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Citigroup Inc.

Data quality: 100%
C
NYSE Financial Services Banks - Diversified
$114.50
▲ $0.76 (0.67%)
Mkt Cap: 200.30B
Day Range
$113.59 $116.13
52-Week Range
$55.51 $125.16
Volume
9,696,672
50D / 200D Avg
$113.61 / $101.57
Prev Close
$113.74

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 14.0 10.3
P/B 0.9 1.1
ROE % 6.8 11.7
Net Margin % 8.5 16.9
Rev Growth 5Y % 20.5 11.6
D/E 3.4 0.5

Analyst Price Target

Hold
$132.09 +15.4%
Low: $87.00 High: $152.00
Forward P/E
11.10
Forward EPS
$10.31
EPS Growth (est.)
+0.0%
Est. Revenue
90.76B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2030 $17.60
$17.08 – $17.99
104.53B 5
FY2029 $15.55
$15.09 – $15.90
100.77B 2
FY2028 $14.31
$12.16 – $15.14
97.91B 7

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-21 $1.80 $1.34 -25.6%
2025-11-06 $1.73 $1.86 +7.5%
2025-07-15 $1.66 $1.96 +18.1%
2025-04-15 $1.85 $1.96 +5.9%
2025-01-15 $1.21 $1.34 +10.7%
2024-10-15 $1.31 $1.51 +15.3%
2024-07-12 $1.39 $1.52 +9.4%
2024-04-12 $1.23 $1.86 +51.2%

Insider Trading Activity

8 transactions
Date Insider Type Shares Price Value
Oct 8, 2025
SLTA V (GP), L.L.C.
other 684,949
Oct 8, 2025
SLTA V (GP), L.L.C.
sell 499,999 $161.15 $80,741,800.27
Oct 7, 2025
SLTA IV (GP), L.L.C.
other 1,368,384
Oct 7, 2025
SLTA IV (GP), L.L.C.
sell 152,918 $146.73 $22,701,912.48
Oct 6, 2025
SLTA IV (GP), L.L.C.
sell 809 $149.09 $120,613.81
Sep 17, 2025
SLTA IV (GP), L.L.C.
other 217,018
Sep 15, 2025
SLTA IV (GP), L.L.C.
other 1,634,036
Sep 15, 2025
SLTA IV (GP), L.L.C.
sell 600,000 $126.63 $76,198,735.65

Dividend History

7 yr streak

Yield

0.03%

Payout Ratio

0.38%

Growth (3Y)

4.38%

Growth (5Y)

2.61%

Ex-Date Payment Date Amount Yield
Feb 02, 2026 Feb 27, 2026 $0.60 2.03%
Nov 03, 2025 Nov 26, 2025 $0.60 2.28%
Aug 04, 2025 Aug 22, 2025 $0.60 2.48%
May 05, 2025 May 23, 2025 $0.56 3.19%
Feb 03, 2025 Feb 28, 2025 $0.56 2.78%
Nov 04, 2024 Nov 22, 2024 $0.56 3.50%
Aug 05, 2024 Aug 23, 2024 $0.56 3.82%
May 03, 2024 May 24, 2024 $0.53 3.45%
Feb 02, 2024 Feb 23, 2024 $0.53 3.78%
Nov 03, 2023 Nov 22, 2023 $0.53 4.92%
Aug 04, 2023 Aug 25, 2023 $0.53 4.51%
Apr 28, 2023 May 26, 2023 $0.51 4.33%
Feb 03, 2023 Feb 24, 2023 $0.51 4.00%
Nov 04, 2022 Nov 23, 2022 $0.51 4.52%
Jul 29, 2022 Aug 26, 2022 $0.51 3.93%
Apr 29, 2022 May 27, 2022 $0.51 4.23%
Feb 04, 2022 Feb 25, 2022 $0.51 3.09%
Oct 29, 2021 Nov 24, 2021 $0.51 2.95%
Jul 30, 2021 Aug 27, 2021 $0.51 3.02%
Apr 30, 2021 May 28, 2021 $0.51 2.86%

Key Takeaways

Revenue grew 20.48% annually over 5 years — strong growth
Debt/Equity of 3.37 — high leverage
Generating 22.28B in free cash flow
P/E of 14.04 — trading at a low valuation
PEG of 0.75 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 21.89%

Growth

Revenue Growth (5Y)
20.48%
Revenue (1Y)-1.41%
Earnings (1Y)12.51%
FCF Growth (3Y)N/A

Quality

Return on Equity
6.78%
ROIC1.60%
Net Margin8.48%
Op. Margin11.78%

Safety

Debt / Equity
3.37
Current Ratio0.48
Interest Coverage0.24

Valuation

P/E Ratio
14.04
Forward P/E11.10
P/B Ratio0.94
EV/EBITDA28.57
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -1.41% Revenue Growth (3Y) 4.07%
Earnings Growth (1Y) 12.51% Earnings Growth (3Y) 24.34%
Revenue Growth (5Y) 20.48% Earnings Growth (5Y) -10.21%
Profitability
Revenue (TTM) 168.30B Net Income (TTM) 14.27B
ROE 6.78% ROA 0.54%
Gross Margin 44.55% Operating Margin 11.78%
Net Margin 8.48% Free Cash Flow (TTM) 22.28B
ROIC 1.60% FCF Growth (3Y) N/A
Safety
Debt / Equity 3.37 Current Ratio 0.48
Interest Coverage 0.24
Dividends
Dividend Yield 0.03% Payout Ratio 0.38%
Dividend Growth (3Y) 4.38% Dividend Growth (5Y) 2.61%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 14.04 Forward P/E 11.10
P/B Ratio 0.94 P/S Ratio 1.19
PEG Ratio 0.75 Forward PEG N/A
EV/EBITDA 28.57 Fwd EV/EBITDA 31.26
Forward P/S 2.21 Fwd Earnings Yield 9.01%
FCF Yield 11.12%
Market Cap 200.30B Enterprise Value 566.52B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 168.30B 170.71B 155.38B 100.22B 79.87B
Net Income 14.27B 12.68B 9.23B 14.85B 21.95B
EPS (Diluted) 6.99 5.95 4.04 7.00 10.14
Gross Profit 74.98B 71.12B 67.90B 69.37B 75.78B
Operating Income 19.83B 17.05B 12.91B 18.81B 27.47B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.66T 2.35T 2.41T 2.42T 2.29T
Total Liabilities 2.44T 2.14T 2.21T 2.21T 2.09T
Shareholders' Equity 212.29B 208.60B 205.45B 201.19B 201.97B
Total Debt 715.80B 590.56B 602.18B 521.15B 473.63B
Cash & Equivalents 349.58B 276.53B 260.93B 342.03B 262.03B
Current Assets 738.12B 549.14B 560.19B 635.32B 596.12B
Current Liabilities 1.53T 1.79T 1.84T 1.86T 1.76T