Retour
24
19
Fourchette du Jour
27,85 €
28,81 €
Fourchette 52 Semaines
19,32 €
30,84 €
Volume
254 461
Moyenne 50J / 200J
28,01 €
/
25,52 €
Clôture Précédente
28,17 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 12,7 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 8,9 | 11,7 |
| Net Margin % | 16,3 | 16,8 |
| Rev Growth 5Y % | 18,0 | 11,6 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Hold
35,00 €
+23.5%
P/E Prévisionnel
8,1
BPA Prévisionnel
3,48 €
Croissance BPA (est.)
+0,0%
CA Est.
350 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
3,88 €
3,62 € – 4,15 €
|
380 M | 2 |
| FY2026 |
3,48 €
3,24 € – 3,72 €
|
350 M | 2 |
Insider Trading Activity
Buy ratio (90d)
66.7%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 13, 2026 |
Scott Nicholas N. Jr.
Director
|
buy | 375 | 27,05 € | 10 144 € |
| Feb 23, 2026 |
Dixon Gregory M
EVP/Chief Credit Officer
|
grant | 1 113 | 27,70 € | 30 830 € |
| Feb 23, 2026 |
Koptchak Heather J.
SVP/Chief ofEmployee Resources
|
grant | 445 | 27,70 € | 12 327 € |
| Feb 3, 2026 |
Peduzzi Michael D
President & CEO
|
grant | 6 317 | 27,70 € | 174 981 € |
| Jan 30, 2026 |
POWELL JEFFREY S
Director
|
grant | 1 805 | 27,70 € | 49 999 € |
| Jan 30, 2026 |
Koptchak Heather J.
SVP/Chief ofEmployee Resources
|
grant | 1 895 | 27,70 € | 52 492 € |
| Jan 30, 2026 |
Dixon Gregory M
EVP/Chief Credit Officer
|
other | 595 | 27,70 € | 16 482 € |
| Jan 30, 2026 |
Dixon Gregory M
EVP/Chief Credit Officer
|
grant | 1 895 | 27,70 € | 52 492 € |
| Jan 30, 2026 |
Olson Gary S
Director
|
grant | 1 805 | 27,70 € | 49 999 € |
| Jan 30, 2026 |
Shilling Steven R
EVP/Chief Wealth Mngt Officer
|
sell | 595 | 27,70 € | 16 482 € |
| Jan 30, 2026 |
Shilling Steven R
EVP/Chief Wealth Mngt Officer
|
grant | 1 895 | 27,70 € | 52 492 € |
| Jan 30, 2026 |
Scott Nicholas N. Jr.
Director
|
grant | 1 805 | 27,70 € | 49 999 € |
| Jan 30, 2026 |
Peterson Joel E.
Director
|
grant | 1 805 | 27,70 € | 49 999 € |
| Jan 30, 2026 |
Griffith Martin T.
SEVP/Chief Revenue Officer
|
other | 958 | 27,70 € | 26 537 € |
| Jan 30, 2026 |
Griffith Martin T.
SEVP/Chief Revenue Officer
|
grant | 3 610 | 27,70 € | 99 997 € |
| Jan 30, 2026 |
Graham Kylie L.
SVP/Operations
|
grant | 1 353 | 27,70 € | 37 478 € |
| Jan 30, 2026 |
Selig Robert C Jr
Director
|
grant | 1 805 | 27,70 € | 49 999 € |
| Jan 30, 2026 |
POWELL JEFFREY S
Director
|
buy | 975 | 27,28 € | 26 598 € |
| Jan 30, 2026 |
PONTZER DEBORAH DICK
Director
|
grant | 1 805 | 27,70 € | 49 999 € |
| Jan 30, 2026 |
Koch Darryl P.
EVP & CITSO
|
grant | 1 895 | 27,70 € | 52 492 € |
Points Clés
Revenue grew 17,95% annually over 5 years — strong growth
Earnings grew 21,17% over the past year
Net margin of 16,33% shows strong profitability
Debt/Equity of 0,38 — conservative balance sheet
Generating 59,79M in free cash flow
P/E of 12,70 — trading at a low valuation
Croissance
Revenue Growth (5Y)
17,95%
Revenue (1Y)12,46%
Earnings (1Y)21,17%
FCF Growth (3Y)28,78%
Qualité
Return on Equity
8,92%
ROIC5,14%
Net Margin16,33%
Op. Margin20,37%
Sécurité
Debt / Equity
0,38
Current Ratio43,23
Interest Coverage0,55
Valorisation
P/E Ratio
12,70
P/B Ratio0,96
EV/EBITDA13,25
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 12,46% | Revenue Growth (3Y) | 12,13% |
| Earnings Growth (1Y) | 21,17% | Earnings Growth (3Y) | 6,76% |
| Revenue Growth (5Y) | 17,95% | Earnings Growth (5Y) | 3,47% |
| Profitability | |||
| Revenue (TTM) | 404,86M | Net Income (TTM) | 66,13M |
| ROE | 8,92% | ROA | 0,79% |
| Gross Margin | 60,69% | Operating Margin | 20,37% |
| Net Margin | 16,33% | Free Cash Flow (TTM) | 59,79M |
| ROIC | 5,14% | FCF Growth (3Y) | 28,78% |
| Safety | |||
| Debt / Equity | 0,38 | Current Ratio | 43,23 |
| Interest Coverage | 0,55 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 12,70 | P/B Ratio | 0,96 |
| P/S Ratio | 2,07 | PEG Ratio | 2,13 |
| EV/EBITDA | 13,25 | Dividend Yield | 0,03% |
| Market Cap | 839,57M | Enterprise Value | 1,09B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 404,86M | 360,01M | 322,01M | 243,70M | 209,20M |
| Net Income | 66,13M | 54,58M | 58,02M | 63,19M | 57,71M |
| EPS (Diluted) | 2,51 | 2,39 | 2,55 | 3,26 | 3,16 |
| Gross Profit | 245,70M | 212,79M | 212,15M | 211,04M | 183,38M |
| Operating Income | 82,47M | 67,36M | 71,83M | 78,21M | 70,78M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8,40B | 6,19B | 5,75B | 5,48B | 5,33B |
| Total Liabilities | 7,52B | 5,58B | 5,18B | 4,94B | 4,89B |
| Shareholders' Equity | 872,13M | 610,70M | 571,25M | 530,76M | 442,85M |
| Total Debt | 331,29M | 145,51M | 142,54M | 403,10M | 125,44M |
| Cash & Equivalents | 78,20M | 443,04M | 221,87M | 106,29M | 732,20M |
| Current Assets | 7,09B | 846,54M | 564,00M | 539,83M | 1,47B |
| Current Liabilities | 164,00M | 5,37B | 5,00B | 4,94B | 4,76B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#934 of 1052
#734 of 827
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Deep Value Investing (Seth Klarman)
Mar 24, 2026