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Day Range
$28.00
$31.15
52-Week Range
$24.70
$40.46
Volume
500
50D / 200D Avg
$34.15
/
$34.43
Prev Close
$30.90
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 44.2 | 10.3 |
| P/B | 4.4 | 1.1 |
| ROE % | 9.5 | 11.6 |
| Net Margin % | 28.2 | 16.8 |
| Rev Growth 5Y % | 13.3 | 11.6 |
| D/E | 0.4 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$2.48
$2.19 – $2.73
|
4.7 B | 1 |
| FY2028 |
$2.10
$1.85 – $2.31
|
4.2 B | 1 |
| FY2027 |
$1.90
$1.67 – $2.08
|
3.8 B | 1 |
Key Takeaways
Revenue grew 13.32% annually over 5 years — strong growth
Net margin of 28.19% shows strong profitability
Debt/Equity of 0.35 — conservative balance sheet
Generating 373.06M in free cash flow
P/E of 44.19 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 14.11%
Growth
Revenue Growth (5Y)
13.32%
Revenue (1Y)-0.79%
Earnings (1Y)-4.38%
FCF Growth (3Y)-36.36%
Quality
Return on Equity
9.51%
ROIC7.95%
Net Margin28.19%
Op. Margin40.93%
Safety
Debt / Equity
0.35
Current Ratio6.84
Interest Coverage18.54
Valuation
P/E Ratio
44.19
P/B Ratio4.36
EV/EBITDA31.98
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0.79% | Revenue Growth (3Y) | 12.37% |
| Earnings Growth (1Y) | -4.38% | Earnings Growth (3Y) | 139.01% |
| Revenue Growth (5Y) | 13.32% | Earnings Growth (5Y) | -4.96% |
| Profitability | |||
| Revenue (TTM) | 2.63B | Net Income (TTM) | 742.04M |
| ROE | 9.51% | ROA | 6.53% |
| Gross Margin | 66.49% | Operating Margin | 40.93% |
| Net Margin | 28.19% | Free Cash Flow (TTM) | 373.06M |
| ROIC | 7.95% | FCF Growth (3Y) | -36.36% |
| Safety | |||
| Debt / Equity | 0.35 | Current Ratio | 6.84 |
| Interest Coverage | 18.54 | Dividend Yield | 0.01% |
| Valuation | |||
| P/E Ratio | 44.19 | P/B Ratio | 4.36 |
| P/S Ratio | 12.46 | PEG Ratio | -3.34 |
| EV/EBITDA | 31.98 | Dividend Yield | 0.01% |
| Market Cap | 32.79B | Enterprise Value | 34.46B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.63B | 2.65B | 2.08B | 1.50B | 1.60B |
| Net Income | 742.04M | 776.00M | 129.90M | 176.30M | 909.40M |
| EPS (Diluted) | 0.63 | 0.75 | 0.14 | 0.17 | 0.93 |
| Gross Profit | 1.75B | 1.81B | 1.38B | 893.90M | 1.24B |
| Operating Income | 1.08B | 888.00M | 274.90M | 308.70M | 877.90M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 11.37B | 11.48B | 9.21B | 9.60B | 3.89B |
| Total Liabilities | 3.85B | 3.39B | 3.20B | 3.20B | 948.90M |
| Shareholders' Equity | 7.51B | 8.10B | 6.00B | 6.40B | 2.94B |
| Total Debt | 2.65B | 2.22B | 2.15B | 2.15B | 614.00M |
| Cash & Equivalents | 979.00M | 1.02B | 1.11B | 644.90M | 587.90M |
| Current Assets | 6.69B | 5.95B | 2.90B | 2.80B | 1.53B |
| Current Liabilities | 978.00M | 869.00M | 731.80M | 681.00M | 356.70M |