Terug
Dagbereik
€ 5,55
€ 5,70
52-Weeksbereik
€ 4,13
€ 5,76
Volume
1.750
50D / 200D Gem.
€ 5,45
/
€ 4,90
Vorige Slotkoers
€ 5,70
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 0,2 | 10,3 |
| P/B | 0,0 | 1,1 |
| ROE % | 8,2 | 11,7 |
| Net Margin % | 17,4 | 16,9 |
| Rev Growth 5Y % | 12,0 | 11,6 |
| D/E | 1,0 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 23,95
€ 22,45 – € 25,79
|
167,23B | 7 |
| FY2027 |
€ 22,81
€ 21,37 – € 24,55
|
162,98B | 6 |
| FY2026 |
€ 21,92
€ 20,53 – € 23,59
|
160,76B | 10 |
No quarterly estimates available
Dividend History
Yield
1,63%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Belangrijkste Punten
Revenue grew 12,02% annually over 5 years — strong growth
Net margin of 17,43% shows strong profitability
Generating 63,66B in free cash flow
P/E of 0,24 — trading at a low valuation
PEG of 0,13 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 7,36%
Groei
Revenue Growth (5Y)
12,02%
Revenue (1Y)4,66%
Earnings (1Y)1,68%
FCF Growth (3Y)-23,95%
Kwaliteit
Return on Equity
8,15%
ROIC3,71%
Net Margin17,43%
Op. Margin21,21%
Veiligheid
Debt / Equity
0,97
Current Ratio2,65
Interest Coverage0,83
Waardering
P/E Ratio
0,24
Forward P/EN/A
P/B Ratio0,02
EV/EBITDA-0,99
Dividend Yield1,63%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,66% | Revenue Growth (3Y) | 6,42% |
| Earnings Growth (1Y) | 1,68% | Earnings Growth (3Y) | 5,08% |
| Revenue Growth (5Y) | 12,02% | Earnings Growth (5Y) | 14,76% |
| Profitability | |||
| Revenue (TTM) | 263,71B | Net Income (TTM) | 45,97B |
| ROE | 8,15% | ROA | 1,00% |
| Gross Margin | 59,84% | Operating Margin | 21,21% |
| Net Margin | 17,43% | Free Cash Flow (TTM) | 63,66B |
| ROIC | 3,71% | FCF Growth (3Y) | -23,95% |
| Safety | |||
| Debt / Equity | 0,97 | Current Ratio | 2,65 |
| Interest Coverage | 0,83 | ||
| Dividends | |||
| Dividend Yield | 1,63% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 0,24 | Forward P/E | N/A |
| P/B Ratio | 0,02 | P/S Ratio | 0,04 |
| PEG Ratio | 0,13 | Forward PEG | N/A |
| EV/EBITDA | -0,99 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 585,11% | ||
| Market Cap | 10,88B | Enterprise Value | -55,20B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 263,71B | 251,97B | 232,86B | 177,02B | 167,44B |
| Net Income | 45,97B | 45,21B | 41,64B | 29,31B | 26,51B |
| EPS (Diluted) | 24,08 | 23,69 | 21,81 | 15,35 | 13,89 |
| Gross Profit | 157,80B | 153,16B | 146,07B | 112,86B | 106,42B |
| Operating Income | 55,94B | 56,57B | 52,05B | 37,23B | 33,14B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,60T | 4,55T | 4,51T | 4,42T | 4,33T |
| Total Liabilities | 4,03T | 3,99T | 3,98T | 3,91T | 3,84T |
| Shareholders' Equity | 573,45B | 555,04B | 528,97B | 505,35B | 492,73B |
| Total Debt | 558,20B | 536,94B | 518,58B | 419,05B | 424,17B |
| Cash & Equivalents | 624,27B | 47,36B | 45,52B | 52,43B | 62,55B |
| Current Assets | 643,77B | 1,26T | 1,27T | 1,20T | 1,25T |
| Current Liabilities | 242,96B | 3,27T | 3,27T | 3,23T | 3,18T |