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CONSUMER PORTFOLIO SERVICES, INC.

Calidad de datos: 100%
CPSS
Nasdaq Financial Services Nondepository Credit Institutions
$8.29
▲ $0.37 (4.61%)
Cap. Mercado: 182.86 M
Precio
$8.29
Cap. Mercado
182.86 M
Rango del Día
$7.72 — $8.29
Rango de 52 Semanas
$6.67 — $10.22
Volumen
5,955
Apertura $7.84
Promedio 50D / 200D
$8.16
1.55% above
Promedio 50D / 200D
$8.48
2.26% below

Quick Summary

Puntos Clave

Revenue grew 12.86% annually over 5 years — strong growth
Generating 288.29 M in free cash flow
P/E of 9.46 — trading at a low valuation
Cash machine — converts 1491.81% of earnings into free cash flow
Capital efficient — spends only 0.16% of revenue on capex

Crecimiento

Revenue Growth (5Y)
12.86%
Above sector avg (6.38%)
Revenue (1Y)10.41%
Earnings (1Y)0.64%
FCF Growth (3Y)10.19%

Calidad

Return on Equity
6.33%
Below sector avg (10.70%)
ROICN/A
Net Margin4.45%
Op. MarginN/A

Seguridad

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM)
9.46
Below sector avg (12.63)
P/B Ratio0.59
EV/EBITDAN/A
Dividend YieldN/A

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (1096 pares)
Métrica Acción Mediana del Sector
P/E 9.5 12.6
P/B 0.6 1.4
ROE % 6.3 10.7
Net Margin % 4.5 14.8
Rev Growth 5Y % 12.9 6.4
D/E — 0.5

ETFs Holding This Stock

BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.07% weight
GSSC logo GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
0.01% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.00% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.00% weight
AVUS logo AVUS Avantis U.S. Equity ETF
0.00% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) 10.41% Revenue Growth (3Y) 11.10%
Earnings Growth (1Y) 0.64% Earnings Growth (3Y) -34.72%
Revenue Growth (5Y) 12.86% Earnings Growth (5Y) -20.15%
Profitability
Revenue (TTM) 434.47 M Net Income (TTM) 19.33 M
ROE 6.33% ROA 0.51%
Gross Margin N/A Operating Margin N/A
Net Margin 4.45% Free Cash Flow (TTM) 288.29 M
ROIC N/A FCF Growth (3Y) 10.19%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.11
Working Capital N/A Tangible Book Value 307.57 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 9.46 Forward P/E N/A
P/B Ratio 0.59 P/S Ratio 0.42
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 157.66%
Market Cap 182.86 M Enterprise Value 173.47 M
Per Share
EPS (Diluted TTM) 0.80 Revenue / Share 19.69
FCF / Share 13.06 OCF / Share 13.09
EPS CAGR (1Y) 1.27% EPS CAGR (5Y) -18.80%
EPS CAGR (10Y) -2.56%
Efficiency
CapEx / Revenue 0.16% FCF Conversion 1491.81%
SBC-Adj. FCF 285.59 M Growth Momentum -2.45

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 434.47 M 393.51 M 352.01 M 329.71 M 267.81 M
Net Income 19.33 M 19.20 M 45.34 M 85.98 M 47.52 M
EPS (Diluted) 0.80 0.79 1.80 3.23 1.84
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 881,000.0 862,000.0 847,000.0 1.62 M 1.68 M
Interest Expense 232.02 M 191.26 M 146.63 M 87.52 M 75.24 M
Income Tax 8.68 M 8.23 M 15.75 M 30.21 M 18.22 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3.86 B 3.49 B 2.90 B 2.75 B 2.16 B
Total Liabilities 3.55 B 3.20 B 2.63 B 2.52 B 1.99 B
Shareholders' Equity 309.54 M 292.77 M 274.67 M 228.39 M 170.21 M
Total Debt — — — — —
Cash & Equivalents 6.32 M 11.71 M 6.17 M 13.49 M 29.93 M
Current Assets — — — — —
Current Liabilities — — — — —