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Fourchette du Jour
106,96 €
111,86 €
Fourchette 52 Semaines
55,51 €
125,16 €
Volume
22 792 405
Moyenne 50J / 200J
113,61 €
/
101,57 €
Clôture Précédente
112,41 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (856 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 13,2 | 10,2 |
| P/B | 0,9 | 1,1 |
| ROE % | 6,8 | 11,7 |
| Net Margin % | 8,5 | 16,8 |
| Rev Growth 5Y % | 20,5 | 11,6 |
| D/E | 3,4 | 0,5 |
Objectif de Cours des Analystes
Hold
132,09 €
+23.1%
Low: 87,00 €
High: 152,00 €
P/E Prévisionnel
11,10
BPA Prévisionnel
10,31 €
Croissance BPA (est.)
+0,0%
CA Est.
90,76B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2030 |
17,60 €
17,08 € – 17,99 €
|
104,53B | 5 |
| FY2029 |
15,55 €
15,09 € – 15,90 €
|
100,77B | 2 |
| FY2028 |
14,31 €
12,16 € – 15,14 €
|
97,91B | 7 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-21 | 1,80 € | 1,34 € | -25,6% |
| 2025-11-06 | 1,73 € | 1,86 € | +7,5% |
| 2025-07-15 | 1,66 € | 1,96 € | +18,1% |
| 2025-04-15 | 1,85 € | 1,96 € | +5,9% |
| 2025-01-15 | 1,21 € | 1,34 € | +10,7% |
| 2024-10-15 | 1,31 € | 1,51 € | +15,3% |
| 2024-07-12 | 1,39 € | 1,52 € | +9,4% |
| 2024-04-12 | 1,23 € | 1,86 € | +51,2% |
Insider Trading Activity
8 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Oct 8, 2025 |
SLTA V (GP), L.L.C.
|
other | 684 949 | — | — |
| Oct 8, 2025 |
SLTA V (GP), L.L.C.
|
sell | 499 999 | 161,15 € | 80 741 800,27 € |
| Oct 7, 2025 |
SLTA IV (GP), L.L.C.
|
other | 1 368 384 | — | — |
| Oct 7, 2025 |
SLTA IV (GP), L.L.C.
|
sell | 152 918 | 146,73 € | 22 701 912,48 € |
| Oct 6, 2025 |
SLTA IV (GP), L.L.C.
|
sell | 809 | 149,09 € | 120 613,81 € |
| Sep 17, 2025 |
SLTA IV (GP), L.L.C.
|
other | 217 018 | — | — |
| Sep 15, 2025 |
SLTA IV (GP), L.L.C.
|
other | 1 634 036 | — | — |
| Sep 15, 2025 |
SLTA IV (GP), L.L.C.
|
sell | 600 000 | 126,63 € | 76 198 735,65 € |
Dividend History
7 yr streakYield
0,03%
Payout Ratio
0,38%
Growth (3Y)
4,38%
Growth (5Y)
2,61%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 02, 2026 | Feb 27, 2026 | 0,60 € | 2,03% |
| Nov 03, 2025 | Nov 26, 2025 | 0,60 € | 2,28% |
| Aug 04, 2025 | Aug 22, 2025 | 0,60 € | 2,48% |
| May 05, 2025 | May 23, 2025 | 0,56 € | 3,19% |
| Feb 03, 2025 | Feb 28, 2025 | 0,56 € | 2,78% |
| Nov 04, 2024 | Nov 22, 2024 | 0,56 € | 3,50% |
| Aug 05, 2024 | Aug 23, 2024 | 0,56 € | 3,82% |
| May 03, 2024 | May 24, 2024 | 0,53 € | 3,45% |
| Feb 02, 2024 | Feb 23, 2024 | 0,53 € | 3,78% |
| Nov 03, 2023 | Nov 22, 2023 | 0,53 € | 4,92% |
| Aug 04, 2023 | Aug 25, 2023 | 0,53 € | 4,51% |
| Apr 28, 2023 | May 26, 2023 | 0,51 € | 4,33% |
| Feb 03, 2023 | Feb 24, 2023 | 0,51 € | 4,00% |
| Nov 04, 2022 | Nov 23, 2022 | 0,51 € | 4,52% |
