رجوع
نطاق اليوم
KWD 48.77
KWD 49.51
نطاق 52 أسبوعًا
KWD 36.06
KWD 54.99
حجم التداول
358,586
متوسط 50 يوم / 200 يوم
KWD 50.77
/
KWD 48.42
الإغلاق السابق
KWD 49.60
Quick Summary
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (857 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 10.6 | 10.2 |
| P/B | 1.1 | 1.1 |
| ROE % | 10.9 | 11.7 |
| Net Margin % | 22.8 | 16.8 |
| Rev Growth 5Y % | 17.7 | 11.7 |
| D/E | 0.1 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 52.00
+6.4%
مكرر الربحية المستقبلي
9.42
ربحية السهم المستقبلية
KWD 5.26
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
879.55M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 5.72
KWD 5.23 – KWD 6.20
|
927.08M | 3 |
| FY2026 |
KWD 5.26
KWD 4.92 – KWD 5.59
|
879.55M | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-28 | KWD 1.20 | KWD 1.12 | -6.7% |
| 2025-10-21 | KWD 1.15 | KWD 1.13 | -1.7% |
| 2025-07-22 | KWD 1.10 | KWD 1.10 | 0.0% |
| 2025-04-21 | KWD 0.95 | KWD 0.98 | +3.2% |
| 2025-02-28 | N/A | KWD 1.12 | — |
| 2024-10-21 | KWD 0.95 | KWD 0.94 | -1.1% |
| 2024-07-22 | KWD 0.94 | KWD 0.92 | -2.1% |
| 2024-04-22 | KWD 0.98 | KWD 0.98 | 0.0% |
Dividend History
7 yr streakYield
0.03%
Payout Ratio
0.30%
Growth (3Y)
0.00%
Growth (5Y)
1.86%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 26, 2026 | Mar 09, 2026 | KWD 0.38 | 2.67% |
| Dec 01, 2025 | Dec 11, 2025 | KWD 0.34 | 2.78% |
| Aug 28, 2025 | Sep 08, 2025 | KWD 0.34 | 2.73% |
| May 29, 2025 | Jun 09, 2025 | KWD 0.34 | 3.16% |
| Feb 27, 2025 | Mar 10, 2025 | KWD 0.34 | 2.95% |
| Nov 27, 2024 | Dec 09, 2024 | KWD 0.34 | 2.60% |
| Aug 29, 2024 | Sep 09, 2024 | KWD 0.34 | 3.11% |
| May 30, 2024 | Jun 10, 2024 | KWD 0.34 | 3.74% |
| Feb 27, 2024 | Mar 11, 2024 | KWD 0.34 | 3.48% |
| Nov 28, 2023 | Dec 11, 2023 | KWD 0.34 | 3.77% |
| Aug 29, 2023 | Sep 11, 2023 | KWD 0.34 | 3.84% |
| May 26, 2023 | Jun 09, 2023 | KWD 0.34 | 4.41% |
| Feb 24, 2023 | Mar 09, 2023 | KWD 0.34 | 3.10% |
| Nov 28, 2022 | Dec 09, 2022 | KWD 0.34 | 3.02% |
| Aug 29, 2022 | Sep 09, 2022 | KWD 0.34 | 3.18% |
| May 26, 2022 | Jun 06, 2022 | KWD 0.34 | 3.33% |
| Feb 24, 2022 | Mar 07, 2022 | KWD 0.34 | 2.86% |
| Nov 26, 2021 | Dec 09, 2021 | KWD 0.34 | 2.95% |
| Aug 27, 2021 | Sep 09, 2021 | KWD 0.31 | 3.08% |
| May 27, 2021 | Jun 07, 2021 | KWD 0.31 | 2.99% |
النقاط الرئيسية
Revenue grew 17.72% annually over 5 years — strong growth
ROE of 10.92% — decent returns on equity
Net margin of 22.76% shows strong profitability
Debt/Equity of 0.07 — conservative balance sheet
Generating 363.66M in free cash flow
P/E of 10.55 — trading at a low valuation
النمو
Revenue Growth (5Y)
17.72%
Revenue (1Y)-0.43%
Earnings (1Y)10.19%
FCF Growth (3Y)-2.35%
الجودة
Return on Equity
10.92%
ROIC9.75%
Net Margin22.76%
Op. Margin29.42%
الأمان
Debt / Equity
0.07
Current Ratio0.20
Interest Coverage0.72
التقييم
P/E Ratio
10.55
Forward P/E9.42
P/B Ratio1.14
EV/EBITDA8.31
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0.43% | Revenue Growth (3Y) | 2.79% |
| Earnings Growth (1Y) | 10.19% | Earnings Growth (3Y) | -5.67% |
| Revenue Growth (5Y) | 17.72% | Earnings Growth (5Y) | 1.38% |
| Profitability | |||
| Revenue (TTM) | 1.38B | Net Income (TTM) | 315.12M |
| ROE | 10.92% | ROA | 1.30% |
| Gross Margin | 55.06% | Operating Margin | 29.42% |
| Net Margin | 22.76% | Free Cash Flow (TTM) | 363.66M |
| ROIC | 9.75% | FCF Growth (3Y) | -2.35% |
| Safety | |||
| Debt / Equity | 0.07 | Current Ratio | 0.20 |
| Interest Coverage | 0.72 | ||
| Dividends | |||
| Dividend Yield | 0.03% | Payout Ratio | 0.30% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | 1.86% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10.55 | Forward P/E | 9.42 |
| P/B Ratio | 1.14 | P/S Ratio | 2.40 |
| PEG Ratio | 0.69 | Forward PEG | N/A |
| EV/EBITDA | 8.31 | Fwd EV/EBITDA | 9.78 |
| Forward P/S | 3.78 | Fwd Earnings Yield | 10.62% |
| FCF Yield | 10.94% | ||
| Market Cap | 3.32B | Enterprise Value | 3.39B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.38B | 1.39B | 1.31B | 908.10M | 721.11M |
| Net Income | 315.12M | 285.98M | 354.12M | 360.64M | 298.30M |
| EPS (Diluted) | 4.54 | 3.95 | 4.86 | 4.83 | 3.80 |
| Gross Profit | 762.46M | 692.22M | 784.06M | 775.97M | 668.37M |
| Operating Income | 407.40M | 317.54M | 403.58M | 472.54M | 381.84M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 24.23B | 23.05B | 23.08B | 21.95B | 20.89B |
| Total Liabilities | 21.30B | 20.21B | 20.34B | 19.47B | 18.44B |
| Shareholders' Equity | 2.93B | 2.85B | 2.74B | 2.47B | 2.45B |
| Total Debt | 208.92M | 227.73M | 709.72M | 659.25M | 192.98M |
| Cash & Equivalents | 146.32M | 157.17M | 173.99M | 195.44M | 134.14M |
| Current Assets | 1.90B | 1.81B | 2.53B | 2.72B | 3.63B |
| Current Liabilities | 9.68B | 19.69B | 19.33B | 18.51B | 18.06B |