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Day Range
$109.36
$161.31
52-Week Range
$105.44
$161.31
Volume
200
50D / 200D Avg
$139.90
/
$121.04
Prev Close
$161.31
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 32.3 | 10.3 |
| P/B | 3.5 | 1.1 |
| ROE % | 10.9 | 11.6 |
| Net Margin % | 30.8 | 16.8 |
| Rev Growth 5Y % | 8.6 | 11.6 |
| D/E | 2.8 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$5.67
$5.67 – $5.67
|
1.97B | 1 |
| FY2028 |
$5.52
$5.52 – $5.52
|
1.24B | 1 |
| FY2027 |
$5.26
$5.26 – $5.26
|
1.20B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-12 | N/A | $3.16 | — |
| 2025-08-21 | N/A | $3.14 | — |
| 2024-08-22 | N/A | $2.57 | — |
| 2024-04-25 | N/A | $2.67 | — |
| 2023-06-29 | N/A | $2.79 | — |
| 2023-02-09 | N/A | $2.23 | — |
| 2022-08-18 | N/A | $2.29 | — |
| 2022-04-13 | N/A | $2.39 | — |
Dividend History
7 yr streakYield
0.05%
Payout Ratio
0.82%
Growth (3Y)
11.97%
Growth (5Y)
-32.39%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| May 06, 2026 | May 07, 2026 | $5.73 | 3.55% |
| May 13, 2025 | May 14, 2025 | $5.23 | 4.44% |
| Apr 29, 2024 | May 02, 2024 | $4.72 | 3.37% |
| May 08, 2023 | May 10, 2023 | $4.27 | 4.79% |
| May 09, 2022 | May 11, 2022 | $3.73 | 4.38% |
| May 03, 2021 | May 05, 2021 | $3.95 | 3.90% |
| May 05, 2020 | May 07, 2020 | $37.03 | 4.63% |
| May 06, 2019 | May 08, 2019 | $34.38 | 4.24% |
| Apr 30, 2018 | May 03, 2018 | $33.30 | 4.03% |
| May 02, 2017 | May 04, 2017 | $33.29 | 0.46% |
| Apr 25, 2016 | Apr 27, 2016 | $33.87 | 0.47% |
| Apr 27, 2015 | Apr 29, 2015 | $33.56 | 0.46% |
| May 05, 2014 | May 08, 2014 | $36.47 | 0.50% |
| Apr 29, 2013 | May 03, 2013 | $34.15 | 0.47% |
| May 07, 2012 | May 10, 2012 | $34.77 | 0.48% |
| May 09, 2011 | May 12, 2011 | $36.55 | 0.50% |
| May 03, 2010 | May 10, 2010 | $19.32 | 0.27% |
| May 06, 2009 | May 06, 2009 | $17.62 | 0.24% |
| Apr 29, 2008 | Apr 29, 2008 | $13.50 | 0.19% |
| May 02, 2007 | May 02, 2007 | $5.76 | 0.08% |
Key Takeaways
Revenue grew 8.60% annually over 5 years — modest growth
ROE of 10.87% — decent returns on equity
Net margin of 30.78% shows strong profitability
Debt/Equity of 2.80 — high leverage
Negative free cash flow of -2.50B
P/E of 32.25 — premium valuation
Growth
Revenue Growth (5Y)
8.60%
Revenue (1Y)22.46%
Earnings (1Y)-2.47%
FCF Growth (3Y)N/A
Quality
Return on Equity
10.87%
ROIC2.50%
Net Margin30.78%
Op. Margin36.08%
Safety
Debt / Equity
2.80
Current Ratio0.24
Interest Coverage2.01
Valuation
P/E Ratio
32.25
Forward P/E32.11
P/B Ratio3.49
EV/EBITDA31.05
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 22.46% | Revenue Growth (3Y) | 9.69% |
| Earnings Growth (1Y) | -2.47% | Earnings Growth (3Y) | -4.30% |
| Revenue Growth (5Y) | 8.60% | Earnings Growth (5Y) | 3.21% |
| Profitability | |||
| Revenue (TTM) | 1.40B | Net Income (TTM) | 429.70M |
| ROE | 10.87% | ROA | 0.70% |
| Gross Margin | 82.07% | Operating Margin | 36.08% |
| Net Margin | 30.78% | Free Cash Flow (TTM) | -2.50B |
| ROIC | 2.50% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2.80 | Current Ratio | 0.24 |
| Interest Coverage | 2.01 | ||
| Dividends | |||
| Dividend Yield | 0.05% | Payout Ratio | 0.82% |
| Dividend Growth (3Y) | 11.97% | Dividend Growth (5Y) | -32.39% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 32.25 | Forward P/E | 32.11 |
| P/B Ratio | 3.49 | P/S Ratio | 9.93 |
| PEG Ratio | -6.84 | Forward PEG | N/A |
| EV/EBITDA | 31.05 | Fwd EV/EBITDA | 47.99 |
| Forward P/S | 11.88 | Fwd Earnings Yield | 3.11% |
| FCF Yield | -18.03% | ||
| Market Cap | 13.86B | Enterprise Value | 15.64B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.40B | 1.14B | 1.16B | 1.11B | 1.00B |
| Net Income | 429.70M | 440.60M | 469.20M | 388.30M | 378.70M |
| EPS (Diluted) | 5.00 | 5.13 | 5.46 | 4.52 | 4.41 |
| Gross Profit | 1.15B | 1.15B | 1.16B | 1.04B | 1.00B |
| Operating Income | 503.60M | 511.00M | 693.90M | 448.60M | 441.20M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 61.62B | 60.63B | 58.87B | 59.40B | 55.95B |
| Total Liabilities | 57.64B | 56.70B | 55.02B | 55.68B | 52.31B |
| Shareholders' Equity | 3.98B | 3.93B | 3.86B | 3.71B | 3.64B |
| Total Debt | 11.15B | 8.79B | 8.45B | 7.94B | 7.32B |
| Cash & Equivalents | 9.37B | 11.75B | 13.26B | 14.10B | 13.55B |
| Current Assets | 9.89B | 11.75B | 12.60B | 14.17B | 13.62B |
| Current Liabilities | 41.87B | 0.0 | 38.32B | 39.76B | 41.06B |