| Jul 29, 2022 | Aug 26, 2022 | 0,51 € | 3,93% |
| Apr 29, 2022 | May 27, 2022 | 0,51 € | 4,23% |
| Feb 04, 2022 | Feb 25, 2022 | 0,51 € | 3,09% |
| Oct 29, 2021 | Nov 24, 2021 | 0,51 € | 2,95% |
| Jul 30, 2021 | Aug 27, 2021 | 0,51 € | 3,02% |
| Apr 30, 2021 | May 28, 2021 | 0,51 € | 2,86% |
Points Clés
Revenue grew 20,48% annually over 5 years — strong growth
Debt/Equity of 3,37 — high leverage
Generating 22,28B in free cash flow
P/E of 13,16 — trading at a low valuation
PEG of 0,75 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 21,89%
Croissance
Revenue Growth (5Y)
20,48%
Revenue (1Y)-1,41%
Earnings (1Y)12,51%
FCF Growth (3Y)N/A
Qualité
Return on Equity
6,78%
ROIC1,60%
Net Margin8,48%
Op. Margin11,78%
Sécurité
Debt / Equity
3,37
Current Ratio0,48
Interest Coverage0,24
Valorisation
P/E Ratio
13,16
Forward P/E11,10
P/B Ratio0,88
EV/EBITDA27,94
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1,41% | Revenue Growth (3Y) | 4,07% |
| Earnings Growth (1Y) | 12,51% | Earnings Growth (3Y) | 24,34% |
| Revenue Growth (5Y) | 20,48% | Earnings Growth (5Y) | -10,21% |
| Profitability | |||
| Revenue (TTM) | 168,30B | Net Income (TTM) | 14,27B |
| ROE | 6,78% | ROA | 0,54% |
| Gross Margin | 44,55% | Operating Margin | 11,78% |
| Net Margin | 8,48% | Free Cash Flow (TTM) | 22,28B |
| ROIC | 1,60% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 3,37 | Current Ratio | 0,48 |
| Interest Coverage | 0,24 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,38% |
| Dividend Growth (3Y) | 4,38% | Dividend Growth (5Y) | 2,61% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 13,16 | Forward P/E | 11,10 |
| P/B Ratio | 0,88 | P/S Ratio | 1,12 |
| PEG Ratio | 0,75 | Forward PEG | N/A |
| EV/EBITDA | 27,94 | Fwd EV/EBITDA | 30,56 |
| Forward P/S | 2,07 | Fwd Earnings Yield | 9,01% |
| FCF Yield | 11,87% | ||
| Market Cap | 187,74B | Enterprise Value | 553,96B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 168,30B | 170,71B | 155,38B | 100,22B | 79,87B |
| Net Income | 14,27B | 12,68B | 9,23B | 14,85B | 21,95B |
| EPS (Diluted) | 6,99 | 5,95 | 4,04 | 7,00 | 10,14 |
| Gross Profit | 74,98B | 71,12B | 67,90B | 69,37B | 75,78B |
| Operating Income | 19,83B | 17,05B | 12,91B | 18,81B | 27,47B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,66T | 2,35T | 2,41T | 2,42T | 2,29T |
| Total Liabilities | 2,44T | 2,14T | 2,21T | 2,21T | 2,09T |
| Shareholders' Equity | 212,29B | 208,60B | 205,45B | 201,19B | 201,97B |
| Total Debt | 715,80B | 590,56B | 602,18B | 521,15B | 473,63B |
| Cash & Equivalents | 349,58B | 276,53B | 260,93B | 342,03B | 262,03B |
| Current Assets | 738,12B | 549,14B | 560,19B | 635,32B | 596,12B |
| Current Liabilities | 1,53T | 1,79T | 1,84T | 1,86T | 1,76T |