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EBKOF
OTC
Dagbereik
€ 53,89
€ 54,59
52-Weeksbereik
€ 29,50
€ 66,88
Volume
10.921
50D / 200D Gem.
€ 60,28
/
€ 52,15
Vorige Slotkoers
€ 52,93
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 25,1 | 10,3 |
| P/B | 3,7 | 1,1 |
| ROE % | 14,7 | 11,6 |
| Net Margin % | 16,4 | 16,8 |
| Rev Growth 5Y % | 22,3 | 11,6 |
| D/E | 2,4 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 5,49
€ 5,32 – € 5,62
|
17,58B | 1 |
| FY2028 |
€ 6,01
€ 5,83 – € 6,15
|
17,43B | 1 |
| FY2027 |
€ 5,48
€ 5,17 – € 5,77
|
16,61B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-26 | € 1,08 | € 1,23 | +13,9% |
| 2025-10-31 | € 1,19 | € 1,29 | +8,4% |
| 2025-08-01 | € 1,05 | € 1,20 | +14,3% |
| 2025-04-30 | € 1,08 | € 0,96 | -11,1% |
| 2025-02-28 | € 0,80 | € 0,71 | -11,6% |
| 2024-10-31 | € 1,04 | € 1,18 | +13,5% |
| 2024-08-02 | € 0,91 | € 1,01 | +11,1% |
| 2024-04-30 | € 0,47 | € 0,72 | +53,2% |
Dividend History
6 yr streakYield
0,02%
Payout Ratio
0,40%
Growth (3Y)
26,12%
Growth (5Y)
16,69%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| May 27, 2025 | Jun 09, 2025 | € 1,69 | 4,21% |
| May 24, 2024 | Jun 10, 2024 | € 1,46 | 5,99% |
| May 16, 2023 | May 30, 2023 | € 1,02 | 6,35% |
| May 23, 2022 | Jun 06, 2022 | € 0,84 | 8,99% |
| Nov 30, 2021 | Dec 13, 2021 | € 0,56 | 3,99% |
| May 25, 2021 | Jun 07, 2021 | € 0,30 | 1,42% |
| May 20, 2019 | Jun 03, 2019 | € 0,78 | 4,30% |
| May 29, 2018 | Jun 11, 2018 | € 0,70 | 3,58% |
| May 22, 2017 | Jun 05, 2017 | € 0,56 | 2,93% |
| May 19, 2016 | May 31, 2016 | € 0,28 | 2,22% |
| May 21, 2014 | Jun 09, 2014 | € 0,14 | 1,16% |
| Aug 01, 2013 | Aug 14, 2013 | € 0,04 | 1,88% |
| May 17, 2013 | Jun 07, 2013 | € 0,26 | 1,61% |
| May 12, 2011 | May 31, 2011 | € 0,48 | 1,94% |
| May 12, 2010 | Jun 01, 2010 | € 0,41 | 2,11% |
| May 12, 2009 | May 29, 2009 | € 0,45 | 3,20% |
| May 06, 2008 | May 23, 2008 | € 0,58 | 1,54% |
| May 31, 2007 | Jun 18, 2007 | € 0,43 | 1,11% |
| May 26, 2006 | Jun 13, 2006 | € 0,35 | 1,20% |
| May 11, 2005 | May 31, 2005 | € 0,31 | 1,30% |
Belangrijkste Punten
Revenue grew 22,27% annually over 5 years — strong growth
ROE of 14,67% — decent returns on equity
Net margin of 16,38% shows strong profitability
Debt/Equity of 2,44 — high leverage
Generating 3,29B in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 30,70%
Groei
Revenue Growth (5Y)
22,27%
Revenue (1Y)-8,43%
Earnings (1Y)7,86%
FCF Growth (3Y)26,36%
Kwaliteit
Return on Equity
14,67%
ROIC4,96%
Net Margin16,38%
Op. Margin25,20%
Veiligheid
Debt / Equity
2,44
Current Ratio0,14
Interest Coverage0,61
Waardering
P/E Ratio
25,13
Forward P/E10,68
P/B Ratio3,71
EV/EBITDA21,73
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -8,43% | Revenue Growth (3Y) | -4,54% |
| Earnings Growth (1Y) | 7,86% | Earnings Growth (3Y) | 6,03% |
| Revenue Growth (5Y) | 22,27% | Earnings Growth (5Y) | 15,06% |
| Profitability | |||
| Revenue (TTM) | 20,58B | Net Income (TTM) | 3,37B |
| ROE | 14,67% | ROA | 0,91% |
| Gross Margin | 57,15% | Operating Margin | 25,20% |
| Net Margin | 16,38% | Free Cash Flow (TTM) | 3,29B |
| ROIC | 4,96% | FCF Growth (3Y) | 26,36% |
| Safety | |||
| Debt / Equity | 2,44 | Current Ratio | 0,14 |
| Interest Coverage | 0,61 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,40% |
| Dividend Growth (3Y) | 26,12% | Dividend Growth (5Y) | 16,69% |
| Consecutive Div Years | 6 yrs | ||
| Valuation | |||
| P/E Ratio | 25,13 | Forward P/E | 10,68 |
| P/B Ratio | 3,71 | P/S Ratio | 4,12 |
| PEG Ratio | 9,96 | Forward PEG | N/A |
| EV/EBITDA | 21,73 | Fwd EV/EBITDA | 24,64 |
| Forward P/S | 5,33 | Fwd Earnings Yield | 9,36% |
| FCF Yield | 3,88% | ||
| Market Cap | 84,70B | Enterprise Value | 112,73B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 20,58B | 22,48B | 22,58B | 13,69B | 9,21B |
| Net Income | 3,37B | 3,13B | 3,00B | 2,17B | 1,92B |
| EPS (Diluted) | 2,05 | 2,00 | 3,40 | 2,42 | 2,09 |
| Gross Profit | 11,76B | 10,89B | 10,32B | 8,40B | 7,60B |
| Operating Income | 5,19B | 5,00B | 4,80B | 3,22B | 2,93B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 368,42B | 353,74B | 337,16B | 323,87B | 307,43B |
| Total Liabilities | 333,91B | 322,97B | 308,65B | 298,56B | 283,91B |
| Shareholders' Equity | 22,81B | 23,14B | 21,65B | 19,35B | 18,00B |
| Total Debt | 55,59B | 52,58B | 44,43B | 36,57B | 32,72B |
| Cash & Equivalents | 27,56B | 42,75B | 51,43B | 49,20B | 61,93B |
| Current Assets | 36,93B | 45,59B | 54,14B | 51,60B | 64,19B |
| Current Liabilities | 271,55B | 252,24B | 249,06B | 216,63B | 241,67B |