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Fourchette du Jour
5,55 €
5,70 €
Fourchette 52 Semaines
4,13 €
5,76 €
Volume
1 750
Moyenne 50J / 200J
5,45 €
/
4,90 €
Clôture Précédente
5,70 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 0,2 | 10,3 |
| P/B | 0,0 | 1,1 |
| ROE % | 8,2 | 11,6 |
| Net Margin % | 17,4 | 16,8 |
| Rev Growth 5Y % | 12,0 | 11,6 |
| D/E | 1,0 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
23,95 €
22,45 € – 25,79 €
|
167,23B | 7 |
| FY2027 |
22,81 €
21,37 € – 24,55 €
|
162,98B | 6 |
| FY2026 |
21,92 €
20,53 € – 23,59 €
|
160,76B | 10 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-20 | 4,48 € | 0,13 € | -97,1% |
| 2025-07-17 | 0,19 € | 0,19 € | 0,0% |
| 2025-04-16 | 0,18 € | 0,20 € | +10,2% |
| 2025-01-21 | 0,16 € | 0,16 € | +4,0% |
| 2024-10-21 | 0,01 € | 0,01 € | +5,6% |
| 2024-07-18 | 0,16 € | 0,17 € | +8,4% |
| 2024-04-18 | 0,16 € | 0,15 € | -7,1% |
| 2024-01-18 | 0,15 € | 0,13 € | -15,0% |
Dividend History
7 yr streakYield
1,63%
Payout Ratio
0,35%
Growth (3Y)
30,80%
Growth (5Y)
10,86%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 23, 2026 | May 08, 2026 | 0,25 € | 5,41% |
| Sep 11, 2025 | Sep 26, 2025 | 0,06 € | 5,37% |
| Apr 24, 2025 | May 09, 2025 | 0,19 € | 6,08% |
| Sep 05, 2024 | Sep 20, 2024 | 0,06 € | 4,39% |
| Apr 23, 2024 | May 10, 2024 | 0,14 € | 5,44% |
| Sep 06, 2023 | Sep 22, 2023 | 0,06 € | 3,07% |
| Apr 21, 2023 | May 12, 2023 | 0,09 € | 2,92% |
| Sep 07, 2022 | Sep 23, 2022 | 0,04 € | 2,98% |
| Apr 21, 2022 | May 12, 2022 | 0,07 € | 2,53% |
| Sep 08, 2021 | Sep 23, 2021 | 0,03 € | 3,08% |
| Apr 21, 2021 | May 10, 2021 | 0,08 € | 2,06% |
| Apr 21, 2020 | Apr 30, 2020 | 0,15 € | 7,18% |
| Sep 04, 2019 | Sep 20, 2019 | 0,07 € | 3,78% |
| Apr 23, 2019 | May 10, 2019 | 0,14 € | 3,06% |
| Sep 12, 2018 | Sep 28, 2018 | 0,06 € | 3,28% |
| Apr 23, 2018 | May 11, 2018 | 0,14 € | 3,16% |
| Sep 05, 2017 | Sep 22, 2017 | 0,06 € | 3,31% |
| Apr 20, 2017 | May 11, 2017 | 0,13 € | 3,56% |
| Sep 06, 2016 | Sep 23, 2016 | 0,06 € | 3,97% |
| Apr 21, 2016 | May 11, 2016 | 0,13 € | 3,97% |
Points Clés
Revenue grew 12,02% annually over 5 years — strong growth
Net margin of 17,43% shows strong profitability
Generating 63,66B in free cash flow
P/E of 0,24 — trading at a low valuation
PEG of 0,13 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 7,36%
Croissance
Revenue Growth (5Y)
12,02%
Revenue (1Y)4,66%
Earnings (1Y)1,68%
FCF Growth (3Y)-23,95%
Qualité
Return on Equity
8,15%
ROIC3,71%
Net Margin17,43%
Op. Margin21,21%
Sécurité
Debt / Equity
0,97
Current Ratio2,65
Interest Coverage0,83
Valorisation
P/E Ratio
0,24
Forward P/E0,26
P/B Ratio0,02
EV/EBITDA-0,99
Dividend Yield1,63%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,66% | Revenue Growth (3Y) | 6,42% |
| Earnings Growth (1Y) | 1,68% | Earnings Growth (3Y) | 5,08% |
| Revenue Growth (5Y) | 12,02% | Earnings Growth (5Y) | 14,76% |
| Profitability | |||
| Revenue (TTM) | 263,71B | Net Income (TTM) | 45,97B |
| ROE | 8,15% | ROA | 1,00% |
| Gross Margin | 59,84% | Operating Margin | 21,21% |
| Net Margin | 17,43% | Free Cash Flow (TTM) | 63,66B |
| ROIC | 3,71% | FCF Growth (3Y) | -23,95% |
| Safety | |||
| Debt / Equity | 0,97 | Current Ratio | 2,65 |
| Interest Coverage | 0,83 | ||
| Dividends | |||
| Dividend Yield | 1,63% | Payout Ratio | 0,35% |
| Dividend Growth (3Y) | 30,80% | Dividend Growth (5Y) | 10,86% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 0,24 | Forward P/E | 0,26 |
| P/B Ratio | 0,02 | P/S Ratio | 0,04 |
| PEG Ratio | 0,13 | Forward PEG | N/A |
| EV/EBITDA | -0,99 | Fwd EV/EBITDA | -1,47 |
| Forward P/S | 0,07 | Fwd Earnings Yield | 384,62% |
| FCF Yield | 585,11% | ||
| Market Cap | 10,88B | Enterprise Value | -55,20B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 263,71B | 251,97B | 232,86B | 177,02B | 167,44B |
| Net Income | 45,97B | 45,21B | 41,64B | 29,31B | 26,51B |
| EPS (Diluted) | 24,08 | 23,69 | 21,81 | 15,35 | 13,89 |
| Gross Profit | 157,80B | 153,16B | 146,07B | 112,86B | 106,42B |
| Operating Income | 55,94B | 56,57B | 52,05B | 37,23B | 33,14B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,60T | 4,55T | 4,51T | 4,42T | 4,33T |
| Total Liabilities | 4,03T | 3,99T | 3,98T | 3,91T | 3,84T |
| Shareholders' Equity | 573,45B | 555,04B | 528,97B | 505,35B | 492,73B |
| Total Debt | 558,20B | 536,94B | 518,58B | 419,05B | 424,17B |
| Cash & Equivalents | 624,27B | 47,36B | 45,52B | 52,43B | 62,55B |
| Current Assets | 643,77B | 1,26T | 1,27T | 1,20T | 1,25T |
| Current Liabilities | 242,96B | 3,27T | 3,27T | 3,23T | 3,18T |