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Erste Group Bank AG

Qualité des données : 100%
EBKDY
OTC Financial Services Banks - Regional
52,93 €
▼ 0,51 € (-0,95%)
Cap. Boursière : 82,67B
Également cotée sous EBKOF OTC
Fourchette du Jour
52,16 € 52,93 €
Fourchette 52 Semaines
29,50 € 66,88 €
Volume
4 395
Moyenne 50J / 200J
60,28 € / 52,15 €
Clôture Précédente
53,44 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 24,5 10,3
P/B 3,6 1,1
ROE % 14,7 11,6
Net Margin % 16,4 16,8
Rev Growth 5Y % 22,3 11,6
D/E 2,4 0,5

Objectif de Cours des Analystes

Aucune couverture d'analyste disponible

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2029 5,49 €
5,32 € – 5,62 €
18 B 1
FY2028 6,01 €
5,83 € – 6,15 €
17 B 1
FY2027 5,48 €
5,17 € – 5,77 €
17 B 1

Points Clés

Revenue grew 22,27% annually over 5 years — strong growth
ROE of 14,67% — decent returns on equity
Net margin of 16,38% shows strong profitability
Debt/Equity of 2,44 — high leverage
Generating 3,29B in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 30,70%

Croissance

Revenue Growth (5Y)
22,27%
Revenue (1Y)-8,43%
Earnings (1Y)7,86%
FCF Growth (3Y)26,36%

Qualité

Return on Equity
14,67%
ROIC4,96%
Net Margin16,38%
Op. Margin25,20%

Sécurité

Debt / Equity
2,44
Current Ratio0,14
Interest Coverage0,61

Valorisation

P/E Ratio
24,53
P/B Ratio3,62
EV/EBITDA21,34
Dividend Yield0,02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -8,43% Revenue Growth (3Y) -4,54%
Earnings Growth (1Y) 7,86% Earnings Growth (3Y) 6,03%
Revenue Growth (5Y) 22,27% Earnings Growth (5Y) 15,06%
Profitability
Revenue (TTM) 20,58B Net Income (TTM) 3,37B
ROE 14,67% ROA 0,91%
Gross Margin 57,15% Operating Margin 25,20%
Net Margin 16,38% Free Cash Flow (TTM) 3,29B
ROIC 4,96% FCF Growth (3Y) 26,36%
Safety
Debt / Equity 2,44 Current Ratio 0,14
Interest Coverage 0,61 Dividend Yield 0,02%
Valuation
P/E Ratio 24,53 P/B Ratio 3,62
P/S Ratio 4,02 PEG Ratio 9,96
EV/EBITDA 21,34 Dividend Yield 0,02%
Market Cap 82,67B Enterprise Value 110,70B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 20,58B 22,48B 22,58B 13,69B 9,21B
Net Income 3,37B 3,13B 3,00B 2,17B 1,92B
EPS (Diluted) 2,05 2,00 3,40 2,42 2,09
Gross Profit 11,76B 10,89B 10,32B 8,40B 7,60B
Operating Income 5,19B 5,00B 4,80B 3,22B 2,93B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 368,42B 353,74B 337,16B 323,87B 307,43B
Total Liabilities 333,91B 322,97B 308,65B 298,56B 283,91B
Shareholders' Equity 22,81B 23,14B 21,65B 19,35B 18,00B
Total Debt 55,59B 52,58B 44,43B 36,57B 32,72B
Cash & Equivalents 27,56B 42,75B 51,43B 49,20B 61,93B
Current Assets 36,93B 45,59B 54,14B 51,60B 64,19B
Current Liabilities 271,55B 252,24B 249,06B 216,63B 241,67B