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CONSUMER PORTFOLIO SERVICES, INC.

Datakwaliteit: 100%
CPSS
Nasdaq Financial Services Nondepository Credit Institutions
€ 8,29
▲ € 0,37 (4,61%)
Marktkapitalisatie: 182,86 M
Prijs
€ 8,29
Marktkapitalisatie
182,86 M
Dagbereik
€ 7,72 — € 8,29
52-Weeksbereik
€ 6,67 — € 10,22
Volume
5.955
Openen € 7,84
50D / 200D Gem.
€ 8,16
1,55% above
50D / 200D Gem.
€ 8,48
2,26% below

Quick Summary

Belangrijkste Punten

Revenue grew 12,86% annually over 5 years — strong growth
Generating 288,29 M in free cash flow
P/E of 9,46 — trading at a low valuation
Cash machine — converts 1491,81% of earnings into free cash flow
Capital efficient — spends only 0,16% of revenue on capex

Groei

Revenue Growth (5Y)
12,86%
Boven sectorgemiddelde (6,38%)
Revenue (1Y)10,41%
Earnings (1Y)0,64%
FCF Growth (3Y)10,19%

Kwaliteit

Return on Equity
6,33%
Onder sectorgemiddelde (10,70%)
ROICN/A
Net Margin4,45%
Op. MarginN/A

Veiligheid

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Waardering

PE (TTM)
9,46
Onder sectorgemiddelde (12,63)
P/B Ratio0,59
EV/EBITDAN/A
Dividend YieldN/A

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (1096 peers)
Metriek Aandeel Sector Mediaan
P/E 9,5 12,6
P/B 0,6 1,4
ROE % 6,3 10,7
Net Margin % 4,5 14,8
Rev Growth 5Y % 12,9 6,4
D/E — 0,5

ETFs Holding This Stock

BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0,07% weight
GSSC logo GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
0,01% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0,00% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0,00% weight
AVUS logo AVUS Avantis U.S. Equity ETF
0,00% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) 10,41% Revenue Growth (3Y) 11,10%
Earnings Growth (1Y) 0,64% Earnings Growth (3Y) -34,72%
Revenue Growth (5Y) 12,86% Earnings Growth (5Y) -20,15%
Profitability
Revenue (TTM) 434,47 M Net Income (TTM) 19,33 M
ROE 6,33% ROA 0,51%
Gross Margin N/A Operating Margin N/A
Net Margin 4,45% Free Cash Flow (TTM) 288,29 M
ROIC N/A FCF Growth (3Y) 10,19%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0,11
Working Capital N/A Tangible Book Value 307,57 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 9,46 Forward P/E N/A
P/B Ratio 0,59 P/S Ratio 0,42
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 157,66%
Market Cap 182,86 M Enterprise Value 173,47 M
Per Share
EPS (Diluted TTM) 0,80 Revenue / Share 19,69
FCF / Share 13,06 OCF / Share 13,09
EPS CAGR (1Y) 1,27% EPS CAGR (5Y) -18,80%
EPS CAGR (10Y) -2,56%
Efficiency
CapEx / Revenue 0,16% FCF Conversion 1491,81%
SBC-Adj. FCF 285,59 M Growth Momentum -2,45

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 434,47 M 393,51 M 352,01 M 329,71 M 267,81 M
Net Income 19,33 M 19,20 M 45,34 M 85,98 M 47,52 M
EPS (Diluted) 0,80 0,79 1,80 3,23 1,84
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 881.000,0 862.000,0 847.000,0 1,62 M 1,68 M
Interest Expense 232,02 M 191,26 M 146,63 M 87,52 M 75,24 M
Income Tax 8,68 M 8,23 M 15,75 M 30,21 M 18,22 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3,86 B 3,49 B 2,90 B 2,75 B 2,16 B
Total Liabilities 3,55 B 3,20 B 2,63 B 2,52 B 1,99 B
Shareholders' Equity 309,54 M 292,77 M 274,67 M 228,39 M 170,21 M
Total Debt — — — — —
Cash & Equivalents 6,32 M 11,71 M 6,17 M 13,49 M 29,93 M
Current Assets — — — — —
Current Liabilities — — — — —