025-07-16 | € 0,86 | € 0,89 | +3,5% |
| 2025-04-15 | € 0,82 | € 0,90 | +10,2% |
| 2025-01-16 | € 0,78 | € 0,82 | +5,1% |
| 2024-10-15 | € 0,77 | € 0,81 | +5,2% |
| 2024-07-16 | € 0,80 | € 0,83 | +3,8% |
| 2024-04-16 | € 0,76 | € 0,83 | +9,2% |
Insider Trading Activity
Buy ratio (90d)
33.3%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 5, 2026 |
Scrivener Thomas M
Chief Operations Executive
|
sell | 50.000 | € 49,82 | € 2.491.000,00 |
| Mar 4, 2026 |
DeMare James P
Co-President
|
sell | 83.832 | € 50,00 | € 4.191.600,00 |
| Feb 4, 2026 |
LOZANO MONICA C
Director
|
buy | 387 | — | — |
| Feb 4, 2026 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 100.000 | — | — |
| Dec 11, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 130.000 | — | — |
| Dec 9, 2025 |
Greener Geoffrey S
Chief Risk Officer
|
other | 9.265 | — | — |
| Nov 15, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 35.782 | — | — |
| Nov 15, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
sell | 17.891 | € 52,61 | € 941.245,51 |
| Nov 15, 2025 |
Schimpf Eric A.
Pres, Merrill Wealth Mgmt
|
other | 2.992 | — | — |
| Nov 13, 2025 |
Athanasia Dean C
Co-President
|
other | 14.675 | — | — |
| Oct 22, 2025 |
Bronstein Sheri B.
Chief People Officer
|
other | 6.000 | — | — |
| Jun 13, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 40.000 | — | — |
| Jun 5, 2025 |
Knox Kathleen A.
President, The Private Bank
|
other | 140.685 | — | — |
| May 23, 2025 |
Nguyen Thong M
Vice Chair, Gl Stra & Ent Plat
|
other | 430.000 | — | — |
| Apr 22, 2025 |
ALMEIDA JOSE E
Director
|
grant | 7.306 | — | — |
| Apr 22, 2025 |
Woods Thomas D
Director
|
grant | 7.306 | — | — |
| Apr 22, 2025 |
Woods Thomas D
Director
|
other | 3.369 | € 38,32 | € 129.100,08 |
| Apr 22, 2025 |
Martinez Maria
Director
|
grant | 7.306 | — | — |
| Apr 22, 2025 |
NOWELL LIONEL L III
Director
|
grant | 11.874 | — | — |
| Apr 22, 2025 |
LOZANO MONICA C
Director
|
grant | 7.307 | — | — |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,31%
Growth (3Y)
7,89%
Growth (5Y)
8,45%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 06, 2026 | Mar 27, 2026 | € 0,28 | 2,26% |
| Dec 05, 2025 | Dec 26, 2025 | € 0,28 | 2,00% |
| Sep 05, 2025 | Sep 26, 2025 | € 0,28 | 2,13% |
| Jun 06, 2025 | Jun 27, 2025 | € 0,26 | 2,31% |
| Mar 07, 2025 | Mar 28, 2025 | € 0,26 | 2,46% |
| Dec 06, 2024 | Dec 27, 2024 | € 0,26 | 2,14% |
| Sep 06, 2024 | Sep 27, 2024 | € 0,26 | 2,53% |
| Jun 07, 2024 | Jun 28, 2024 | € 0,24 | 2,41% |
| Feb 29, 2024 | Mar 29, 2024 | € 0,24 | 2,72% |
| Nov 30, 2023 | Dec 29, 2023 | € 0,24 | 3,02% |
| Aug 31, 2023 | Sep 29, 2023 | € 0,24 | 3,14% |
| Jun 01, 2023 | Jun 30, 2023 | € 0,22 | 3,17% |
| Mar 02, 2023 | Mar 31, 2023 | € 0,22 | 2,60% |
| Dec 01, 2022 | Dec 30, 2022 | € 0,22 | 2,35% |
