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Fourchette du Jour
109,36 €
161,31 €
Fourchette 52 Semaines
105,44 €
161,31 €
Volume
200
Moyenne 50J / 200J
139,90 €
/
121,04 €
Clôture Précédente
161,31 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 32,3 | 10,3 |
| P/B | 3,5 | 1,1 |
| ROE % | 10,9 | 11,7 |
| Net Margin % | 30,8 | 16,8 |
| Rev Growth 5Y % | 8,6 | 11,6 |
| D/E | 2,8 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
5,67 €
5,67 € – 5,67 €
|
2 B | 1 |
| FY2028 |
5,52 €
5,52 € – 5,52 €
|
1,2 B | 1 |
| FY2027 |
5,26 €
5,26 € – 5,26 €
|
1,2 B | 1 |
Points Clés
Revenue grew 8,60% annually over 5 years — modest growth
ROE of 10,87% — decent returns on equity
Net margin of 30,78% shows strong profitability
Debt/Equity of 2,80 — high leverage
Negative free cash flow of -2,50B
P/E of 32,25 — premium valuation
Croissance
Revenue Growth (5Y)
8,60%
Revenue (1Y)22,46%
Earnings (1Y)-2,47%
FCF Growth (3Y)N/A
Qualité
Return on Equity
10,87%
ROIC2,50%
Net Margin30,78%
Op. Margin36,08%
Sécurité
Debt / Equity
2,80
Current Ratio0,24
Interest Coverage2,01
Valorisation
P/E Ratio
32,25
P/B Ratio3,49
EV/EBITDA31,05
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 22,46% | Revenue Growth (3Y) | 9,69% |
| Earnings Growth (1Y) | -2,47% | Earnings Growth (3Y) | -4,30% |
| Revenue Growth (5Y) | 8,60% | Earnings Growth (5Y) | 3,21% |
| Profitability | |||
| Revenue (TTM) | 1,40B | Net Income (TTM) | 429,70M |
| ROE | 10,87% | ROA | 0,70% |
| Gross Margin | 82,07% | Operating Margin | 36,08% |
| Net Margin | 30,78% | Free Cash Flow (TTM) | -2,50B |
| ROIC | 2,50% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2,80 | Current Ratio | 0,24 |
| Interest Coverage | 2,01 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 32,25 | P/B Ratio | 3,49 |
| P/S Ratio | 9,93 | PEG Ratio | -6,84 |
| EV/EBITDA | 31,05 | Dividend Yield | 0,05% |
| Market Cap | 13,86B | Enterprise Value | 15,64B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,40B | 1,14B | 1,16B | 1,11B | 1,00B |
| Net Income | 429,70M | 440,60M | 469,20M | 388,30M | 378,70M |
| EPS (Diluted) | 5,00 | 5,13 | 5,46 | 4,52 | 4,41 |
| Gross Profit | 1,15B | 1,15B | 1,16B | 1,04B | 1,00B |
| Operating Income | 503,60M | 511,00M | 693,90M | 448,60M | 441,20M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 61,62B | 60,63B | 58,87B | 59,40B | 55,95B |
| Total Liabilities | 57,64B | 56,70B | 55,02B | 55,68B | 52,31B |
| Shareholders' Equity | 3,98B | 3,93B | 3,86B | 3,71B | 3,64B |
| Total Debt | 11,15B | 8,79B | 8,45B | 7,94B | 7,32B |
| Cash & Equivalents | 9,37B | 11,75B | 13,26B | 14,10B | 13,55B |
| Current Assets | 9,89B | 11,75B | 12,60B | 14,17B | 13,62B |
| Current Liabilities | 41,87B | 0,0 | 38,32B | 39,76B | 41,06B |