رجوع
24
19
نطاق اليوم
KWD 28.01
KWD 28.76
نطاق 52 أسبوعًا
KWD 19.32
KWD 30.84
حجم التداول
376,511
متوسط 50 يوم / 200 يوم
KWD 28.01
/
KWD 25.52
الإغلاق السابق
KWD 27.45
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 12.6 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 8.9 | 11.7 |
| Net Margin % | 16.3 | 16.8 |
| Rev Growth 5Y % | 18.0 | 11.7 |
| D/E | 0.4 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 35.000
+24.2%
مكرر الربحية المستقبلي
8.1
ربحية السهم المستقبلية
KWD 3.483
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
350 M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 3.883
KWD 3.617 – KWD 4.150
|
380 M | 2 |
| FY2026 |
KWD 3.483
KWD 3.244 – KWD 3.723
|
350 M | 2 |
Insider Trading Activity
Buy ratio (90d)
66.7%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 13, 2026 |
Scott Nicholas N. Jr.
Director
|
buy | 375 | KWD 27.050 | KWD 10,144 |
| Feb 23, 2026 |
Dixon Gregory M
EVP/Chief Credit Officer
|
grant | 1,113 | KWD 27.700 | KWD 30,830 |
| Feb 23, 2026 |
Koptchak Heather J.
SVP/Chief ofEmployee Resources
|
grant | 445 | KWD 27.700 | KWD 12,327 |
| Feb 3, 2026 |
Peduzzi Michael D
President & CEO
|
grant | 6,317 | KWD 27.700 | KWD 174,981 |
| Jan 30, 2026 |
POWELL JEFFREY S
Director
|
grant | 1,805 | KWD 27.700 | KWD 49,999 |
| Jan 30, 2026 |
Koptchak Heather J.
SVP/Chief ofEmployee Resources
|
grant | 1,895 | KWD 27.700 | KWD 52,492 |
| Jan 30, 2026 |
Dixon Gregory M
EVP/Chief Credit Officer
|
other | 595 | KWD 27.700 | KWD 16,482 |
| Jan 30, 2026 |
Dixon Gregory M
EVP/Chief Credit Officer
|
grant | 1,895 | KWD 27.700 | KWD 52,492 |
| Jan 30, 2026 |
Olson Gary S
Director
|
grant | 1,805 | KWD 27.700 | KWD 49,999 |
| Jan 30, 2026 |
Shilling Steven R
EVP/Chief Wealth Mngt Officer
|
sell | 595 | KWD 27.700 | KWD 16,482 |
| Jan 30, 2026 |
Shilling Steven R
EVP/Chief Wealth Mngt Officer
|
grant | 1,895 | KWD 27.700 | KWD 52,492 |
| Jan 30, 2026 |
Scott Nicholas N. Jr.
Director
|
grant | 1,805 | KWD 27.700 | KWD 49,999 |
| Jan 30, 2026 |
Peterson Joel E.
Director
|
grant | 1,805 | KWD 27.700 | KWD 49,999 |
| Jan 30, 2026 |
Griffith Martin T.
SEVP/Chief Revenue Officer
|
other | 958 | KWD 27.700 | KWD 26,537 |
| Jan 30, 2026 |
Griffith Martin T.
SEVP/Chief Revenue Officer
|
grant | 3,610 | KWD 27.700 | KWD 99,997 |
| Jan 30, 2026 |
Graham Kylie L.
SVP/Operations
|
grant | 1,353 | KWD 27.700 | KWD 37,478 |
| Jan 30, 2026 |
Selig Robert C Jr
Director
|
grant | 1,805 | KWD 27.700 | KWD 49,999 |
| Jan 30, 2026 |
POWELL JEFFREY S
Director
|
buy | 975 | KWD 27.280 | KWD 26,598 |
| Jan 30, 2026 |
PONTZER DEBORAH DICK
Director
|
grant | 1,805 | KWD 27.700 | KWD 49,999 |
| Jan 30, 2026 |
Koch Darryl P.
EVP & CITSO
|
grant | 1,895 | KWD 27.700 | KWD 52,492 |
النقاط الرئيسية
Revenue grew 17.95% annually over 5 years — strong growth
Earnings grew 21.17% over the past year
Net margin of 16.33% shows strong profitability
Debt/Equity of 0.38 — conservative balance sheet
Generating 59.79M in free cash flow
P/E of 12.62 — trading at a low valuation
النمو
Revenue Growth (5Y)
17.95%
Revenue (1Y)12.46%
Earnings (1Y)21.17%
FCF Growth (3Y)28.78%
الجودة
Return on Equity
8.92%
ROIC5.14%
Net Margin16.33%
Op. Margin20.37%
الأمان
Debt / Equity
0.38
Current Ratio43.23
Interest Coverage0.55
التقييم
P/E Ratio
12.62
P/B Ratio0.96
EV/EBITDA13.19
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 12.46% | Revenue Growth (3Y) | 12.13% |
| Earnings Growth (1Y) | 21.17% | Earnings Growth (3Y) | 6.76% |
| Revenue Growth (5Y) | 17.95% | Earnings Growth (5Y) | 3.47% |
| Profitability | |||
| Revenue (TTM) | 404.86M | Net Income (TTM) | 66.13M |
| ROE | 8.92% | ROA | 0.79% |
| Gross Margin | 60.69% | Operating Margin | 20.37% |
| Net Margin | 16.33% | Free Cash Flow (TTM) | 59.79M |
| ROIC | 5.14% | FCF Growth (3Y) | 28.78% |
| Safety | |||
| Debt / Equity | 0.38 | Current Ratio | 43.23 |
| Interest Coverage | 0.55 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 12.62 | P/B Ratio | 0.96 |
| P/S Ratio | 2.06 | PEG Ratio | 2.13 |
| EV/EBITDA | 13.19 | Dividend Yield | 0.03% |
| Market Cap | 834.82M | Enterprise Value | 1.09B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 404.86M | 360.01M | 322.01M | 243.70M | 209.20M |
| Net Income | 66.13M | 54.58M | 58.02M | 63.19M | 57.71M |
| EPS (Diluted) | 2.51 | 2.39 | 2.55 | 3.26 | 3.16 |
| Gross Profit | 245.70M | 212.79M | 212.15M | 211.04M | 183.38M |
| Operating Income | 82.47M | 67.36M | 71.83M | 78.21M | 70.78M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8.40B | 6.19B | 5.75B | 5.48B | 5.33B |
| Total Liabilities | 7.52B | 5.58B | 5.18B | 4.94B | 4.89B |
| Shareholders' Equity | 872.13M | 610.70M | 571.25M | 530.76M | 442.85M |
| Total Debt | 331.29M | 145.51M | 142.54M | 403.10M | 125.44M |
| Cash & Equivalents | 78.20M | 443.04M | 221.87M | 106.29M | 732.20M |
| Current Assets | 7.09B | 846.54M | 564.00M | 539.83M | 1.47B |
| Current Liabilities | 164.00M | 5.37B | 5.00B | 4.94B | 4.76B |
درجات الاستراتيجيات
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#908 of 1024
#730 of 820
النشاط الأخير
دخل
Cash Flow Compounder
Mar 24, 2026
دخل
Deep Value Investing (Seth Klarman)
Mar 24, 2026