| Sep 01, 2022 | Sep 30, 2022 | € 0,22 | 2,54% |
| Jun 02, 2022 | Jun 24, 2022 | € 0,21 | 2,29% |
| Mar 03, 2022 | Mar 25, 2022 | € 0,21 | 1,91% |
| Dec 02, 2021 | Dec 31, 2021 | € 0,21 | 1,74% |
| Sep 02, 2021 | Sep 24, 2021 | € 0,21 | 1,83% |
| Jun 03, 2021 | Jun 25, 2021 | € 0,18 | 1,66% |
Belangrijkste Punten
Revenue grew 19,53% annually over 5 years — strong growth
ROE of 10,19% — decent returns on equity
Net margin of 15,93% shows strong profitability
Generating 12,61B in free cash flow
P/E of 11,67 — trading at a low valuation
PEG of 0,68 suggests growth is underpriced
Groei
Revenue Growth (5Y)
19,53%
Revenue (1Y)-0,45%
Earnings (1Y)12,45%
FCF Growth (3Y)-47,05%
Kwaliteit
Return on Equity
10,19%
ROIC4,22%
Net Margin15,93%
Op. Margin19,68%
Veiligheid
Debt / Equity
1,21
Current Ratio0,42
Interest Coverage0,48
Waardering
P/E Ratio
11,67
Forward P/E11,27
P/B Ratio1,17
EV/EBITDA13,00
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,45% | Revenue Growth (3Y) | 5,56% |
| Earnings Growth (1Y) | 12,45% | Earnings Growth (3Y) | 7,27% |
| Revenue Growth (5Y) | 19,53% | Earnings Growth (5Y) | -1,17% |
| Profitability | |||
| Revenue (TTM) | 191,57B | Net Income (TTM) | 30,51B |
| ROE | 10,19% | ROA | 0,89% |
| Gross Margin | 56,08% | Operating Margin | 19,68% |
| Net Margin | 15,93% | Free Cash Flow (TTM) | 12,61B |
| ROIC | 4,22% | FCF Growth (3Y) | -47,05% |
| Safety | |||
| Debt / Equity | 1,21 | Current Ratio | 0,42 |
| Interest Coverage | 0,48 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,31% |
| Dividend Growth (3Y) | 7,89% | Dividend Growth (5Y) | 8,45% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11,67 | Forward P/E | 11,27 |
| P/B Ratio | 1,17 | P/S Ratio | 1,86 |
| PEG Ratio | 0,68 | Forward PEG | N/A |
| EV/EBITDA | 13,00 | Fwd EV/EBITDA | 16,78 |
| Forward P/S | 2,97 | Fwd Earnings Yield | 8,87% |
| FCF Yield | 3,54% | ||
| Market Cap | 356,00B | Enterprise Value | 490,06B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 191,57B | 192,43B | 171,91B | 115,05B | 93,85B |
| Net Income | 30,51B | 27,13B | 26,52B | 27,53B | 31,98B |
| EPS (Diluted) | 3,82 | 3,22 | 3,08 | 3,19 | 3,57 |
| Gross Profit | 107,42B | 96,07B | 94,19B | 92,41B | 93,71B |
| Operating Income | 37,70B | 29,25B | 28,34B | 30,97B | 33,98B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3,41T | 3,26T | 3,18T | 3,05T | 3,17T |
| Total Liabilities | 3,11T | 2,97T | 2,89T | 2,78T | 2,90T |
| Shareholders' Equity | 303,24B | 295,56B | 291,65B | 273,20B | 270,07B |
| Total Debt | 365,90B | 658,43B | 618,19B | 498,55B | 496,20B |
| Cash & Equivalents | 231,85B | 296,49B | 341,42B | 237,46B | 355,37B |
| Current Assets | 1,07T | 740,84B | 704,77B | 539,39B | 741,56B |
| Current Liabilities | 2,56T | 2,43T | 2,34T | 2,46T | 2,58T |