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Fourchette du Jour
77,99 €
80,32 €
Fourchette 52 Semaines
60,14 €
89,47 €
Volume
50
Moyenne 50J / 200J
81,57 €
/
72,22 €
Clôture Précédente
77,99 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,8 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 8,4 | 11,7 |
| Net Margin % | 8,5 | 16,9 |
| Rev Growth 5Y % | 48,4 | 11,6 |
| D/E | 5,5 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
16,57 €
14,90 € – 18,27 €
|
7 B | 1 |
| FY2027 |
12,63 €
11,36 € – 13,93 €
|
2 B | 1 |
| FY2026 |
9,47 €
8,51 € – 10,44 €
|
1,3 B | 1 |
Points Clés
Revenue grew 48,35% annually over 5 years — strong growth
Earnings declined -33,77% over the past year
Debt/Equity of 5,47 — high leverage
Generating 396,01M in free cash flow
P/E of 10,76 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 55,24%
Croissance
Revenue Growth (5Y)
48,35%
Revenue (1Y)-6,89%
Earnings (1Y)-33,77%
FCF Growth (3Y)-16,02%
Qualité
Return on Equity
8,38%
ROIC1,34%
Net Margin8,52%
Op. Margin11,93%
Sécurité
Debt / Equity
5,47
Current Ratio0,10
Interest Coverage0,21
Valorisation
P/E Ratio
10,76
P/B Ratio0,89
EV/EBITDA52,96
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -6,89% | Revenue Growth (3Y) | 0,99% |
| Earnings Growth (1Y) | -33,77% | Earnings Growth (3Y) | -22,87% |
| Revenue Growth (5Y) | 48,35% | Earnings Growth (5Y) | -2,41% |
| Profitability | |||
| Revenue (TTM) | 3,11B | Net Income (TTM) | 265,30M |
| ROE | 8,38% | ROA | 0,50% |
| Gross Margin | 39,34% | Operating Margin | 11,93% |
| Net Margin | 8,52% | Free Cash Flow (TTM) | 396,01M |
| ROIC | 1,34% | FCF Growth (3Y) | -16,02% |
| Safety | |||
| Debt / Equity | 5,47 | Current Ratio | 0,10 |
| Interest Coverage | 0,21 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 10,76 | P/B Ratio | 0,89 |
| P/S Ratio | 0,92 | PEG Ratio | -0,37 |
| EV/EBITDA | 52,96 | Dividend Yield | 0,02% |
| Market Cap | 2,85B | Enterprise Value | 19,67B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,11B | 3,34B | 3,05B | 782,19M | 642,91M |
| Net Income | 265,30M | 400,56M | 445,91M | 270,18M | 292,53M |
| EPS (Diluted) | 6,65 | 10,11 | 11,73 | 7,55 | 8,36 |
| Gross Profit | 1,23B | 1,15B | 3,05B | 782,19M | 642,91M |
| Operating Income | 371,50M | 554,33M | 0,0 | 1,25B | 390,41M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 53,49B | 53,23B | 52,93B | 51,14B | 36,16B |
| Total Liabilities | 50,28B | 50,10B | 50,09B | 48,61B | 34,21B |
| Shareholders' Equity | 3,20B | 3,13B | 2,85B | 2,53B | 1,95B |
| Total Debt | 17,54B | 19,27B | 17,37B | 19,54B | 13,58B |
| Cash & Equivalents | 717,25M | 591,64M | -1,32B | 495,11M | 773,25M |
| Current Assets | 3,45B | 3,29B | 2,27B | 3,60B | 2,17B |
| Current Liabilities | 33,96B | 31,43B | 13,79B | 1,45B | 344,06M |