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Fourchette du Jour
28,00 €
31,15 €
Fourchette 52 Semaines
24,70 €
40,46 €
Volume
500
Moyenne 50J / 200J
34,15 €
/
34,43 €
Clôture Précédente
30,90 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 44,2 | 10,3 |
| P/B | 4,4 | 1,1 |
| ROE % | 9,5 | 11,6 |
| Net Margin % | 28,2 | 16,8 |
| Rev Growth 5Y % | 13,3 | 11,6 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
2,48 €
2,19 € – 2,73 €
|
4,7 B | 1 |
| FY2028 |
2,10 €
1,85 € – 2,31 €
|
4,2 B | 1 |
| FY2027 |
1,90 €
1,67 € – 2,08 €
|
3,8 B | 1 |
Points Clés
Revenue grew 13,32% annually over 5 years — strong growth
Net margin of 28,19% shows strong profitability
Debt/Equity of 0,35 — conservative balance sheet
Generating 373,06M in free cash flow
P/E of 44,19 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 14,11%
Croissance
Revenue Growth (5Y)
13,32%
Revenue (1Y)-0,79%
Earnings (1Y)-4,38%
FCF Growth (3Y)-36,36%
Qualité
Return on Equity
9,51%
ROIC7,95%
Net Margin28,19%
Op. Margin40,93%
Sécurité
Debt / Equity
0,35
Current Ratio6,84
Interest Coverage18,54
Valorisation
P/E Ratio
44,19
P/B Ratio4,36
EV/EBITDA31,98
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,79% | Revenue Growth (3Y) | 12,37% |
| Earnings Growth (1Y) | -4,38% | Earnings Growth (3Y) | 139,01% |
| Revenue Growth (5Y) | 13,32% | Earnings Growth (5Y) | -4,96% |
| Profitability | |||
| Revenue (TTM) | 2,63B | Net Income (TTM) | 742,04M |
| ROE | 9,51% | ROA | 6,53% |
| Gross Margin | 66,49% | Operating Margin | 40,93% |
| Net Margin | 28,19% | Free Cash Flow (TTM) | 373,06M |
| ROIC | 7,95% | FCF Growth (3Y) | -36,36% |
| Safety | |||
| Debt / Equity | 0,35 | Current Ratio | 6,84 |
| Interest Coverage | 18,54 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 44,19 | P/B Ratio | 4,36 |
| P/S Ratio | 12,46 | PEG Ratio | -3,34 |
| EV/EBITDA | 31,98 | Dividend Yield | 0,01% |
| Market Cap | 32,79B | Enterprise Value | 34,46B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,63B | 2,65B | 2,08B | 1,50B | 1,60B |
| Net Income | 742,04M | 776,00M | 129,90M | 176,30M | 909,40M |
| EPS (Diluted) | 0,63 | 0,75 | 0,14 | 0,17 | 0,93 |
| Gross Profit | 1,75B | 1,81B | 1,38B | 893,90M | 1,24B |
| Operating Income | 1,08B | 888,00M | 274,90M | 308,70M | 877,90M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 11,37B | 11,48B | 9,21B | 9,60B | 3,89B |
| Total Liabilities | 3,85B | 3,39B | 3,20B | 3,20B | 948,90M |
| Shareholders' Equity | 7,51B | 8,10B | 6,00B | 6,40B | 2,94B |
| Total Debt | 2,65B | 2,22B | 2,15B | 2,15B | 614,00M |
| Cash & Equivalents | 979,00M | 1,02B | 1,11B | 644,90M | 587,90M |
| Current Assets | 6,69B | 5,95B | 2,90B | 2,80B | 1,53B |
| Current Liabilities | 978,00M | 869,00M | 731,80M | 681,00M | 356,70M |