Retour
31
23
Fourchette du Jour
117,88 €
120,84 €
Fourchette 52 Semaines
102,22 €
133,59 €
Volume
123 718
Moyenne 50J / 200J
122,32 €
/
122,75 €
Clôture Précédente
118,95 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 13,1 | 10,3 |
| P/B | 2,1 | 1,1 |
| ROE % | 16,9 | 11,7 |
| Net Margin % | 33,3 | 16,8 |
| Rev Growth 5Y % | 14,4 | 11,6 |
| D/E | 0,6 | 0,5 |
Objectif de Cours des Analystes
Hold
130,00 €
+9.2%
P/E Prévisionnel
13,31
BPA Prévisionnel
8,94 €
Croissance BPA (est.)
+0,0%
CA Est.
325,34M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
9,36 €
9,23 € – 9,48 €
|
335,51M | 4 |
| FY2026 |
8,94 €
8,91 € – 8,96 €
|
325,34M | 4 |
No quarterly estimates available
Dividend History
Yield
0,03%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Points Clés
Revenue grew 14,43% annually over 5 years — strong growth
ROE of 16,94% — decent returns on equity
Net margin of 33,28% shows strong profitability
Generating 128,45M in free cash flow
P/E of 13,14 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 8,81%
Croissance
Revenue Growth (5Y)
14,43%
Revenue (1Y)5,62%
Earnings (1Y)11,43%
FCF Growth (3Y)-2,32%
Qualité
Return on Equity
16,94%
ROIC9,19%
Net Margin33,28%
Op. Margin41,46%
Sécurité
Debt / Equity
0,64
Current Ratio0,03
Interest Coverage1,92
Valorisation
P/E Ratio
13,14
Forward P/EN/A
P/B Ratio2,12
EV/EBITDA12,80
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,62% | Revenue Growth (3Y) | 8,28% |
| Earnings Growth (1Y) | 11,43% | Earnings Growth (3Y) | 6,82% |
| Revenue Growth (5Y) | 14,43% | Earnings Growth (5Y) | 10,32% |
| Profitability | |||
| Revenue (TTM) | 392,11M | Net Income (TTM) | 130,49M |
| ROE | 16,94% | ROA | 1,94% |
| Gross Margin | 79,01% | Operating Margin | 41,46% |
| Net Margin | 33,28% | Free Cash Flow (TTM) | 128,45M |
| ROIC | 9,19% | FCF Growth (3Y) | -2,32% |
| Safety | |||
| Debt / Equity | 0,64 | Current Ratio | 0,03 |
| Interest Coverage | 1,92 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 13,14 | Forward P/E | N/A |
| P/B Ratio | 2,12 | P/S Ratio | 4,37 |
| PEG Ratio | 1,01 | Forward PEG | N/A |
| EV/EBITDA | 12,80 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 7,49% | ||
| Market Cap | 1,71B | Enterprise Value | 2,08B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 392,11M | 371,25M | 334,45M | 255,73M | 228,65M |
| Net Income | 130,49M | 117,10M | 114,37M | 102,07M | 88,08M |
| EPS (Diluted) | 8,94 | 7,89 | 7,61 | 6,80 | 5,66 |
| Gross Profit | 309,80M | 283,24M | 279,18M | 245,60M | 221,92M |
| Operating Income | 162,57M | 144,52M | 143,11M | 127,33M | 111,19M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,72B | 6,46B | 6,17B | 5,88B | 6,00B |
| Total Liabilities | 5,91B | 5,73B | 5,49B | 5,30B | 5,32B |
| Shareholders' Equity | 809,68M | 730,66M | 677,07M | 577,85M | 681,11M |
| Total Debt | 517,67M | 475,66M | 434,86M | 290,96M | 312,46M |
| Cash & Equivalents | 152,11M | 225,39M | 156,28M | 200,00M | 634,63M |
| Current Assets | 101,93M | 261,45M | 1,51B | 1,72B | 2,06B |
| Current Liabilities | 3,12B | 5,47B | 5,27B | 5,16B | 5,24B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#824 of 1052
Custom
Capital Light Compounder
#193 of 218
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026