Terug
Dagbereik
€ 48,34
€ 49,58
52-Weeksbereik
€ 36,06
€ 54,99
Volume
341.280
50D / 200D Gem.
€ 50,77
/
€ 48,42
Vorige Slotkoers
€ 48,71
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,6 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 10,9 | 11,7 |
| Net Margin % | 22,8 | 16,8 |
| Rev Growth 5Y % | 17,7 | 11,6 |
| D/E | 0,1 | 0,5 |
Koersdoel Analisten
Hold
€ 52,00
+6.2%
Forward K/W
9,3
Forward WPA
€ 5,26
WPA Groei (sch.)
+0,0%
Omzet Sch.
880 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 5,72
€ 5,23 – € 6,20
|
930 M | 3 |
| FY2026 |
€ 5,26
€ 4,92 – € 5,59
|
880 M | 3 |
Belangrijkste Punten
Revenue grew 17,72% annually over 5 years — strong growth
ROE of 10,92% — decent returns on equity
Net margin of 22,76% shows strong profitability
Debt/Equity of 0,07 — conservative balance sheet
Generating 363,66M in free cash flow
P/E of 10,57 — trading at a low valuation
Groei
Revenue Growth (5Y)
17,72%
Revenue (1Y)-0,43%
Earnings (1Y)10,19%
FCF Growth (3Y)-2,35%
Kwaliteit
Return on Equity
10,92%
ROIC9,75%
Net Margin22,76%
Op. Margin29,42%
Veiligheid
Debt / Equity
0,07
Current Ratio0,20
Interest Coverage0,72
Waardering
P/E Ratio
10,57
P/B Ratio1,14
EV/EBITDA8,33
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,43% | Revenue Growth (3Y) | 2,79% |
| Earnings Growth (1Y) | 10,19% | Earnings Growth (3Y) | -5,67% |
| Revenue Growth (5Y) | 17,72% | Earnings Growth (5Y) | 1,38% |
| Profitability | |||
| Revenue (TTM) | 1,38B | Net Income (TTM) | 315,12M |
| ROE | 10,92% | ROA | 1,30% |
| Gross Margin | 55,06% | Operating Margin | 29,42% |
| Net Margin | 22,76% | Free Cash Flow (TTM) | 363,66M |
| ROIC | 9,75% | FCF Growth (3Y) | -2,35% |
| Safety | |||
| Debt / Equity | 0,07 | Current Ratio | 0,20 |
| Interest Coverage | 0,72 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 10,57 | P/B Ratio | 1,14 |
| P/S Ratio | 2,41 | PEG Ratio | 0,69 |
| EV/EBITDA | 8,33 | Dividend Yield | 0,03% |
| Market Cap | 3,33B | Enterprise Value | 3,39B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,38B | 1,39B | 1,31B | 908,10M | 721,11M |
| Net Income | 315,12M | 285,98M | 354,12M | 360,64M | 298,30M |
| EPS (Diluted) | 4,54 | 3,95 | 4,86 | 4,83 | 3,80 |
| Gross Profit | 762,46M | 692,22M | 784,06M | 775,97M | 668,37M |
| Operating Income | 407,40M | 317,54M | 403,58M | 472,54M | 381,84M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 24,23B | 23,05B | 23,08B | 21,95B | 20,89B |
| Total Liabilities | 21,30B | 20,21B | 20,34B | 19,47B | 18,44B |
| Shareholders' Equity | 2,93B | 2,85B | 2,74B | 2,47B | 2,45B |
| Total Debt | 208,92M | 227,73M | 709,72M | 659,25M | 192,98M |
| Cash & Equivalents | 146,32M | 157,17M | 173,99M | 195,44M | 134,14M |
| Current Assets | 1,90B | 1,81B | 2,53B | 2,72B | 3,63B |
| Current Liabilities | 9,68B | 19,69B | 19,33B | 18,51B | 18,06B |