رجوع
30
23
نطاق اليوم
KWD 118.74
KWD 121.00
نطاق 52 أسبوعًا
KWD 102.22
KWD 133.59
حجم التداول
177,044
متوسط 50 يوم / 200 يوم
KWD 122.32
/
KWD 122.75
الإغلاق السابق
KWD 121.36
Quick Summary
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (857 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 13.2 | 10.2 |
| P/B | 2.1 | 1.1 |
| ROE % | 16.9 | 11.7 |
| Net Margin % | 33.3 | 16.8 |
| Rev Growth 5Y % | 14.4 | 11.7 |
| D/E | 0.6 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 130.00
+8.8%
مكرر الربحية المستقبلي
13.36
ربحية السهم المستقبلية
KWD 8.94
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
325.34M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 9.36
KWD 9.23 – KWD 9.48
|
335.51M | 4 |
| FY2026 |
KWD 8.94
KWD 8.91 – KWD 8.96
|
325.34M | 4 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-21 | KWD 2.26 | KWD 2.18 | -3.5% |
| 2025-10-22 | KWD 2.15 | KWD 2.41 | +12.1% |
| 2025-07-22 | KWD 1.97 | KWD 2.29 | +16.2% |
| 2025-04-23 | KWD 1.84 | KWD 2.06 | +12.0% |
| 2025-01-23 | KWD 1.91 | KWD 1.94 | +1.6% |
| 2024-10-24 | KWD 1.92 | KWD 2.02 | +5.2% |
| 2024-07-23 | KWD 1.91 | KWD 1.96 | +2.6% |
| 2024-04-23 | KWD 1.86 | KWD 1.97 | +5.9% |
Dividend History
7 yr streakYield
0.03%
Payout Ratio
0.36%
Growth (3Y)
9.76%
Growth (5Y)
7.28%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jan 15, 2026 | Jan 30, 2026 | KWD 0.87 | 2.69% |
| Oct 15, 2025 | Oct 31, 2025 | KWD 0.87 | 2.70% |
| Jul 15, 2025 | Jul 31, 2025 | KWD 0.79 | 2.58% |
| Apr 15, 2025 | Apr 30, 2025 | KWD 0.79 | 2.75% |
| Jan 15, 2025 | Jan 31, 2025 | KWD 0.79 | 2.52% |
| Oct 15, 2024 | Oct 31, 2024 | KWD 0.79 | 2.45% |
| Jul 15, 2024 | Jul 31, 2024 | KWD 0.72 | 2.50% |
| Apr 12, 2024 | Apr 30, 2024 | KWD 0.72 | 2.83% |
| Jan 11, 2024 | Jan 31, 2024 | KWD 0.72 | 2.62% |
| Oct 12, 2023 | Oct 31, 2023 | KWD 0.72 | 2.91% |
| Jul 13, 2023 | Jul 31, 2023 | KWD 0.65 | 2.81% |
| Apr 13, 2023 | Apr 28, 2023 | KWD 0.65 | 2.78% |
| Jan 12, 2023 | Jan 31, 2023 | KWD 0.65 | 2.69% |
| Oct 13, 2022 | Oct 31, 2022 | KWD 0.65 | 2.63% |
| Jul 14, 2022 | Jul 29, 2022 | KWD 0.60 | 3.04% |
| Apr 13, 2022 | Apr 29, 2022 | KWD 0.60 | 3.11% |
| Jan 13, 2022 | Jan 31, 2022 | KWD 0.60 | 2.79% |
| Oct 14, 2021 | Oct 29, 2021 | KWD 0.58 | 2.98% |
| Jul 14, 2021 | Jul 30, 2021 | KWD 0.58 | 3.15% |
| Apr 14, 2021 | Apr 30, 2021 | KWD 0.58 | 2.86% |
النقاط الرئيسية
Revenue grew 14.43% annually over 5 years — strong growth
ROE of 16.94% — decent returns on equity
Net margin of 33.28% shows strong profitability
Generating 128.45M in free cash flow
P/E of 13.19 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 8.81%
النمو
Revenue Growth (5Y)
14.43%
Revenue (1Y)5.62%
Earnings (1Y)11.43%
FCF Growth (3Y)-2.32%
الجودة
Return on Equity
16.94%
ROIC9.19%
Net Margin33.28%
Op. Margin41.46%
الأمان
Debt / Equity
0.64
Current Ratio0.03
Interest Coverage1.92
التقييم
P/E Ratio
13.19
Forward P/E13.36
P/B Ratio2.13
EV/EBITDA12.84
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5.62% | Revenue Growth (3Y) | 8.28% |
| Earnings Growth (1Y) | 11.43% | Earnings Growth (3Y) | 6.82% |
| Revenue Growth (5Y) | 14.43% | Earnings Growth (5Y) | 10.32% |
| Profitability | |||
| Revenue (TTM) | 392.11M | Net Income (TTM) | 130.49M |
| ROE | 16.94% | ROA | 1.94% |
| Gross Margin | 79.01% | Operating Margin | 41.46% |
| Net Margin | 33.28% | Free Cash Flow (TTM) | 128.45M |
| ROIC | 9.19% | FCF Growth (3Y) | -2.32% |
| Safety | |||
| Debt / Equity | 0.64 | Current Ratio | 0.03 |
| Interest Coverage | 1.92 | ||
| Dividends | |||
| Dividend Yield | 0.03% | Payout Ratio | 0.36% |
| Dividend Growth (3Y) | 9.76% | Dividend Growth (5Y) | 7.28% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 13.19 | Forward P/E | 13.36 |
| P/B Ratio | 2.13 | P/S Ratio | 4.39 |
| PEG Ratio | 1.01 | Forward PEG | N/A |
| EV/EBITDA | 12.84 | Fwd EV/EBITDA | 13.19 |
| Forward P/S | 5.29 | Fwd Earnings Yield | 7.49% |
| FCF Yield | 7.46% | ||
| Market Cap | 1.72B | Enterprise Value | 2.09B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 392.11M | 371.25M | 334.45M | 255.73M | 228.65M |
| Net Income | 130.49M | 117.10M | 114.37M | 102.07M | 88.08M |
| EPS (Diluted) | 8.94 | 7.89 | 7.61 | 6.80 | 5.66 |
| Gross Profit | 309.80M | 283.24M | 279.18M | 245.60M | 221.92M |
| Operating Income | 162.57M | 144.52M | 143.11M | 127.33M | 111.19M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6.72B | 6.46B | 6.17B | 5.88B | 6.00B |
| Total Liabilities | 5.91B | 5.73B | 5.49B | 5.30B | 5.32B |
| Shareholders' Equity | 809.68M | 730.66M | 677.07M | 577.85M | 681.11M |
| Total Debt | 517.67M | 475.66M | 434.86M | 290.96M | 312.46M |
| Cash & Equivalents | 152.11M | 225.39M | 156.28M | 200.00M | 634.63M |
| Current Assets | 101.93M | 261.45M | 1.51B | 1.72B | 2.06B |
| Current Liabilities | 3.12B | 5.47B | 5.27B | 5.16B | 5.24B |
درجات الاستراتيجيات
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#830 of 1058
Custom
Capital Light Compounder
#198 of 225
النشاط الأخير
دخل
Cash Flow Compounder
Mar 24, 2026
دخل
Capital Light Compounder
Mar 24, 2026